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Can The Citizens of Gauteng Have Access to Woolworths Loans?

     Are you living in Gauteng? Are you searching for additional financial resources to cope with your needs? Luckily, you can satisfy your daily needs with Woolworths. This is one of the largest retail companies, which among its variety of services, offers lending programs to every South African citizen.

    This article will be really useful for you, since you will be given helpful data about the two loans offered by Woolworths: Revolving Personal Loan and Personal Loan. In that section I will expand on the characteristics, requirements and benefits. After that, I will give you contact information of this chain of stores in Gauteng.


Let’s focus on the characteristics of this kind of program:

-You will have a flexible period of financing that can extend up to 60 years

-You can choose to make any kind of purchase with the money given

-The store will make you pay a fee once the loan starts functioning

-With the course of time, the chain can give you more money than the one requested at the beginning of the program

-It is possible to pay for each of the installments before the due date

-It is compulsory that you comply with every payment


    One of the greatest advantages of this loan is that it can be used for emergency situations, where the customer needs the money and cannot wait longer to be approved by the company. In fact, the store will grant the loan in a quick period of less than two days.


Let’s move on by giving you the requirements needed and the benefits:

-Each of the customers that request for a loan can easily manage it via different media: cell phone, email or online. That way, the customer can get to track the loan

-By phoning on this number 0861 50 20 10 you can speak directly to the company´s consultants so as to receive assistance and guidance

-The interest rates are variable, so that means that with the passing of time it is very likely that they change

-It is compulsory that the monthly payments are carried out before the due date, and if the customer does not make it, there will be extra fees charged

-Customers can start the application procedure in the store´s webpage or in their nearest physical office

-It is compulsory that applicants be 18 years old, which of course is the majority of age requested for these procedures

-It is compulsory that the customer submits its identity card, in order to prove that its nationality is South African

-It is compulsory that the customer possess a monthly salary superior to R 2000

-Woolworths will ask every client to already have opened an account that can be a savings or checking account


     Do you still want more benefits? Take a look at other products you can access to:

-THE BALANCE PROTECTION INSURANCE: this is a personal insurance that every client can obtain together with the loan, so as to receive the maximum protection whenever their health is in danger.

-A WOLLWORTHS STORE CARD: a store card, especially this one, can be really useful if you would like to operate with Woolworths and obtain their products and additional services with big discounts. Also, clients can have access to benefits and gifts each month because of the possession of the card.

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 -A WOOLWORTHS CREDIT CARD: this is the only credit card Woolworths has designed for its customer, aims at giving them free access to their products and services.

Woolworths´ loans, more data about them:

-The customer can have the security that all of the loans granted by this chain of stores, will always stick to the National Credit Act

-Woolworths is totally capable of granting more funds to each of the customers, as long as it is truly justified the reason for asking for additional funds

-The enterprise will ask the customer to pay a fee that corresponds to the initiation of the lending procedure

How to contact Woolworths in Gauteng

In person

   One of the physical offices of Woolworths in Gauteng is in the area of Valley Centre, specifically located at Jam Smuts Ave and the Marian Rd. This office is in Craig hall. Its phone number is the following: 11 293 7240. This office opens Mondays to Fridays from 09:00 am to 07.30 pm, so it is not open during weekends.

By phone

    There is a free phone number every customer can dial up from their homes, in order to speak to one of the company´s consultants: 0860 022 002.

        There is also a fax phone number, typically used for the documentation of the application procedure. Such number is:021- 407 3995.


     There is an email address available to every customer that has concerns or doubts regarding the company´s loans: You can easily send a message to their consultants from your own email address.

     Clients can also have access to Woolworths from the comfort of their computers. How is that? By entering the store´s webpage, where you will find more data about Revolving Personal Loans and Personal Loans, a contact section and also a section with full details regarding products such as  cards.

In the same webpage, clients can find a section with information about different types of insurances, such as Personal Insurance, Vehicle Insurance and Home Insurance. Finally, in this website customers can use online banking with their user and password, so as to manage the loan they have recently acquired and gain knowledge about the current conditions of their program.

      All in all, residing in Gauteng with financial problems is no longer a complication for its citizens, because they can truly trust Woolworths´ loans to take care of their desires. They can apply for a Revolving Personal Loan or a Personal Loan, depending on their budget and how long they can wait for the money. I strongly recommend you to contact this company in order to start the application procedure, you deserve to gain financial stability!

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Questions and answers

What type of cards can I get?

Black, gold and silver cards

What is the maximum granted?

You need to talk to a representative, because it depends on each personal case

How can I make each payment?

In cash, cards or checks

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