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6 Reasons to Get your OUTsurance Car Insurance Quote Online

Getting ready to hit the road is a must. Among the many things to pay attention to, the most important of all is to feel safe and such feeling is accomplished by purchasing the best car insurance cover possible.

Knowing how problematic this may get, we’ve taken one step forward to gather information about OUTsurance and their car insurance products. Along this article, you’ll find more than 6 reasons to ask your quote online and check they are a fine alternative when referring to car insurance.


Does OUTsurance offer a Car Insurance Calculator?

Price is one of the critical factors to consider when insuring a vehicle. You need a quote to determine if you can manage to sort your premiums. Calculating insurance costs might be challenging, especially if you are not good at math or maybe don't know what is needed to get these figures. 

Insurance companies need to get critical data to determine the amount they will charge. You must provide information like your car's identification number, diver's license, ID, and more. Thanks to advanced technology, insurers like OUTsurance can make the process of calculating insurance policies easy. This makes it possible to get a quote online within minutes. All you need to do is to enter the mentioned data in the insurance calculator section.

How do I get a quote from OUTsurance?

To determine which car insurance best fits your car, you need to get the estimates on your premiums which are generally charged monthly or yearly. OUTsurance makes getting insurance quotes quite simple. One of the easiest to get the cover quote is by visiting their website, where you will need to fill in critical information about yourself and the car you want to insure.

Another way to get a quote is by contacting an insurance agent. OUTsurance has agents to help potential clients get insurance quotes and other company-related processes. If you wish to compare the insurer with others, you can reach out to an independent agent who typically works with several insurance companies.

Finally, you can get an OUTsurance car insurance quote by physically visiting their branches. Their representatives will explain what the company offers and give you a quote. It's crucial to understand that the quote varies with the type of car insurance subscription.

How can I pay my OUTsurance Premiums for Car Insurance?

Similarly to what we have just explained, your premium will vary according to some characteristics. Once you know what plan you want for your car, insurance companies often leave you to decide how to cancel that product. For example, you can divide the cost to pay on monthly basis or, you can cancel it all at once. Besides, you can get additional coverage to the plan you choose which, of course, will make your premium more expensive.

What does OUTsurance Comprehensive Car Insurance cover?

Whenever we talk about Comprehensive car insurance, we talk about the highest level of protection to get for a vehicle. As such, Comprehensive car insurance at OUTsurance will be at your side in almost any aspect you can think of. Your vehicle is protected against damage or loss due to being hijacked the same as for theft and fire. To add to those situations, OUTsurance will take care if you are in an accident or if someone damages your car on purpose. As regards natural phenomena, flood and hail are included in this policy. Of course, 3rd party liability claims are also covered with this car insurance plan.

Remember, comprehensive insurance for your car includes all the benefits we have mentioned earlier and, you can also buy any of the additional covers OUTsurance offers. You just have to detect what problems may your car has as regards risks and, be prepared to deal with them.

Does OUTsurance offer 3rd Party insurance?

Comprehensive car insurance is often expensive, but you don't need to worry. OUT insurance provides a cheaper cover in the name of third-party insurance. With this policy, you can drive through the roads with the peace of knowing that your car is insured when it hits another person's car or damages property during a road accident.

Third-party insurance will only sort third-party claims like damage and injuries but will not cover any stolen belongings from the aggrieved persons. It's also important to note that this policy does not protect you, and you will need to foot the bill in case your car is damaged or injured.

How much will my car be covered with 3rd Party insurance?

Among the car insurance options available in the market, there’s 3rd Party car insurance which is known to be the one offering the lowest level of protection. For such plan, for example, if your car gets damaged, the insurance company won’t cover for its reparation. No matter the cause - accident, fire, theft or other- you won’t get money to fix it.

Third Party will only cover for damages your car makes on other vehicles. A great example is if you cause an accident with your insured vehicle, your insurance company will take care of paying the damages the other cars involved in the accident suffered. This is what’s known as liability claim. Basically, 3rd Party will only take care of that situation. If, due to the accident, your car gets damaged, you will have to pay the total cost of such repair. Referring to OUTsurance specifically, their Essential Cover matches with what’s known as 3rd Party.

Does OUTsurance cover Hail Damage?

The insurance company cover hail and other natural disasters. This is possible thanks to OUTsurance comprehensive car insurance policy. When insuring your car with this policy, rest assured that the insurer will compensate you for all damages in case you are caught in a hailstone. 

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What are the advantages of buying OUTsurance car insurance for Scratch and Dent? 

It is necessary to cover your car against any potential risks, especially if they are prone to dents and scratches. The only catch to this is that it must be within your car insurance quote. This cover will give you peace of mind and save unexpected costs if your car gets scratched or dented.

if you want to compare products, we recommend you to take a look at PMD Car insurance as, they permit their clients to get customized insurance for their vehicles.

Is it Roadside Assistance included in OUTsurance Car Insurance?

Yes, it is! In fact, this is one of the best offers you can enjoy at OUTsurance. When you buy insurance cover for your vehicle at OUTsurance, they provide you with free roadside assistance for whenever you need to use. There’s no need to expand on the importance of driving knowing you have 100% backup along your trip for any type of emergency you can find. At OUTsurance, you could ask for roadside help at any time and, they have their own App to allow you to get help in the easiest and fastest way. This tool will be in charge of making you feel safe when driving around South Africa. In addition, you can expand that cover to Africa to feel truly free when travelling.

