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Can the Citizens of Pretoria Obtain Loans at Woolworths?

    Are you permanently a Pretoria resident? Are you tired of experiencing a hard financial status and do not know where to go? I have the ideal solution for you! That is right, you can count on Woolworths´ services to take care of those needs. How is that possible? Through their lending programs, which are two.

  You are about to read an article in which I will focus on the characteristics and the requirements for their loans. Then, in the second section of the article you will get details regarding the lending service of Woolworths. Finally, you will receive contact information in Pretoria, which includes telephone numbers, emails and local branches.

Woolworths has developed two loans: Revolving Personal Loan and Personal Loan.


These are its characteristics:

-The client can finance the loan in up to 60 months, which will give clients plenty of time to complete the financing of the program

-The client can make use of the money on whatever purpose they have

-There is a fee clients must pay once the loan begins

-Clients have the chance of getting more money than the one stipulated in the contract with the enterprise

-The client can finish financing the loan before the time that appears in the contract

-Every monthly installment has a date to be paid

These are some requirements and also benefits the client will enjoy:

-The client can always manage the loan via cell phone, so as to check how much money is there available in the bank account and how much money can be used each month

- There is a customer service phone number, every client can call:0861 50 20 10

-The interest rate is subject to modifications, so is not fixed like it happens with another companies. However, such changes can be observed once a year, so do not worry about it

-The client will need to make one payment a month. Such payment will be completed in a local office, in a store from the company or even via internet, by using online banking

-There is a statement from the company the client will receive in the form of an email

-The client must start the application either via internet or in person

-The client must have the majority of age and not less than that

-The client must submit an identity card to prove he /she is from South Africa and is residing there

-The company requests a monthly wage of more than R 2000

-Clients that ask for a loan need to be willing to open a checking account with the company so as to control its finances from there

More benefits:

-THE BALANCE PROTECTION INSURANCE: a type of cover aimed at giving clients the protection they deserve so as not to make their health circumstances become an obstacle at the time of withdrawing money

-A WOLLWORTHS STORE CARD, that enables customers to withdraw money fastly without further complications. This guarantees that clients are able to make use of the money right away. There are different types of Store cards, so clients can choose between gold, silver or black cards, depending on the type of limit they would like to obtain

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-A WOOLWORTHS CREDIT CARD, that gives clients the chance of making whatever purchase they like without limits.


   The main feature of this loan is that the client can go to Woolworths and solicit for money that can be obtained in less than 2 days. So, if you are experiencing a hard situation with your finances and you need money right away, this loan can be just perfect for you.

How the lending service works. Some more facts:

-The National Credit Act is totally in charge of regulating each of the loans, so the interest rates will be determined by such Act

-The client that has been granted the loan, can always ask Woolworths to increase the amounts of money given. Nevertheless, there will be an interest rate higher than the one stipulated at the beginning of the loan

-The client must always carry out a payment of a fee that only takes place at the beginning of the lending program

Contacting Woolworths in Pretoria

In person

 There are two local branches in Pretoria:

  One of them is located between Pinaster Avenue and 8th Street, in fact it is found at 147 Pinaster Ave. Their phone number, available to every citizen, is the following:0081  012 424 9300

   Another physical office is located at the Castle Walk Mall. This mall is situated in Cnr Loais and Nossob Street. You can call this office if you dial up012 484 9060

By phone

   You can call the company´s consultants by dialing up a free phone number, which has been designed for questions and concerns. Such phone is 0860 022 002.

   You can also send a fax to Woolworths, to the next fax number:021) 407 3995. This number is typically used for the company to receive all the documents requested


    Clients can send a message to the different representatives of the company, to this email

    In Woolworths´ website, you can not only find information regarding the loans explained above, but also about covers and debit and credit cards, that will enable clients to control their finances in a simple and affordable way. In this webpage, there is also a section dedicated for contacting the company, so that every citizen can send a message  and get a reply within days. This is one the services most preferred by Woolworths´ customers

    All in all, if Pretoria is the city where you live and you do not have the financial stability you and your beloved ones deserve, you can take advantage of Woolworths´ Personal Loans in order to get the money you require for your needs. And, you can contact the company by email, website, phone or even in person. So, there are no excuses for not contacting the company. Get in touch with the professionals of Woolworths and see how they can change your life!

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Questions and answers

I would like an amount from my personal loan account but struggling to get hold of the Woolworths Finance department for assistance. In this Covid_19 lockdown time, What do I need to do?

During the lockdown decided by the national government to help prevent the spread of the current Coronavirus pandemic, this department was closed to the public. However, as lockdown restrictions have been eased, Woolworths is now open and you will have no problem visiting them. You could also reach them by phone.

Are there stores open on weekends?

If the store is inside a mall, it can open on Saturdays

Does the interest rate depend on the client?

Yes, it totally depends on the client´s financial status and circumstances

How can I finance the loan?

By using your card, automatic deduction and checkbooks

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