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Is Pretoria a Good Place To Find Xcelsior Loans?

   Let me answer you the question in the title of the article, yes.  Xcelsior is found in Pretoria, which means that its citizens can have direct access to the different short term loans this company has designed for South Africans.

    Which is why, in this article you will be given information regarding the requirements for Xcelsior loans in Pretoria, the application and also the contact information of this company.

About the company

As mentioned above, this company is known for having developed short term loans and the only condition they bear in mind when deciding whether you are a good applicant or not, is the fact that you must have chosen a collateral for your loan. That collateral can be a car, a plane, a motorbike and so on. The idea is that you find an asset that can serve as the guarantee. And, the good aspect about this loan is that clients are not made to undergo extensive examinations by the members of the company to check affordability.

How does the application at Xcelsior function?

   You need to know that its application happens to be quite simple and fast, since you will not necessitate to do many paperwork as it is the usual case with other loans. And, the company will be able to give you the money in less than 45 minutes.

What are the features that make up Xcelsior cash loans?

-Chances of possessing a car whose collateral can be valuable assets that the client holds at present

-Being able to store their collateral in a really safe place

-Being able to be given back the collateral once the loan finishes

-Asking for R 5000 and also R 5000 000

-Using more than one collateral to secure the short term loan

-Asking the company to give you extra money

-Prohibition of using houses to serve as collaterals, only vehicles are taken

-Obtaining the loan and finish it in less than 3 months

     Before I continue with the application I would like to remind you some interesting pieces of information, such as knowing that this company will not grant you a car loan, but that car will constitute the collateral of your loan and those are two different things. Also remember that you must make sure your car or vehicle you have chosen has been totally paid so as to serve as a collateral.

   What is more, if your financial status does not allow you to finance the loan as agreed in the contract, then the company has total rights to sell your vehicle at any price. So it is ideal that whenever you find yourself in a financial crisis or with the impossibility of complying with a monthly installment, that you let them know about it so that Xcelsior can find a solution.

How does the loan procedure work in Pretoria?

One of the greatest benefits of this short term loan is that every information you provide the company will be confidential, as they know how important it is for you not to reveal your financial status to anyone. Moreover, they will not examine your affordability to see whether you can apply or not for the loan, since you can be a blacklisted person and still get access to the loan. Finally, another good aspect is that Xcelsior will not make you pay extra costs for any type of services, you will always know what you are paying.

Now, I will give you useful tips about the different stages of the loans acquired in Xcelsior for Pretoria citizens:

Assessment made at Xcelsior

Regarding the assessment, it is simply an examination of the collateral you selected as the guarantee of the loan, since it must represent the value of the amount of your loan. Otherwise, you will need to choose another collateral. Now, the company will consider up to 50% of the total value of your valuable asset.

Approval for the cash loan

If interested in approving the application, you must know that once you have submitted your data and documentation and the application is passed, the members of the company and totally authorized to deposit the money directly in the bank account you mentioned when beginning the submission for the loan.

Storage of the Vehicle you have chosen

This is another great piece of information, since many clients tend to worry about the state of their vehicles, but this company will really keep them in safe places, where they are monitored 24/7, for your tranquility and convenience. So, you can remain calm since your collateral is perfectly working and is being taken care of by Xcelsior.

Repayment for your loan

Focusing on repayments, let me remind you that you can ask to pay for the whole loan once you have all the money with you, or you can simply comply with the different monthly installments and its corresponding interest rates each months. But, if you settle the loan then the company will of course give you back the asset chosen as collateral.


As you will observe now, this company can be contacted in many ways:


It has to do with the company´s official website, where clients get the chance of getting more information about these short term loans and also starting an application by completing forms with their data. There is also an email they can talk to:

By phone

Pretoria customers can make a phone call to the company so as to start the application for the short term loan or to clarify their doubts. This is the telephone number: 12 997 1062.

In person

One of the many branches this company has in Pretoria is inside Moreletapark, whose address is 2 Villebois Office Park.

One of the branches is in Pretoria, exactly at 2, Villebois Office Park. In Moreletapark. Another office in Pretoria is located at 260 Kruger Street.

In the following chart you have data about another branch in Pretoria:


R 5000 to R 500 000

Interest Rate


Telephone Number

997 3946


Pretoria North. 260 Burger Street

Working Hours

Mondays to Fridays


South African citizen

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Questions and answers

Can I choose my apartment as collateral?

Only vehicles

Can I pay with debit card?

Yes you can

Can I phone the company on Fridays?

Of course you can

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