What are Loans at Standard Bank available in Krungersdop? Contact Details and Quotes
If you reside in the area of Krugersdop and you are in a rainy day, Standard Bank will be there to give you a hand. It was created in 1862, and since then, it hasn’t stopped providing services to as to facilitate the life of most South African’s citizens. In order to assist as many citizens as possible, the bank has been opening offices all around the country and fortunately, Krugersdorp is not an exception.
We highly invite you to read this post so as to get information about the services that the bank has available for those who are in need of money: lending programs. We will mention them with their exclusive details and financing as well as details about how it is possible to have access to them.
First of all, let’s start by making a list of the most convenient programs that are available with their respective features:
Getting your own home will not be a problem anymore if you have the help of Standard Bank. Loans will meet any expectation when it comes to either buy or build the home you are dreaming. In case you still don’t your own property, the bank will lend up to 4% more of the total home value. Therefore, you will pay for the home and use such 4% to finance administrative expenses. When talking about to buy your second home, you will get the complete value of your home (100%) and you will cover expenses. And in the field of business, if you need a physical space to run business, with Standard Bank you can get up to 80% of its value.
All the mortgages can be refinanced in up to 20-year periods with interest rates that are never higher than 25%. Let’s show you some possible quotes is you need R300000 to pay for a home. Those who choose the longest financing periods will get interest rate of 10% and make 240 payments of R3000. If you choose a period of financing of 6 years, you can get a lower interest rate that can reach 7.25%. Therefore, you will make 72 payments of around 5000 rands.
If there is another need that you need to finance, such as education, vacations, furniture or more, you can resort to personal loans. All the money you need can be obtained in a matter of minutes and financed in periods that go from 1 to 5 years. Similar to home loans, interest rates never surpass 25% but you can easily apply for rates of approximately 10%.
As an example, let´s calculate payments over a loan of R150 000. You can pay the money n one year with an interest rate as low as 8.25%, which means 12 payments of R13123. If you prefer a lower installments, you can choose a 5-year term and make 60 payment of R3337.
Find the best loan of South Africa
As for many people, business is the main aspect of live, Standard has programs to finance them. This company has the most convenient programs to get money to spend on whatever you need. In fact, you can apply for loans that lend from a minimum of R 50000 that you can use to buy equipment, to invest on properties, to consolidate debts, to improve cash flow and more. Regarding financing, in most cases you can choose fixed interest rates, which will give you the peace of mind of making the same payment during the whole life of the mortgage. Such payments can be made twice or once a month
After having taking a look at the loans that are described above, we will show how easy is to be in contact with this company so as to apply for them or just to get more information. There are many offices in Krugersdorp that you can visit in person. They addresses are the following:
-Asan Building: it is located at Cnr Commissioner & Shop 1, Rissik St, 1739. If you live in this area, you can visit offices from Monday to Saturday but it is closed on Sunday. Following the same timetable, you can contact the branch by phone dialing up 11 950 4780.
-Muldersdrift: the exact location is U70, Cradlestone Mall, Hendrik Potgieter Rd & Furrow Rd, 1747.
In case you don’t live near any of these locations, you can contact the bank for applications by phone. Standard has many lines so that clients avoid long hours on the phone. There is one for general attention that is 0860 123 000, and there is another exclusively destined to personal loans that is 0860 123 001. Both numbers are open 24 hours, seven days of the week.
For those who don’t like such personalized attention, they can take advantage of the internet. By using the PC and entering the official webpage, current or prospective clients can read more about loans and even start application by means of a single click. What is more, there is also an e-mail address that you can write: email@example.com.
In conclusion, Krugersdorp is a great option when it comes to lending money. The company has a wide variety of loans so as to finance from homes to vacations and business. Regardless of when you need the money, loans are almost approved instantaneously. Don’t let money create problems in life. Get the help of Krugersdorp and start enjoying you desired pleasures!
Questions and answers
Are phone lines available 24/7?
Yes, they are.
Can I get preapproval for mortgages?
Yes, you can.
I am 17, can I get a loan to finance business?
No, you should be 18 year old or older.