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Is It Possible to Apply with Old Mutual Finance Loans from Johannesburg? Quotes and Online Application

     If you’ve been thinking about getting financial help lately, you must have been considering taking out a loan. When you finish reading this article, you’ll be informed about Old Mutual Finance, a lending entity offering loans to South African citizens. You’ll discover rates, quotes and, requirements you need to meet to apply. Besides, I’ll explain how to apply online and, how can you get in contact with them. What’s more, if you live in Johannesburg, you’ll find phone numbers and branches in that city.

Old Mutual Loans Application

    Nowadays, most banks provide their clients with online application only, which is a really practical and quick way to apply. However, there are some people who prefer having a face to face service as; they seek for that friendly and personalized assistance. Luckily for them, they can apply with Old Mutual Finance online, over the phone or in person.

a) To apply in person you can visit Old Mutual’s branches and their representatives will take care of helping you though the process. You need to take your ID, one month older paylips, 3 months old proof of residence and, 3 last bank statements.

b) To apply over the internet, you need to complete the online application form and, fax the documents to back up the information submitted. Bear in mind, you can also email them. Finally, you have to wait the company’s response about the loan approval.

c) Finally, you can apply over the phone. This could be the perfect solution as; you can apply without leaving your home but, having the guidance of Old Mutual’s friendly assistant at the same time. As with the online application, you have to send the proper documents via email or fax.

Old Mutual Finance Rates, Quotes and Terms

                    * You’ll find quotes up to R175000.

                    * The repayment period available can be between 3 and 60 months.

                    * Among the loan options, you can request money for an expensive purchase, an emergency or to consolidate your loans.

                    * You’ll be charged administrative fess payable each month and, an originator fee payable only once.

                    * The APR goes from the lowest 19.7% to the highest 72%.

How to use the Old Mutual Online Calculator?

    Before applying, you can use some tools Old Mutual offers to get the approximated cost of the loan. On one side, you can calculate the monthly payments by choosing the loan size and, the length. On the other hand, you can find out about your budget. You must provide OMF with information about your income, expenses and, finance to know the extra money you have monthly. With these two amazing tools, you can organize your expenses and, decide how much money you can borrow.

What are the requirements to apply?

    There are certain requirements you need to meet and, documents you need to present in order to apply for an Old Mutual loan. If we refer to the documentation you’ll be asked to present, we can name the basic ones you need to prove your identity, employment status and financial situation. These are your South African ID, latest payslip, a household utility as proof of residence and, the last three bank statements.  

    But, when we refer to the requirements, Old Mutual’s borrowers are requested to be older than 18 years and, have a monthly salary of R2500 or more. Besides, you must make sure to finish paying the instalments before you are 60 years old. So, when you choose your repayment term, keep this point in mind.

Old Mutual Loans Contact Numbers and Office Hours

    This company has some sections to refer to depending on the reason you need to contact them. For example, there are two telephone numbers for their Client Service. You can dial the number 0860 445 445 or, the number 0860 222 252. Their assistants start working from Monday to Friday at 7:30 in the morning and, finish at 6 in the evening and, on Saturdays they start at 8:00 and, close at 14:00.

    Also, there’s the following number for Loans Sales, 0860 000 886. In this case, the office hours for weekdays are the same as for client service but, on Saturdays, they work from 8 am to 1 pm.

    If you have queries about payments, the Collections section’s phone number is 0860 633 377. They open from Monday to Thursday between 7 am and 9 pm, on Friday between 7 am and 6 pm and, on Saturdays between 8 am and 1 pm.

    Please, bear in mind, Old Mutual Loans doesn’t open on Sundays or public holidays.

Where can I find Old Mutual Loans branches in Johannesburg?

    For those living in Johannesburg, I’ll expand on the four locations this entity has in that area.

    You can direct to the corner of Alamein and Landsborough and find a branch at shop G67, Southdale Center in Southdale. The phone number is ) 7246023 and, the email account OMFJHBSOUTHDALE@OMFINANCE.CO.ZA. Another option is in Diepsloot Mall R511, Shop 37, Diepsloot. You can contact them via email at OMFDIEPSLOOT@OMFINANCE.CO.ZA or, phone to (011) 7246067.

    You’ll find a third branch in South Johannesburg. The complete address is Shop 1, Vusa House, Ghandi Square, 8 New Street. The contact details for this location are (011) 7248220 for the phone number and, OMFJHBGHANDI@OMFINANCE.CO.ZA for the email address. At last, if you live in Highlands North you have one branch near you. It’s located at Shop 227a, Balfour Park Shopping Centre, 2 Balfour Close. Its telephone number is (011) 726224 and, its email is OMFBALFOURPARK@OMFINANCE.CO.ZA.

Old Mutual Finance Information:

What’s the Quote?


Interest Rate

Minimum of 19.7% and maximum of 72%.

Telephone Number?

0860 445 445 or 0860 222 252

What are the Business Hours?

Weekdays from 7:30 am to 6 pm, Saturdays from 8 am to 1 pm.


Employed, SA citizen, bank statements

Address in Johannesburg

Southdale Center, Shop G67, Southdale

What’s the Email Address?


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    When you decide to apply with Old Mutual, you can take advantage of the previous chart to speed up the application process and enjoy your funds faster.

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Questions and answers

What can I use as proof of residence?

You can submit a household utility account or, a credit card statement in your name. As longs as the document shows your name and your present address.

Can I have the money on the very same day of the application?

If you apply online and, the documentation is in order, you can receive the funds in less than 24 hours.

Where can I report a fraud?

You can call the number 0800 222 117 or, email to

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