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Are There Banks in South Africa That Offer Loans up to R 150,000? Telephone Numbers and Application.

     If you are looking for loans in South Africa you have come to the perfect place. I’ll discus banks that can lend you up to R 150,000. One of them is SA Cash Loans and the other one is WesBank. I’ll expand on their telephone numbers, application and requirements. You’ll also find information about their interest rates.

    Due to today’s economy more and more South African are looking for reliable companies to work with. It’s very important to trust on the financial entity that will help you make your dream come true, so as to have a positive experience through the process.

    Let’s start referring to SA Cash loans. You can find them in Pretoria at 366 Fred Nicholson Street, Mayville.

SA Cash Loans Requirements

    There are only 4 requirements to comply with to work with SA Cash Loans: you should be between 18 and 65 years old, be currently employed for the last three months by the same person, earn at least R 3,000 per month and be paid through your own bank account.

    Even though SA Cash Loans requirements are only the ones I’ve mentioned, it is important that you know that credit providers are the ones who decide whether to approve your loan or not. So, you should know that although you comply these requirements your loan may not be accepted.

How to apply?

    If you want to apply for a cash loan, you simply complete an online application form on a business day – Monday to Friday before 16:00. Then, if there’s no problem you will receive feedback the next business day through your email account. Either way, I advise you to count on five business day just in case, as they work with many credit providers and time constrains are not always under control. So, to avoid any problem with the process you shouldn’t plan to spend the money before that time in case your loan is delayed.  

What is the Quote Available for SA Cash Loans?

    You may borrow from R 1,000 up to R 150,000. Pay attention to your credit profile because the amount of the loan you’ll be approved to ask for will depend on it.

Contact details

    To contact SA Cash Loans you can dial the number 021 202 1679 or write an email to

Office Hours

    When you contact SA Cash Loans bear in mind their office hours are from Monday to Friday and, that they open at 8 a.m. and close at 4:30 p.m.

    I’ll refer now to WesBank which is another entity you have as a possibility to choose from.

WesBank Requirements

    Before WesBank approves a loan they pay attention to few requirements. I’ll list them next for you to make sure you are eligible to start the process.

They need you to:

- have a monthly salary of at least R 5,000.

- possess a clear credit record in order to trust you aren’t the type of person who fail to repay debts.

- present the latest three payslips or bank statements.

- submit a copy of your I.D. Please, make sure the copy is clear.

- provide them with information of your bank account used for the payment of your salary.

- submit an updated document that works as proof of residence

WesBank Application

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    There are two options for you at the moment of applying for a loan with WesBank. One of them is applying online, which could be done at any time, and the other one is through a phone call, which should be done on WesBank’s business hours. The number you can call is 0861 238 252. Later on I’ll provide you with the proper office hour’s information you need.

How does WesBank work?

    First, you can calculate the cost of your loan through an online calculator. Once you’ve decided the amount of money and the terms of your loan you can apply for it. Remember this could be done on line or through the phone. This will depend on what makes you feel more comfortable when applying.

    Also, keep in mind WesBank can lend you from R 5,000 right up to a maximum of R 150,000 and that they let you choose to repay the loan in 2 years up to 6. An interesting piece of information is that the repayment term you choose won’t be affected by interest rate hikes, as it will be a fixed repayment. This is a really nice advantage because you know that what you’ll have to pay won’t be modified through the months after you’re granted the loan.

    If we refer to the interest rate, let me tell you that it could be from 25% and it can go up to a top of 27.75%. You should really think about taking advantage of the online calculator so you can know from the beginning an estimate of the rate you’ll have to pay. It is always better to be properly informed about your future expenses so you can arrange your income in the best way possible.

Contact details

    You can find Wesbank Head Office in Fairland at Enterprise Road, Fairland 2170.  And there are three numbers for you to reach them. One of them is 0861 937 265, another one is (011) 649 6000 and, the last one is (011) 632 6000.

Office Hours

    If you want to apply for a loan, you can get in touch with WesBank from Monday to Sundays – 8 a.m. to 8 p.m. and one of their representatives will guide you through the completion of the application.

    The head office works from 8 a.m. to 5 p.m. on weekdays. Should you get in contact with them, please keep this information  in mind.


R 150,000

Interest Rate

25% - 27.75%

Telephone Number

0861 288 271


Enterprise Road, Fairland, 2170

Working Hours

8 a.m. to 5 p.m. on weekdays


Income of R 5,000, payslips, ID, proof of residence

Email Address

Video Loan

Leave your questions or comments


Questions and Answers

Can I apply if I don’t live in South Africa?
Unfortunately, you can’t.
Can I talk directly to SA Cash Loans credit providers to apply?
No, you apply with SA Cash Loans and they’ll present your application form to them.
Do I need to be employed to apply for a job?

Leave your rating about Are There Banks in South Africa That Offer Loans up to R 150,000? Telephone Numbers and Application.

(3,67) / 3 Ratings

Rating: 4
Comment: WesBank 24/7 online application is really practical.
Rating: 3
Comment: SA Cash Loans rates are low!
Rating: 4
Comment: I’ve already asked my cash loan.

Find the best loan of South Africa