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What Do WesBank Loans Offer? Application, Phone Numbers and Rates



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WesBank Loans offers you the CashPower Personal Loan so as you can meet your financial goals right now.  We offer a fast and convenient service that allows you to take from R5,000 to R150,000 and you can decide the repayment period that better suits you. One of the wide range of benefits is that the repayments are fixed over your full long term loan, so you don´t need to worry about the increases in interest rates. Another important benefit is that you can have the money available in your account within 24 hours after your application or you can even get the money on the same day. Another advantage is that you don´t need a collateral to secure your loan because WesBank loans are unsecured. As regards application, it can be done online (you only need to fill a short application form), so you don´t need any paperwork.  So if you are looking for a personal loan, WesBank Loan is the best option for you. Why? Because it has 40 years of experience and high quality service in every single detail. It operates 7 days a week from 8 am to 8 pm, or if we are not available we call you back.

Requirements to Apply for WesBank Loans:

  • Income of R4,500.

  • ID number.

  • Credit references.

  • Bank account details (in which your salary is paid).

  • Recent payslips.

  • Physical address (not older that 3 months).

  • Bank statements (last 3 months and consecutive).

You can also enjoy many other benefits by becoming our customer.

Benefits for getting a WesBank CashPower Personal Loan:

  • You can take out form R5,000 to R150,000, you choose the amount that you need.

  • You can repay the loan from a period of 24 months to 6 years according to your preferences.

  • You can relax about the interest rates increases because the repayments are fixed.

  • You receive the money in no more than 24 hours or even in the same day that you apply for the loan.

  • You can apply online or over the phone (call 0861 238 252), which is convenient because it saves you lot of time.

  • You don´t need to provide a collateral to secure your loan.

  • You can enjoy a Customer Protection Plan*.

  • You will have access to a loan that you can repay, we will not give you a loan that with your income you cannot pay us back.

  • You are dealing with a well-known company, so you don´t need to worry about anything else.

*What´s the Customer Protection Plan?

The Plan protects you from many events that you can go through such as death, permanent disability and dread diseases. We pay off your loan balance. But, if you prefer you can have your own protection policy.

WE OFFER 3 DIFFERENT TYPES OF LOANS: FOR INDIVIDUALS, FOR BUSSINESS AND FOR FLEET SERVICES.

  • I. FOR INDIVIDUALS: If you want to buy a new car, we finance it, whether you are buying the car for someone you know, a dealer or an ad in the classifieds.

How to apply?

  • You can apply online and we finance your car: you can apply for dealer, leisure or private finance according to your personal capacity.

  • You can buy or sell your car in our classifieds: you can choose from used cars from private sellers, used cars from dealerships or finance online.

  • You can calculate if you can afford to buy a car: you can access a Vehicle and Insurance Calculator.

How to sign?

  • You can sign online with iContract: read, check and digitally sign a series of documents by logging in with your ID number and the details you receive by e-mail and/or SMS.

  • You can get a personal loan: you can take a loan of up to R150,000 in a fast and convenient way with minimum requirements (explain above).

How to manage?

  • You can log in to your account: customer can register on the site and use functional information for free.

  • You can take out insurance for your peace of mind: we developed a range of value-added products to secure your assets.

  • II. FOR BUSINESS: We can help your business to grown from agri to commercial trucks.

How to apply?

  • You can apply for business asset finance online: you have to complete an application process giving information about your company registration, VAT number, among other details.

  • You can see the range of assets we finance: Fleet Finance and Rentals, Plant and Equipment, Agri Equipment, Commercial Vehicles, Manufacturing Equipment, and Aviation Finance.

  • You can calculate if your business can afford it: you can access a Business Finance Calculator.

How to sign?

  • You can sign online with iContract: read, check and digitally sign a series of documents by logging in with your ID number and the details you receive by e-mail and/or SMS.

  • You can read the responses from our clients.

How to manage?

  • You can log in to your account: customer can register on the site and use functional information for free.

  • You can take out business insurance products, which includes health credit policy, asset sure, deposit protector, comprehensive insurance, vehicle warranty, and vehicle tracking.

  • III. FOR FLEET SERVICES: You can manage your fleet more efficiently because we can help you with a multi-layered approach (all monitored from a single user interface).

How to manage?

  • You can monitor and manage your Fleet Service package. (FleetVantage)

  • You can supervise fines and licenses with Fleetfine.

  • You can monitor emissions with Green Torque.

How to support?

  • You can control refuelling with Auto Cards.

  • We can offer you a training programme for your employees (Driver Training).

  • You can save costs with Managed Maintenance.

How to track?

  • You can access consolidated management information (Vehicle Identification Technology).

  • We offer advice on fleet management with the experts.

  • We offer roadside assistance for your drivers.

NOTES:

  • For more information, you can call on 0861 238 252.

  • All our loans are regulated by National Credit Act N° 34 of 2005, and also all application forms are subjected to credit approval.



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Leave your rating about What Do WesBank Loans Offer? Application, Phone Numbers and Rates

Ratings

Rating: 4
Comment: Terms and conditions on iContract are clearly explained, so it takes no more than 10 minutes to complete the application form.
Rating: 3
Comment: Surprise to sign the financial agreement online. It has an excellent service!
Rating: 3
Comment: Financial and legal terms are easy to understand.

Questions and Answers

Which amount f money do I need to earn to apply for a personal loan?
You need an income of at least R4,500 monthly.
Do I have to state with what purpose I apply for the loan?
Not necessarily. You can apply for a personal loan for paying bills, travel, buy a new car or whatever you wish.
Can I repay the loan in 5 years with no interests at all?
Yes, you can repay the loan from 24 months to 6 years. The repayments will be fixed, with no interest rates increases.