Can I Get FirstRand Bank Home Loans? Features and Contact Information
Are you looking for an easy and simple way of obtaining finances for your home needs? Thanks God you arrived here, I have just what you were looking for, an affordable solution to your problems. FirstRand Bank,is one of the most well-known financial groups in the country, which works together with different franchises, such as Wesbank and FNB. Which is why I will focus today on the loans granted by Wesbank through FirstRand Bank.
I will start this article by focusing on the contact details of this company, which of course can include phone numbers and email addresses. Then, I will move on by expanding on the different loans FirstRand bank offers its clients through Wesbank. In fact, there is a loan designed to cover home neccesities, which is their Personal Loan. But then, I will also mention their Car Loan, which as you will see is very useful.
How to contact the company in South Africa:
There are different means of communication you can try:
-You can go in person to one of its offices found at 63 Devereux, Vincent Avenue, which opens every day on business hours. But you can find it open during weekends as well, on Saturdays.
-You can also go to another physical office situated at the King William´s Town, which happens to have the same schedule as the previous branch mentioned. And there is another branch very close to that one, situated at 16 Newton Street.
-You can contact the company by phoning to the following number: 0861 288 272, which is a free phone numbers available to everyone from 08:00 am to 05:00 pm and also on weekends (Saturdays) from 08:00 am to 12:00 am.
-You can try the company´s website so as to begin an application or even use online banking. There, you will also find the option of a calculator.
Now that you perfectly know how to contact Wesbank, let me start with the bank´s Personal Loan, which can function as a Home Loan: Cash Power Personal Loan.
Lets pay careful attention to their features:
-Access to maximums of R 150 000 and also minimums of only R 5000, which will of course depend on your possibilities in terms of repaying for the loan
-Access to the funds in about a day, without having to wait lots of time
-Financing terms that are always adapted to you affordability
-Being able to choose how the funds are given to you, in order to make the transaction as safe as possible
-Making monthly installments which come along with fixed interest rates
When it comes to its requirements, you must submit your identity card or even your passport so as to for the company to check your personal data, submit a proof of the place you are residing at the moment, submit your credit score, which needs to be perfect and showing the company your employment statement, which must be superior to R 4500.
Now, this loan will also give you certain benefits, in order to maximize your lending experience:
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-Choosing freely how much money you will be given, by taking into account the maximum and minimum explained above
-Choosing financing periods of about 3 years, but there will also be some of 6, for your comfortability
-Paying for interest rates that will never change with the passing of months
-Instant access to the money the bank has established to grant you, which consists of a day and not more
-Beginning the application from your place, without needing to go in person to the bank
-Unsecured loans, so not collaterals will be requested at any stage of the loan
And finally, the company´s Car Loan, which I am sure will benefit you a lot. This is a lending program, through which customers have the possibility of possessing a private car in a simple way.
There will be some steps that must be followed:
-Beginning the application by just completing an online form, found in the bank´s official website, and once the company got your information, you will expect a call from them sooner or later.
- When your application was found okay by the representatives of the company, they will contact the car seller you have selected so as to begin with the transaction and to check that the car chosen is in a good state. Then, you will sign some documentation granted by the company.
-A member from the company will get in touch with you so as to make sure you have already signed all the necessary documentation and it was submitted to them properly. After that, the car you have chosen can be registered, which is an action performed by the company´s professionals, not you.
What are the requirements for this Car Loan?
-Being 18 years old or more than that age
-Picking a private vendor to make the contract
-Electing a car whose value is of R 30,000 or more
-Taking an automobile that is not improved or stolen
-Be living perpetually in South Africa
-Having a car driver license that will permit you to drive your forthcoming car with no difficulties
-Presenting you have a decent credit history with another firm that offered you a credit earlier. This is vigorous evidence that will be measured at the time of endorsement.
-You must show the bank that you make on a monthly basis at least R 6250. Your profits are really significant since it will state the bank if you will be capable of complying with every fee on time as estimated or not.
So, as you have seen, FirstRand Bank, apart from offering the citizens of South Africa and affordable way to cover their home needs, through their Personal Loan, it also offers Car Loans. And remember, this bank works together with Wesbank, which is why Wesbank Loans are the ones mentioned here, as there exists an agreement between both companies. I advise you to contact the company and see how they can change your life with their lending programs, there are plenty of benefits you can enjoy!!
Questions and answers
Can I send an email?
Yes, in the company´s webpage
Is the bank open on Sundays?
No it is not
Is mobile banking available?
Yes, it is
Loan representatives are great
The phone line works really well
Their webpage is really complete