Will I get a Courtesy car from OUTsurance car cover?

Today, it’s difficult to get a company that still provides courtesy car in their car insurance products. However, we can find another service called Car Hire. This service works in a similar way but, it’s an additional coverage you must buy when getting OUTsurance car insurance. If you select to add this cover, you will have a rental car in case you have to send your insured car to a panel beater after a car accident. If this situation happens and you had paid car hire cover, you will be able of using this vehicle for 30 days top, which it’s enough time to recover your fixed car and move on with your life. Now, if your car suffers total loss, this cover will help you until OUTsurance pays your claim out. The causes of suffering total loss might be theft, hijacking or if the car gets written off. Even though this extra cover means paying a little more on your premium, you will get an amazing help.

Can I insure my Uber Car with OUTsurance? 

OUTsurance offers their products to vehicles used for business purposes so, you might find cover for your Uber. None the less, their business car insurance products don’t offer great cover for those vehicles used for transporting passengers. Maybe, if your Uber car is protected by OUTsurance, you can ask them to cover it for the risks we’ll list next on the options you’ll find on OUTsurance for business cars:

  • Having to replace lost keys is a stress you can avoid thanks to OUTsurance as they incudes it in their policy for business cars.

  • Keeping your car in a panel beater to be repaired will affect your income so, having rental car with OUTsurance will allow you to keep working until your Uber car is ready to use again.

  • In case of an accident, OUTsurance covers for medical costs to the passengers but, there’s a limit on the amount of money it covers.

  • Obviously, roadside assistance in case of emergency is a must when you spend most of your time driving around the country.

How does OUTsurance OutBonus work?

OutBonus is a loyalty bonus by OUTsurance. The insurance company rewards keen drivers for not claiming their insurance through this program. After three consecutive claim-free years, eligible drivers get 10% of their paid premiums in cash. 

The insurer allows you to get 10% cash back off your premiums for not claiming your insurance for two consecutive years after the first reward then you can earn the same percentage back yearly after the second reward. 

It is important to note that you will lose when the insurer settles any incident, but you will start over a new OutBonus cycle where you need not claim for at least three consecutive years before receiving the reward. 

What’s included on OUTsurance Car Insurance’s Terms and Conditions of OUTsurance?

When you buy car insurance, at OUTsurance or any other company, you choose among the options they offer you. Once you decide the plan to get, you go over some specific points like, level of protection, methods of payment and types of claim they will take care of. All those details, known as terms and conditions, are perfectly explained on the car insurance policy so, it’s of paramount importance you read it carefully before signing in the documents.

What are OUTsurance Contact Details to get car insurance?   

If you are thinking OUTsurance is the right company to protect your car, you might give them a call and ask to start your quote by dialing 08 600 6000. If you are already a client wanting to renovate your policy, for instance, you can call 08 600 70000. Even though some companies let their clients to contact them via sms or email, OUTsurance prefers a personalized attention and, for that reason they don’t have email address to buy insurance.

OUTsurance Car Insurance Online Quote

Requirements for Essential Cover

Your car must not be financed.

Phone Number

06-600-6000

Operating Hours

From Monday to Friday -7 am to 8 pm. Fridays – 7 am to 6 pm.

To conclude, we’ve accomplished on giving you data about those details that must be taken care on detail when selecting vehicle insurance. If you have OUTsurance Car insurance products among your alternatives, surely this article helped you make up your mind about this topic. After these reasons to buy car insurance at OUTsurance, you just have to decide on the cover you think will help you the most.

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Questions and answers

Does OUTsurance have service plans?

OUTSurance only has two kinds of car insurance for vehicles: Essential Car Insurance and Comprehensive Car Insurance. Therefore, you will not find service plans with this company. If you really wish to opt for a service plan instead of a long-term car insurance like the ones offered by OUTSurance, you might want to check out our articles to find other options.

Can I get an affordable good quality insurance for both house hold and vehicle?

Of course, it’s totally possible! You just have to look around and compare prices and, surely, we can help you with that.

I need full comprehensive car insurance, how can I get it?

You can submit OUTsurance your car information and ask them for a quote. Then, you decide whether you take it or look for another company.

Hi, I have a vehicle with motor insurance including comprehensive cover. My engine is damaged does outsurance cover replacement of the engine?

To start, OUTsurance needs to take a look at your car to decide if the engine can be repaired or it needs to be replaced.

How much can i pay for an insurance?

Hippo Car Insurance allows clients to apply for minimums amounts of money on their third party insurance and maximums which apply to comprehensive cover, depending on the sort of car you would like to insure and your budget.

How much can i pay for 2018 polo trendsetter?

At Outsurance you can apply for a Comprehensive Insurance and pay not more than R 1100 per month so as to insure your Polo car.

Is it possible for me to choose a panel beater?

The company has their own repairers included in the policy. If you want to choose your panel bearer, OUTsurance won’t guarantee the quality of the repair.

What is included in “car hire”?

When you need to get your car repaired, OUTsurance will provide you with another vehicle for over a month for you to keep on with your routine.

Can my car be insured without inspection?

No, you will need to take it so OUTsurance can verify the general condition of the vehicle.

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