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The residents of Centurion that are sadly experiencing a hard economic situation and cannot find a solution, will be glad to know there is in fact a way to solve their financial crisis. It can be done with the implementation of lending programs. Fortunately, there is a company which offers loans in Centurion, Woolworths. This is one of the biggest stores dedicated to retailing and it offers two different loans.
In this article, you will first be given information about the two loans that Woolworths has carefully created for you. Such segment will be devoted to features, requirements and additional data and products. Finally, you will be given the different manners through which you can speak to the company´s professionals.
There are two lending programs: Personal Loan and Revolving Personal Loan
A Personal Loan is designed for urgent cases in which the client needs to make use of the funds instantly. So, those citizens that find themselves in an emergency, can easily apply for this type of loan and obtain the money in just 2 days.
REVOLVING PERSONAL LOAN
A Revolving Personal Loan can give the citizens of Gauteng, the chance of obtaining the money they request in up to five years, which is a very flexible period of time. Apart from the monthly installments that clients need to pay, there has been created a fee for charging the company´s service during the loan procedure. That fee only needs to be paid once. Then, after your application form is approved and you are given the money, you can ask for higher amounts if there is a need you need to cover and the money is not enough. Remember that each of the payments comes along with a due date that needs to be taken into consideration so as not to pay extra charges the next month.
What does Woolworths require for being eligible?
- Being eighteen years old or older, so age is a crucial factor since it determines whether you are responsible or not of complying with a loan
-You have the obligation to submit all the necessary documentation and that includes your ID book
-You have the obligation to submit a statement with details of your salary. In fact, such salary must consist of a minimum R 2000.
-If you want to be granted the loan you need to have a bank account
Extra information about the two loans:
- You have the possibility of completing the application form online or at person in one of the stores
-Once the company has given you the money, you are free to use it as you want
-In the company´s online app you get the chance to control your loan so as to get their details
-Take into account the following phone number, which will be useful for contacting the customer service centre:0861 50 20 10
-The interest rate will always change, at least once a year. So, we are talking about variable interest rates.
-You have the obligation of making monthly payments, which are fixed and can be completed in person in one of the stores or by automatic deduction
-The customer will periodically receive a bank statement with information of their balance and the different transactions made
Other products the citizens of Centurion will obtain:
Woolworths will automatically give its clients access to different products in order to enhance the lending experience:
-THE BALANCE PROTECTION INSURANCE: as it happens with others financial companies, you can obtain a cover to protect you when you experience an accident, a disease or a retrenchment that becomes a barrier for getting the money granted by Woolworths.
-A WOLLWORTHS STORE CARD: Woolworths offers their clients a special store card, in order to give them direct access to different products and services found in each of the stores. There are 3 store cards: Black, Silver and Gold.
-A WOOLWORTHS CREDIT CARD: by acquiring this product, the citizens of Centurion can make different type of purchases by making fixed monthly payments which are pretty low.
Do you still want more information? Pay attention to some facts:
-The National Credit Act is in charge of setting the conditions for each of the lending programs offered to clients
-There exists the possibility of increasing the loan
-It is an obligation to pay a service fee when the loan is approved. This fee tends to be very low and affordable, but needs to be paid so as to proceed with the program
One of the stores of Woolworths is found in the Centurion Mall, located in the first shop. This mall is in Cnr Gordons Hood and Crawford Streets. This store opens every day from 08:00 am to 07:00 pm. Its phone number is the following:12 643 4900. Bear in mind that this is not a free phone line, so you will have to pay for making that call.
Take a look at a free phone number, created for asking questions about the two loans and also their insurances and credit cards:
0860 022 002. You can call that number on weekdays at any time of the day.
There is also a fax phone line, to which you can launch your documentation to the company: 407 3995
By sending an email to this address:firstname.lastname@example.org, you can obtain a quick answer from the store´s professionals and start an application for a loan.
Woolworths has also a website, with plenty of details about each of the products you can buy in their stores, which includes clothes, appliances, cards and so on. You can also send a message if you click on the section names “Contact us”.
As a conclusion, whether you are experiencing a financial crisis or looking for additional finances, you can easily get a solution if you rely on Woolworths´ loans, which apart from granting you the money requested, have flexible financing terms. Get in touch with their consultants and begin an application right now, you will not regret it!!