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5 reasons to Get a Loan from Izwe in South Africa| Compare Quotes

Do you need cash fast and with flexible repayment periods? Then, Izwe is just for you. We will discuss 5 reasons you should get a loan at Izwe in South Africa. But that is not it. We’ll also show you how to apply for their loans, how to compare quotes using a loan calculator, and how to contact Izwe from different points of our country. In case you have any doubts, you will find a contact form below that you can fill in and ask whatever you want. You are also invited to leave us comments; we highly appreciate your feedback!

How does Izwe Loans Work?

South Africa has a vast credit lending market: you have hundreds of options. Then, why choose Izwe? Here we’ll tell you only 5 reasons just because we don’t want the list to be endless.

  1. Trustworthiness: Izwe is duly registered with the NCR
  2. Flexibility: they offer flexible payment terms
  3. Versatility: you can do whatever you want with the money you borrow
  4. Comfort: you can take out their loans from your couch
  5. Customer care: Izwe is praised for its excellent and friendly customer service.

So, how do their loans work? With Izwe you can borrow from R1 000 to R250 000. You can get a repayment period ranging from 12 to 60 months. When you take out a loan with Izwe you will have to pay an initiation fee of R936 and a monthly fee for services of R69. If your loan request is approved, you will receive your money on your bank account.

Does Izwe Offer Online Loans Application?

Izwe’s mission statement is to offer South African loans that are easy to access. One way of making loans easier to access for more people is by providing services online. This means they do offer you the possibility of applying online. In this way, it doesn’t matter if Izwe doesn’t have a branch in your city, you can still access their amazing products through the web. And as it was pointed out when we talked about Izwe’s advantages: you can take out a loan with Izwe from the comfort of your bed.

How to Use a Loan Calculator to Compare Izwe Personal Loan Quotes with Other Providers?

Izwe is an excellent and trustworthy company; it’s not the only credit provider of the country, though. If you want to corroborate Izwe is the way to go for you or not, using our loan calculator might be the perfect fix. With this useful tool, all you have to do is enter the amount you wish to borrow and the number of months in which you’d like to pay it back. Our site will show you a list of options offered by different companies, and you can even start your quote!

4 Requirements you Need to Meet to Take out a Loan at Izwe

To qualify for a loan at Izwe you have to meet the requirements asked by most credit lending corporations. However, there are some creditors that ask you a long list of overwhelming qualification criteria. This is not the case with Izwe. They are proud of being of serving their clients and providing easy-to-access loans. For this reason, you should only meet 4 requirements:

  1. Being older than 18
  2. Having a valid ID or driver’s license (South African)
  3. Being permanently employed and earning more than R2 000 per month
  4. Providing documents certifying your income

How can I find Reviews on the Loans provided by Izwe?

Sometimes we feel a little insecure about a company and we want to know other people’s experiences before making a decision. Izwe is a credit lending provider and is a part of the RCS Group (RCS). Izwe is accredited by the NCR and carefully meets its standards and norms.

However, this might not be enough for you and you may want to read reviews on their products. There are several comments made on different online platforms. Some comments are very positive: they praise staff member’s cordiality and effectiveness, some talk about Izwe’ s flexibility as an asset, and others say Izwe provides an excellent service. There are also negative comments, though. Some people, for instance, claim that they have paid an installment and that it wasn’t reflected on their account.

Reading reviews about a company sometimes might confuse you more than it helps. One thing you can try is asking people you know if they did business with Izwe.

2 Things to Consider about Izwe Loans Interest Rates

We are asked a lot about interest rates. Many people asked us, for instance, why they got a certain interest rate while a friend of them got a different one from the same bank and the same loan. This is because the interest rates depend exclusively on your particular financial situation. A credit lending provider will determine the type of rate they are able to give on the basis of your income and your credit profile. That’s why it will be different from the rates offered to other people.

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However, there are 2 things we can tell you about Izwe’s interest rate:

  1. It is highly competitive
  2. It will never be higher than 27.50%, as prescribed by the NCR 

How to Take out a Student Loan at Izwe?

Izwe is a lending company that offers personal loans at flexible term periods. The money you borrow from Izwe can be used for whatever purpose. You can use the money to buy a car, to make repairs in your home, to pay off other bills, and more. Thus, you can also take their loan to pay for education-related expenses. Of course, the money will be accredited to your bank account and it will be your responsibility to pay for the tuition fees, for example. Izwe will have no relation with the institution you or your child attend. 

Does Izwe offer Car for Cash Loans?

You will not find this type of loan at Izwe: they specialize in long-term personal loans. If you are looking to turn your car into money, you should consider other options. One of the companies that offer this service is Pawn my Car. This company lets you request a loan against your car. How does it work? You let them know the amount of money you’d like to borrow and you provide all the information regarding your car. Then, they make you an offer, and if you accept, you receive the money and your car will be stored in Pawn my Car’s facility until you repay your loan.

What are Izwe Loans Contact Details?

This company wants to make your life easier by letting you apply online and providing a contact form you can fill to make all the questions you might have. However, if you are the type of person who prefers one-to-one conversations, you can absolutely contact them through other channels. Izwe has its main offices in Goodwood. If you would like to contact them on the phone, you can call them on 0861 666 424. You can also send them an e-mail with your inquiries at LoansCustomerService@rcsgroup.co.za.

How can I Contact Izwe Loans in Pinetown?

Izwe has branches in Pinetown, Pietermaritzburg and Cape Town. If you need to call them, you can do so on the following telephone numbers:

  • Izwe Loans Pinetown Branch: +27 79 458 9966
  • Izwe Loans Pietermaritzburg: +27 33 394 5997
  • Izwe Loans Cape Town: 0861 666 424 

 What are Izwe Loans Contact Details in Pretoria?

If you’re not comfortable with applying online or using online contact forms, don’t worry, Izwe Loans makes available other channels of communication. If you are in Pretoria you can call them on +27 12 323 1243. If you live in Port Elizabeth you can phone them at 041 586 2583, and if you’re in East London you can contact them on +27 43 722 3649.

What are Izwe Loans Contact Details in Johannesburg?

Izwe has its main offices in Cape Town, but as this company’s goal is to serve as many people in South Africa as possible, they have expanded into several parts of our country. You will be able to find an Izwe Loans branch both in Johannesburg and Durban. If you want to give them a call, you can do so by calling the following numbers:

  • Johannesburg Branch: +27 10 206 7400
  • Durban Branch: +27 31 304 7882

This is the end of our article. We tried to walk you through the loan request process with Izwe loans: how to ask for their loans, what their interest rates are, what documents they request, and more. Also, we wanted to tell you 5 reasons we think Izwe loans is a great company to borrow from. We discussed that you can count on this company since it is reliable, responsible, and attentive to their clients. Furthermore, we showed you what you can do with their loans: you can pay your children’s university; you can buy another car, or repair your house. Finally, we’ve gone over the different phone numbers in which you can contact Izwe loans around South Africa.


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