Compare the best loans of South Africa and find the lowest rate
Are you tired of dealing with financial problems in Cape Town? Would you like a suitable solution for your needs in your area? If you answered yes to those questions, let me tell you this article will be really profitable for you. And you know why that is? Because I will give you the best solution, Investec Bank.
For that reason, in this article I will show you all the loans you can obtain if you become their client, and the many ways of contacting the company you have if you are a resident of Cape Town.
Investec has two loans for you: Home Loans and Personal Loans:
INVESTEC HOME LOANS FOR CAPE TOWN CITIZENS
A Home Loan is a quantity of money that will enable you to finance any type of property you have in your imagination, without limits of money or time.
Its features are the ones listed here:
-Complete access to the property, since the company represents 100% of the value
-Financing terms totally adapted to your pocket and needs
-Fixed interest rates so as to guarantee that there will not be changes during the course of the loan you applied for
-Low initiation costs that will only be paid once the loan commences
-After applying for the loan, you will be notified with the result in about some hours
-You can always call the company´s customer service which functions every day no matter the time
-Monthly fees paid will be fixed, just like the interest rates of loans
-You are allowed to make multiple deposits and transfers after the bank has opened a bank account for you
-In about 12 months you can make use of the facility you own without problem
-Beneficiaries can easily be paid from your home loan, so there is no need to resort to another type of loan to complete this operation
PERSONAL LOANS FOR CAPE TOWN CITIZENS
The best quality of a Personal Loan, is that it can cope with any need you experience, which can be a personal one at home, or one at the office, that has to do with your career.
If you already know what the asset that your lifestyle needs is, the next step is to contact Investec and let them inform you which the best loan for such needs is. As there are four kinds of Personal Loans, each of which will satisfy a specific need. I will list them now:
-Asset Finance (multiple assets)
-Motor Vehicle Finance (for any kind of vehicle)
-Professional Practice and Equipment Finance
-Specialised Finance (for investment reasons)
1. ASSET FINANCE
The most important benefit you will get from this loan is being able to purchase assets whose cost are really high and impossible to attain on your own. The interest rates of this loan are fixed, and the monthly installments are defined once your application is approved, not before. With an Asset Finance, you can buy a new property, a motorbike, a car, or any other appliance that will help you with your business or your professional life. As said before, the financing plans are really flexible, which is why you do not need to worry about not being able to pay for the loan on time, there are plans for every customer.
2. MOTOR VEHICLE FINANCE
If you have in mind a particular car and you know that it will make you happy and let you enjoy the lifestyle you deserve, than you can make it happen with the help of Investec. How? Through a Motor Vehicle Finance.
This program comes together with fixed interest rates and monthly payments you are supposed to carry out during the course of the totality of the loan. There will be penalties for not complying with payments, which is highly advisable to make payments on time.
In addition to purchasing the car you always wanted, the company wants you to have access to different discounts at the company, which is why you can obtain every time you make an operation points. Besides, if you have chosen McCarthy as the car dealer for the transaction, the company will grant you up to 200,000 points.
3. PROFESSIONAL PRACTICE AND EQUIPMENT FINANCE
With the help of this type of loan you can buy all your business needs, which can be new offices, industries, materials, appliances and the list can go on forever.
4. SPECIALISED FINANCE
With the support of this loan, you can make safe investments. How is that? You will be able to invest on whatever you are interested in, without losing money in the future. Investec will find suitable interest rates and at the same time reliable companies in the market to make your investments in. Besides, the professionals in charge of granting this loan will also give you advice when it comes to taxation and laws, and you can easily have access to international savings, which is something not every financial company allows.
Moreover, clients can obtain commercial properties, set up new companies and getting access to aircrafts.
Even though, Investec has not created an online calculator, for you to check whether your application will be successful or not, they have carefully listed some of the rates, for you to know them. In fact, there are three rates available, the Mortgage Rate which is of 8.41% and the Lending Base Rate and the Prime one which are of 10.50%.
Contact information of Investec in Cape Town
-You can contact the company by making a phone call to their members. The phone numbers is the following: 0860 110 161. However, if you are not in South Africa, you can have access to their international phone number: 27 11 286 9663.
-You can click the company´s webpage and be ready to send messages, obtain quotes and find nearest branches in your area.
-You can also go in person to one of the company´s branches located at Cape Town, whose exact location is this one: 36 Hans Strijdom Avenue Ln. It is found in the centre of Cape Town.