Compare the best loans of South Africa and find the lowest rate
Living in Polokwane and without money? Tired of not knowing how to afford your expenses? Do not worry, I have the solution for you in those circumstances. I am talking about Standard Bank, one of the most prestigious banking companies in the world, which has opened more than a hundred offices in South Africa, and of course, it is found in Polokwane.
As a consequence, I will start this post by referring to the ways through which this company can help you finance your daily expenses, assets and bills. Then, I will show you how you can contact the bank if you are interested in obtaining their loans or any other service they offer.
These loans have the property of providing clients the possibility of obtaining a property of their own. In fact, these clients can be granted a maximum of R 100 000, which can be received either in cash or in the client´s bank account. The financing terms are pretty convenient since clients have between 10 and 20 years to complete its financing. And do not worry about the interest rates, since they tend to be very competitive in order to remain lower than those offered by other companies.
Before applying for this loan you should bear in mind that you need to apply for it on your own, as a personal client, and not as a company or business.
Their requirements are the ones listed below:
-Obtaining beforehand the protection plan from the bank called Credit Life Insurance, which will enable you to get a cover in case of serious health conditions that threaten your capacity to continue making the monthly payments.
-You will be found eligible as long as you apply on your own
-You need to be 18 years old or more than that
-You need to possess a monthly wage of R 3 500 or more
-The moment you want to apply the bank will ask you to open a bank account with them
-You will be asked to obtain an insurance for your property, which of course needs to be obtained in Standard Bank. But it is very cheap and will offer full protection, so that is a good one
-You need to submit all the necessary documentation at the time agreed with the bank
How can you apply for these loans?
That is very simple. You have many ways of doing that. You can call the bank by dialing up a free phone number from the comfort of your home: 0860 500 000. Such number remains available from 09:00 am to 5 in the afternoon. Another alternative can be going to the bank´s branch, your nearest one and starting the application there. Or, you can apply for this loan in the bank´s webpage. See? Very simple.
If you were asking about the interest rates, they are fixed by the bank according to how much money the client earns each month. This is to make the loan affordable for the client that applies for the loan. Regarding the financing periods, the client has up to 20 years to complete the financing of such loan.
BUSINESS FROM HOME
This is a great way of managing your business from your house. That is, you link your property to your business. This program enable clients to have access to at least 80% of the total value of their home. They have up to 20 years to finish paying for the loan and the rates tend to be set by the bank.
Take a look at the requirements to be eligible for this loan:
-Being 18 years old or older
-Earning at least R 6000 or more each month.
-Choosing an insurance for you and your home with Standard Bank
-Giving the appropriate documentation to the bank´s representatives
This is one of the most common loans requested by South Africans as it has the advantage of covering many need with only one lending program. You can pay the debts of your home, paying for your food if you have a big family and even buying new furniture or facilities for your place.
Regarding the financing options, clients can discuss the periods of time with the bank´s representatives. The interest rates will be very competitive, so you don’t even have to worry about comparing them with another bank.
VEHICLE AND ASSET LOAN
As its name suggests, with this lending program you can not only buy the vehicle you wish but also another valuable asset that will contribute to your happiness. The amount of money granted will be decided by the bank at the time of applying for the loan since it will be determined by the kind of purchase you want to make. The interest rates corresponding to this loan are fixed so they will not change with the course of time.
Finally, the periods of time for financing are discussed with the bank´s consultants and the client is able to choose three options: an installment lease, a financial one or a full lease.
Contact information of Standard Bank in Polokwane
The bank has its webpage available to every citizen. There you can start an online application and also obtain more details about the loans mentioned above.
If you have any general concern or inquiries, you can always phone the bank by dialing up from home the following number: 0860 123 000
One of Standard Bank´s offices is located atLanddros Mare St, Polokwane, 0600, South Africa, whose telephone number is 27 11 299 4701. You will find this office open during weekdays from 09:00 am to 04:00 pm
There is another office located at 50 Schoeman Street, 1St Floor, Sbsa Square Building, Polokwane, Polokwane (Pietersburg), Polokwane, 0699, South Africa. Its phone number is
27 860 123 000 and has the same schedule as the previous one.
To conclude, the residents of Polokwane can find in Standard Bank a great ally for solving their financial problems. Take a look at their variety of programs and choose the one that best suits you!