What Are the Benefits of Hollard Car Insurance Pay as You Drive? Quotes and Phone Numbers

In this article, we are going to introduce you to a special insurance plan offered by Hollard that will help you save quite a lot on your insurance premium, so please make sure you read what comes next…

Pay as You Drive Insurance Program

Hollard Insurance has created a special insurance system called Pay as You Drive with which you can pay only for the kilometers you drive and save some money on your vehicle insurance. Pay as you drive is an insurance option that enables you to get comprehensive car insurance and you have to pay only for the number of kilometers that you drive. With this program, you can have high quality comprehensive insurance coverage at a lower rate and you can save on you premium because you only pay in relation to how much you drive. We have already mentioned in this article what comprehensive coverage includes. But how do you enroll in this type of coverage plan? Well, you surely know the estimated amount of kilometers that you drive per month, don’t you? By choosing the Pay as you drive option, the only thing you need to do is to calculate the approximate number of kilometers that you drive per month and choose the option within this plan that matches your monthly mileage. And, the best part of the plan is that, if you happen to drive more kilometers during one month, you can make up for those kilometers with the kilometers you have not used during previous months. This means that you never lose the kilometers that you do not drive. After you have used all your kilometers that you had in your account, you have to start paying per kilometers.

One of the main advantages of this type of insurance plan is that you can save on insurance if you generally do not drive too many kilometers per month. So, this is the best insurance option for those customers who do not use the car. There are six mileage optionsto choose from, taking into account your typical monthly mileage. With this program, you only pay insurance for the distance travel each month and not a standard insurance rate. All the mileage that you do not use will be saved in your favor and can be used to cover for any kilometers any time you exceed the maximum amount stated for your plan.

Eligibility Requirements for Pay as You Drive

In order to obtain the Pay as you drive plan, you need to be at least 25 years old and you need to have a valid driving license from your province but you should have had it for at least one year at the time you apply for the insurance plan Pay as you drive. Do, if you are 25 or more but you have taken out your license less than 12 months ago, you will not be eligible for this program, even if you drive a few kilometers per month. Other things that will be taken into account are your vehicle year make and model and your accidents and violations record.

Pay as You Drive Coverage

This program includes Free Accidental Death cover of up to R15000 for the policyholder. It also includes third party liability coverage for up to R10 million to help you pay for damages, legal costs and expenses in case you happen to be legally responsible for an accident. Pay as you drive also offers you free 24-hour emergency assistance that includes towing, roadside assistance and medical assistance.

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Once you get your policy approved, you get one month grace period for your kilometers; this means that if you exceed you kilometers a little bit during the first month, these grace period kilometers will cover for these extra kilometers and you will not have to pay for any extra mileage.

Pay as you drive also includes a 10% extra kilometers during the first 12 months that will be added to your account in case you exceed your monthly mileage.

Pay as Your Drive Plans

There are six plans that you can choose from, depending on your monthly mileage and we are going to describe each of them briefly. The first plan is the Drive500 that is for customers who drive 500 kilometers or less each month. The second plan is the Drive750 that is for customers who drive 750 kilometers or less per month. The next plan is the Drive1000 for drivers who need up to 1000 kilometers per month. Then, we come to the Drive1250 plan for those who drive up to 1250 kilometers. The last plan available is the Drive1500 that enables you to drive up to 1500 without having to pay any extra miles unless you exceed the limit. All these plans require drivers to install data collection devices and tracking devices in their vehicles. These devices will collect the information and report to the company how much kilometers you have driven so far. The good thing about these devices is that you can choose which device you would like to get installed. Some of the options available as regards devices are the following ones: Tracker SkyTrax Data and Tracker SkyTrax Recover.

How to Get a Quote

You can get a quote online simply by entering some personal information and information about your vehicle. You will have to go online to the company’s website and enter your first and last name, e-mail address, phone number, identification number, date of birth, gender and marital status, driving license number, license type, and vehicle details, such as year, make, model and value. And, of course, you will have to introduce the approximate monthly distance or kilometers you drive per month. The e-quote will provide you with an estimate of you premium for a Pay as you drive plan that is more convenient for you. If you want to get a more precise quote, you can contact Hollard Insurance at the number 011 351 5000 and speak to one of their representatives from customer service.