Compare the best insurance quotes of South Africa and find the lowest rate
Absa or Absa Bank, is a well-known company that offers their clients a wide range of banking, wealth management services, and insurance products such as Absa Car Insurance, which is also called “Absa idirect”. Absa offers their services to individuals, small business and commercial enterprises. Absa thinks that the way that the company provides the services is as important as the services or products themselves. In the particular case of individuals, Absa insurance alternatives include life, travel, Absa car insurance, and home insurance to illustrate some of their policies.
Comprehensive cover: It will make sure that you do not meet with any nasty surprise after an accident or loss. This policy includes:
Damage to you vehicle because of an accident.
Damage to your vehicle because of storm, hail, floods or snow.
Damage to your vehicle due to fire.
Theft and attempted theft.
Damage to other people´s property, including walls or gates.
Liability to a third party´s property caused by accident.
Third Party, fire and theft: If you want to enjoy certain peace of mind, you can choose this policy. The cost-effective protection will cover you in case of:
ü Damage caused by fire.
ü Theft and attempted theft.
ü Liability because of damage to a third party´s property caused by an accident.
Third party only: Their last option, third party motor insurance, is designed to people that think that their vehicle does not require cover because it has a low value, and only want to insure against the costs of damage to other people´s property by your car.
At the moment of acquiring the Absa car insurance service, you have (2) options: one is to obtain car insurance directly through Absa idirect, and the other alternative is through Absa insurance advisors, who will create a more specific plan to satisfy you own requirements.
Whichever alternative you think is the best for your car, all the 3 policies of car insurance from Absa can be adjusted according to your own requirements and daily needs.
Reasons why you should get a car insurance policy:
In order to have your vehicle covered against loss, accident, theft and write off.
In order to receive professional advice about the product and the cover available.
In order to access to professional help 24 hours a day, 7 days a week in case of roadside, medical or household emergencies.
Benefits of acquiring Absa Car Insurance Policy:
They allow you to save money: You can pay less money every month if you pay one premium for all your insurance needs, which mean that you can make a package with your car insurance and other insurance products according to value, risk profile and your specific needs.
ü They are always in the right place for you. In case you suffer an accident or are traumatized by a criminal encounter, in which you have lost your vehicle, they support and help you through this harsh situation.
They expect the unexpected, and that is why you can enjoy certain peace of mind: In case you damage other people´s property with high costs, they save you all the worries because they will be in charge of any detail in the long process after the accident.
In case you have just decided on your Absa policy, you can:
Call Absa idirect on 0860 109 693,
v Speak to an adviser of their staff 0860 111 630,
Or complete an online insurance claim.
Apart from Absa Car Insurance, they offer you
Reasons why you should get a building insurance:
In case of theft, malicious damage, fire or acts of nature such as storms, hail and lightning you need to be prepared to have insurance to cover your property.
Other unexpected events can include geyser bursting and overflow causing damage to the ceiling, cupboards or carpets. Thus, if you want to protect yourself against all these circumstances you will need to get Absa comprehensive homeowner´s insurance for your own peace of mind.
Benefits of taking Absa Home Insurance:
It is affordable because it provides comprehensive cover at competitive rates in the market.
It can give you certain peace of mind as your most valuable items are insured against sudden and unexpected circumstances.
It provides you a 24 hour emergency assistance in case of a claim.
It is convenient because your homeowner´s insurance premium can be included in your monthly home loan repayment (if you have one) or you can it by debit order directly with Absa.
It allows you to maintain your current financial status because in case you need to make repairs to your home when disasters happen, you will not have to worry about money as Absa will support you.
Absa will support you against loss or damage to the structure of your home by the following events:
Theft and attempted theft.
Fire or explosion.
Acts of nature like wind, lightning, storm, hail, flood, among the most common ones.
Burst, leaking or overflowing from greysers or water pipes.
Impact caused by vehicles, falling trees and aircraft.
Your policy will include some more extra benefits:
Alternative accommodation after an insured event,
Hiring of guards to protect your property after an insured event,
Important Note: You can submit your insurance claim online. It is easy if you have insurance with Absa Insurance Company or Absa idirect. You have to complete some information and one of their consultants will contact you by the following working day to register the claim and explain the process.