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Can I Obtain a Better Life Loan in Cape Town? Application and Requirements

    Do you live in Cape Town? Would you like to receive more money on a monthly basis with the support of a reliable company? If your answer was “yes”, let me tell you this is the right place to obtain the information about it.

     Better Life, a company that has established many agreements with banks and financial companies of South Africa, has specifically designed two loans for the citizens of Cape Town: Home Loans and Personal Loans. Why two? Because the company knows every citizen´s dream is to have their own house, but then in order to maintain it you will also profit from a Personal Loan. See? Both loans are useful for you.

Now let’s take a look at the loans offered by Better Life for Cape Town citizens:


      If you are eager to possess the house of your dreams and you cannot seem to make it because of the high prices of properties, do not stress about it. A loan like this one can really help you. Better Life has associated with certain companies which help you to make your dream come true.

Why is Better Life Home Loan an interesting program for Cape Town clients?

The best advantage of this loan is that you are dealing with a company that has years of experience in this field and is willing to support you no matter what during the totality of the procedure.

In fact, I can give you some of the reasons you will prefer this loan over others:

-The application procedure will not only be a matter of the client, but the company will be really engaged too, by helping you and giving you extra advice in each of the steps that make up this procedure.

-You will get many chances of approval by operating with Better Life

-You will be given many options so that you can choose which property suits you best in terms of money and uses

-You will never be offered a property you cannot buy, you will only apply for a house you can afford

-You will be in contact with many banks of the country, all of which will give you extra support in approving the application

-You decide where the money granted by the loan is deposited, you can choose any bank

-You won’t have to pay to Better Life for their service, as they are happy to assist you and give you advice for free


      Taking into consideration this Personal Loan, it can be said that once you have purchased the property of your dreams, you will need to start financing other assets that make it up or even expenses. Or perhaps you want to buy a new asset that has nothing to do with your house that is also possible.

What is the Better Life Personal Loan useful for?

-To finance local expenses

-To pay moving fees

-To finance bonding rates

-To finance appliances, furniture and electronic devices

-To pay for transfer fees

      Regarding money, you should know you can apply for R 5000 but there is also a maximum of R 150 000. In fact, Better Life has created a program through which you can ask the company for extra R 1000 each month if the amount given at the beginning is not enough. Such amounts of money can be repaid in period of 6 years, but there exists a minimum of 2 years too.

    You will not have to worry about the interest rates, since they tend to be quite low as they always comply with the National Credit Act of 2005 that regulates them daily.


The application procedure for both loans can be started in person if you go to one of the offices in Cape Town, online by entering the company´s website or by phone. You choose the medium that suits you best. You will be required to give some information about your income and your credit record. In a matter of days, you will be informed if you are eligible or not.

Below, I have listed the requirements and documentation you need:

-You must be 18 years old or older

-You must reside permanently in South Africa

-You must hold a perfect credit history

-You must be employed and earn at least R 5000

-You must submit all the documentation on time: Id, proof of residence, bank statements, bills and your bank account data.

It is essential that you meet the requirements and submit the documentation when the application begins, so as to avoid future delays.


If you reside in Cape Town, there are multiple ways to contact the company, let’s see:


One of the ways to contact Better Life is by dialing up their customer service phone: 0800 007 11, available Mondays to Fridays from 08:00 am to 05:00 pm. Remember that this phone number will be disabled during public holidays or weekends.


You can go in person to one of their offices in Cape Town so as to receive a personalized attention:


From R 1000 to R 150 000

Interest Rate


Telephone Number



Cape Town, Century City. Inside the Fusion Quarter at the Waterford Place. Block 4, first floor of the building.

Working Hours

Mondays to Fridays from 08:00 am to 05:00 pm


Residing in the country and having personal and financial documentation

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If you consider yourself as a fan of technology you can take advantage of this so as to enter Better Life´s website and start the application right from there. Or, you can simply use this website to get more information about insurances and financial tools. Finally, the company has created a calculator that enables clients check if they can afford or not to pay for one of the loans.

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Questions and answers

Can I finance a new TV with the loans?

With the Personal Loan you can do that

Will I be charged for not paying the installments?

There are penalizations

How do I know if I qualify?

You can try the calculator in the company´s website

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