Are Woolworths Loans Open to Bloemfontein’s Citizens? Quotes and Addresses
Are you in financial trouble? Is it time to improve your life quality? Count on Woolworths help and buy whatever you need. In this post, you will get all you want about the lending programs that Woolworths offers to Bloemfontein’s people. You will find information about requirement, hours of attention, possible quotes and even more. And in case you want another option to consider when it comes to lending, we will also provide you with data about another company.
Although lending services is not the main focus of Woolworth, the company has been working on it since 1931. An in order to get as many clients as possible, it has been opening branches all around the country and fortunately, Bloemfontein is included in the list. Let’s take a look, then, to the offices located in the city:
a. One branch can be found in the Preller Square Shopping Centre. It is located at Louw Wepener St in the area of Dan Pienaar. Its hours of attention gofrom Monday to Friday from 9 a.m. to 7 p.m., on Saturday from 8.30 a.m. to 5 p.m. and on Sunday from 9 a.m. to 5 p.m. You can also contact consultants by phone dialing up 51 410 4100.
b. Another Woolworth office is located at 22 Dirk Opperman St in the area of Langenhoven Park. In this case, its doors are open from Monday to Friday from 9 a.m. to 8 p.m., on Saturday from 8.30 a.m. to 8 p.m. and on Sunday from 9 a.m. to 6 p.m.
Luckily, if after Reading all the point developed here you want to apply for a loan and you live far away from any office, there are other ways of contact available. One alternative is calling representatives by phone. By dialing up 0861 50 20 10 you will ask questions, leave comments and even start application. You can also start online application by visiting the official website and also write e-mails or send required documents to this e-mail address:
It is time now to describe the features and financing of the loans granted by this company:
1. First of all, you can ask for fixed term personal loans.
2. Second of all, there are revolving personal loans available.
3. You won’t have to pay to initiation fees when applying for fixed term loans.
4. In the case of revolving loans, there is an initiation fee of approximately R1197.
5. Personal loans require a monthly charge of R57.
6. Considering revolving loans, monthly fees are around R69.
7. If you are thinking about borrowing money, the sums available go from R2 000 to R75 000.
8. Although interest rates vary according to how much money you ask and financing periods, they always flirt 21%.
9. As far as financing terms are concerned, terms go from 1 to 5 years, based on clients needs.
10. Once you get the approval for the loan, you will get the money within a period of 2 days.
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11. In order to be safe, you can hire Balance Protection Insurance to protect your loan.
12. Payments will be done automatically by deducting the quote from your bank account. However, in case you want to make payments in advance, you can resort to other alternatives, such as deposit, EFT or payment in any store.
Do you want to know how much will you pay per month if you apply for a Woolworth’s loans? Here we show you some examples:
-First, let’s mention a loan of R4000 and we will choose the average interest rate to make calculations. Principal and interest can be repaid in 1 year by 12 payments of around R372. They can also be financed in 3 years by 36 payments of approximately R150.
-Second, let’s calculate over a principal of R30 000. If you want to repay the loan in one year, it is possible to make 12 payments of no more than R 2 793. If you prefer 3 years of financing, monthly payments will be of R 1 130. Another option is a term of 4 years. In this case, quotes will be of R 928. And last but not least, you will be able to make 60 payments of around R 811.
If you are interesting in apply for a Wooloworth loan, you have to take into account some requirement. In fact, loans are addresses to those South African citizens with a valid ID and older than 18. Besides, it is important to know that if you earn less than R2 000 per month, you won’t be eligible for the loan. And please, don’t forget that as money will be deposit in your bank account, you will have to provide information about it.
Is Woolworth the only company that offers loans in Bloemfontein?
No, it isn’t. Another lending company in the area is Absa Bank. In fact, you can find a branch at
Graaff Reinet St in Dan Pienaar. If you live nearby, representatives will be available from Monday to Friday from 8.30 to 3.30 p.m. and on Saturday from 8 a.m. to 11 a.m. to provide financing help face to face or by phone dialing up 51 406 4700 .
Absa Bank offer personal loans by which clients can ask amount of money that go from R3000 to R350 000. As far as financing is concerned, terms range a minimum of 12 months to a maximum of 84 months. Interest rates are always around 10.5%.
To conclude, let me tell you that if you reside in Bloemfontein, money is not a real problem anymore. Citizens not only count on the financial help of Woolworth, but also on the support of other leading banking companies, such as ABSA. There are personal loans, revolving loans, business loans and even more so that there is no aspect of life without the necessary help to succeed. Stop wondering about how to improve life, apply for a loan and start enjoying!
Questions and answers
Which is the minimum income require to apply for a Woolworth loans?
You have to earn R2 000 at least per months.
Can I contact Absa loan by e-mail?
Yes, write to firstname.lastname@example.org.
Is online application available?
Yes, it is.