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Are There Capitec Loans Available in Pretoria? Locations, Phone Numbers and Requirements

Capitec Bank

Capitec Bank is a South African bank that has been operating across the entire country for several years and it has become really popular lately for its lending products. Capitec Bank has branches and ATMs strategically located in the main cities and on some peripheral cities. You can get in touch with Capitec Bank over the phone, via fax or via e-mail or you can, of course, visit a local branch. Their customer service line number is 0860 10 20 43 and their fax number is 27 21 941 0770, which are available 24/7. If you want to send Capitec Bank an e-mail, the e-mail address for their customer service is If you want to get further information about any of the borrowing products mentioned here or Capitec banking products, you can visit their website

Loans at Capitec Bank

At Capitec Bank, customers can apply for a wide variety of loans, ranging from personal loans, cash loans, home loans, vehicle loans and credit cards. In this post, we will only briefly describe the characteristics of personal loans and home loans. If you are interested in other products, do not hesitate to contact one of the representatives from Capitec Bank who will be more than happy to assist you.

>Personal Loans

Personal loans are available for customer to borrow between R25000 and R4000 and they have really flexible repayment methods. You can choose to repay your loan in terms of up to 7 years. These personal loans have flexible requirements and will enable customers to have their new funds available within a couple of days.

>Multi Loans

Multi loans are available for customers to borrow up to R4000 for urgent expenses or unexpected events or needs. Multi loans, or cash loans, have to be repaid in a couple of months. The good news is that you can apply for multi loans as many times as you need to.

>Home Loans

Home loans at Capitec Bank are granted in partnership with another borrowing company called SA Home Loans, which specializes in home loans. SA Home Loans and Capitec Bank can provide you with up to R5 million to purchase a new home or renovate or improve the one you already have.

Loan Requirements, Interest Rates and Online Rates Calculator

The application process can be completed online or over the phone and during the application process, the Capitec Bank will ask you to hand in:

-A copy of your South African ID: make sure you go to the branch with your original ID book.

-A copy of your last paystubs: make sure you bring the 2 most current pay stubs.

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-Copies of your bank statements: these statements need to be your bank statements of the last 3 months to proof your income and financial stability.

-Employment and debt information: make sure you bring with you contact information of your employer and also take into account that the bank will search for any debt record you may have.

After all this information is processed, you will get the bank’s approval or denial of you loan. Capitec Bank will let you know your interest rates and monthly payments once you complete the approval process. You can also use the online rate calculator that is available on the website to get an estimate of your possible interest rates and monthly payments for your personal loan, home loan or any other loan.

Capitec Bank Branches in Pretoria

Now, we are going to list some of the main branches that you can find in Pretoria. Remember that Capitec Bank branches are generally open Monday through Friday from 8 am till 5 pm and on Saturdays from 9 am till 1 pm, approximately. We have included the address for each branch in Pretoria and the phone number in the case of those branches which have a special phone number apart from the customer service line.

One of the branches we recommend you to visit is the Capitec Bank branch located on Baviaanspoort Street. The address to this branch is Baviaanspoort Street Shop 7, East Lynne Shopping Centre, Pretoria, 0002 and you can contact this branche over the phone by dialing out the number 27 12 800 4044. There also another big Capitec Bank branch in Glenfair Shopping Centre. This branch is located inside the shopping centre and the address is 3 Daventry Street, Lynnwood Manor Shop 83, Glenfair Shopping Centre, Pretoria, 0002. You can contact the branch located in Glenfair Shopping Centre over the phone at their customer service number 27 12 348 6076. Finally, the third branch we would like to recommend you is the Capitec Bank branch located on Kotzenberg Road. The address for this location is Kotzenberg Road Shop 9, Rosslyn Corner Shopping Centre, Pretoria, 0002 and their phone number is 27 12 541 0700.

If none of these branches seems to be comfortable to you or is not close to your home, you can go ahead and search for other branches on the website. You need to go online to Then you will have to go to “Quick Loans” and then choose the option “Find a Branch”. Once you have clicked on that, you should introduce your zip code or the name of the city. The system will show you a full list of all the branches and ATMs that are available in your area.

Other Products You Can Find at Capitec Bank

Capitec Bank also offers banking products in Pretoria, such as checking and savings accounts, credit cards, savings plans, credit plans and simplified banking services, among other. You can get any of these banking products from Capitec Bank at any of the branches and you can get some of them even through the website.

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Questions and answers

What is the rate for a personal loan to be paid in 84 months?

The interest rate for that loan can be of between 21.95% and 29.90% approximately, depending on your eligibility.

Are there any branches in Limpopo?

Yes. There are many branches in each province.

Can I apply for a loan if I am self-employed?

No. You cannot get the bank approval if you do not hand in paystubs and employment information.

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