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What Are the Loans Offered by Woolworths in Durban? Contact Details, Quotes and Requirements

Are you considering the idea of buying a new car? Do you need money to remodel your home? Are you in need of extra financial support? Let me tell you that the solution is nearer than expected. Woolworth is an institution that has been working hard so as to facilitate you money and here we will provide you with all the information you needs: details, financing, requirements and quotes of the loans as well as addresses, hours of operation and telephone of branches in Durban.

                Woolworths is one of the largest stores in South Africa offering retailing services. It opened its doors in October of 1931 in Cape Town, office that becomes the headquarters in the country. However, in order to expand it horizons, it has been opening new branches since then and, luckily, Durban is not the exception. In fact, there are many location of Woolworths in the city so let me show you some:

a) There is one in the area of Bulwer, located exactly at 149 Bulwer Road. If you live nearby, you can visit the branch every day from 8 a.m. to 8 p.m. In case you want to make a phone call, the exclusive phone line is 31 277 2160.

b) There is another branch in the area of Essenwood. The address is 118 Problem Mkhize Road and representatives are also available from 8 a.m. to 8 p.m. You can also find them on the phone in the same hours dialing up 31 309 9100.

c) One more office can be found in the Westville Mall, in the area of Dawncliffe. In this case, the exact location is 70 Buckingham Terrace. If you live nearby, pay a visit to consultants every single day from 7 a.m. to 8 p.m. This office also has an exclusive line for phone attention: 31 267 8300.

d) In the area of Hillcrest you can locate a Woolworths branch at 50 Old Main Road. In this case, operating hours go from Monday to Friday from 8 a.m. to 6 p.m., on Saturday from 8 a.m. to 5 p.m. and on Sunday from 9 a.m. to 4 p.m. In the same time table, you can contact consultants by phone calling 31 761 4600.

                It is important to highlight that visiting a branch is not compulsory is you are interesting in making use of the Woolworth lending services. Actually, you can apply for a loan just by visiting the official webpage and clicking on the corresponding tab. For more details about the programs, you can contact the general line that is 0861 50 20 10. This number is open for queries as well as application. And in case you have comments or questions, don’t hesitate to write e-mails to queries@wfs.co.za.

What do I need to apply for a Woolworths loan?

As we have taken a look before, application process is really easy since you just go to branch, call by phone on click on the internet webpage. However, there are certain requirements that you have to take into account. The main condition is that applicants should be older than 18 with a valid South African ID. Another term has to do with income. You have to prove that you earn a minimum salary of R2 000 guaranteed by you last three pay slips. And finally, you need an account open so that Woolworths deposits the money.

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                Now you know everything about contact information and requirements there follows a list with the details and benefits of exclusive Woolworths loans:

1. You can apply for fixed term personal loans. This means that you will repay them with stable quotes during the entire loan.

2. There are also revolving personal loans with one of the most convenient rates of the market.

3. It is important to highlight that there are no initiation fees included in fixed term loans.

4. If you are thinking about apply for a revolving loan, you will have t pay an initiation fee of near

R1197.

5. Fixed term personal loans include a monthly extra charge of approximately R57.

6. As far as revolving loans are concerned, monthly charges can be as high as R69.

7. The amounts of money available go from R2 000 to R75 000.

8. Interest rates will vary, but most of the time are around 21%.

9. Regarding financing terms, there are periods from 1 to 5 years available.

10. After loan approval, you won´t wait more than 2 days to have the money ready in your account.

11. You can hire the service of Balance Protection Insurance to take care of your loan.

12. If you are thinking about paying method, loans you be paid by automatic deduction. In case you want to make extra payments, you can resort to direct deposit, payment in store or via EFT.

                Let’s see now some examples of how Woolworths financing works in real life based on an interest rate of 21%:

-Let’s start with a minimum loan of R4000. You can, for example, repay principal and interest in 1 year making 12 payments of R372. You can also resort to a larger financing option: 3 years. In this case, you will make 36 payments of near R150.

-Let’s continue with an example of a loan of R30 000, then. If you choose the shortest financing term, you will have to make 12 payments of approximately R 2 793. Of course you can choose longer periods. In fact, there is an option to pay 36 installments R 1 130 and another option to pay 48 installments of R 928. The maximum term available is 5 years, that is to say 60 payments of bear R 811.

                To conclude, if you live in Durban, you can count on the financial support of one of the leading retail companies of the South African market: Woolworths. You will be able to borrow up to R75 000 to finance from home equipment to deserve vacation and unexpected expenses with really convenient interest rates and terms. Stop worrying about thing that have solutions figured up just around the corner!

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Questions and answers

Does the bank accept checks?

No, it doesn’t.

Do all the loans require initiation fees?

No, fixed term personal loans don’t.

Is there a way to protect the loans?

Yes! You can ask for a

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