Compare the best loans of South Africa and find the lowest rate
Getting financial support can be difficult when you are inexperienced with so many companies in the market. All of them have a wide variety of loans destined to provide aid in the most convenient way. In this case, we selected one and we will further develop details about it so that you can have it in mind: Wesbank.
If you reside in the area of Polokwane, you can resort to the loans that Wesbank has available since such companies has easy application process for its residents. Keep on reading this article and find out how. Besides, we will show you the lending programs with interest rates and possible quotes.
How can I get the benefits of Wesbank in Polokwane?
Traditionally, clients choose visiting office in person to apply for a loan. This is possible in Polokwane since there is a branch of Wesbank in the city center. The exact address is 14 Grobler St and it is open in typical banking hours. Furthermore, you can also contact the company by phone. If you are have put an eye in personal loans, you should dial up 0861 238 252 for more information or just to start application. In case you think that business loans are a better option, the line available is 0861 922 677. And last but not least, you can take advantage of the computer. It you visit the Wesbank website, you can read more about lending programs and start online application clicking “Apply for a loan”. In case of questions or comments, you can write to Wesbank representatives to the following address: firstname.lastname@example.org. They will contact you as soon as possible.
When it comes to lending, there are two main groups that you can focus:
1. PERSONAL LOANS
There is a wide variety of personal needs that can be unmet due to financial reasons. Therefore, if you need money to buy a new vehicle, to go on deserved vacations or to improve your home, please count on Wesbank personal loans. They lend amounts of money that go from
R5000 to R200000. No matter how much money you need, interest rates are never higher than 30%. If you are worried about financing terms, the bank is really flexible and it offers periods that go from a minimum of 2 years to a maximum of 6 year. We are not going to ignore that the services provided are in conjunction with the company Direct Axis, which gives outstanding financial support.
2. BUSINESS LOANS
Do you want to start a new business? Do you already have yours but you need to make it succeed? Count on Wesbank! The company has the most convenient programs so as to finance investments in the field of agriculture, mining, construction, manufacturing, aviation and so on. There are, at least, two ways of loans: for purchase and for leasing. With the first option, you borrow money, use the asset and become the owner. With the second option, you just lease what you need and return it without the responsibility of upcoming expenses.
Now you know about them, please take all this
-You can borrow, for example, R20000 to go on vacations with your family. You can finance the money in 2 years with an interest rate of 25%. As a result, you will make 24 payments of near R1305. The same amount can be financed in 4 years. This means that you will probably make 48 payments of R880.
-You can also borrow higher amounts of money to finance more expensive expenses. Imagine you need R80000. If you are lucky, you can also apply for a minimum interest rate of 25%. If you choose a financing period of three years, you will make 36 payments of near R5253 approximately. But if you choose a financing period of 5 years, you will make 60 payments of approximately R4000.
-Please remember that interest rates are set before the loan in approved. After this, you get approval, the money is in your account and interest will never vary, which guarantee the stable payments during the whole life of the loans.
-If you resort for online application, this one will require less paper work, easier and you don’t need to leave the comfort of your home.
-Wesbank is one of the few companies that grant loans without requiring collateral. While in most cases clients have to use their own assets to secure loans, with Wesbank, there are no difficulties in this field.
-It is important to know that loans are destined to citizens older than 18 years old. This should be proved by the ID and copies that will be attached to the application.
-Among the most important conditions to start application, prospective clients should have a minimum salary of R5000. Actually, you need your last three paycheck stub to start application.
-The money you receive will be deposited in an account. Such account doesn’t need to be related with Wesbank; in fact, the bank can make the deposit in the account you receive your salary.
-Representatives are willing to look for the most convenient solution based on the needs of every client. They will look for a financing option affordable for you so as you don’t worry about making ends meet.
To conclude, with all the points developed in this post, it is possible to affirm that when it comes to getting money, Wesbank is one of the most convenient options for Polokwane citizens. Apart from having the most competitive interest rates, it has special advantages that are impossible to ignore. Current and prospective clients can apply for loans to finance whatever financial need, either personal or business, with affordable payments. Let money problems in the hands of experts and get easily whatever you want. Enjoy your life without money limits!