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Is it Possible to Get a Standard Bank Loan in Alberton? Rates and Contact Details

If you are a resident of Alberton and you are in desperate need of money in order to satisfy all your needs, let me tell you this is the perfect spot to obtain the solution. How is that possible? Thanks to the support of Standard Bank, which of course is found in Alberton in order to make sure that their services are available for you.

     In this article, I will first start describing the different options in terms of lending programs for the residents of Alberton. Once you are given all that information, I will give you the contact details of this bank in order for you to start the application procedure.

I will focus on their three most important loans: Home Loans, Personal Loans and Vehicle and Assets Loans.


    If are tired of not being able to buy the house of your dreams for your family, this option will be very useful for you. This is a program that enables citizens to get a loan for their home, which corresponds to the total value of your house, that is to say its 100%. You can finish paying for this program in a very affordable way: a maximum of 20 years with fixed interest rates.

But, take a look at this detail: you and only you need to apply for this loan, not on behalf of your company but on your own as a private client.

Let’s move on with the most important part, the requirements:

    You will need to pay for an insurance that will protect your house in case something happens to it. For instance, there can be damages due to a storm or an accident inside the property. And you will also need to obtain a personal insurance for you in order to receive protection whenever your health is in danger and is not possible for you to continue financing the loan.

Another requirement, typically requested by every bank, is that you are 18 years old or older and that you earn a monthly income of at least this amount: R 3500. Moreover, you need to create a checking account with the bank so as to be able to finance it as expected. Finally, you will need to put forward all the documents that appear in the application form.

How can I apply for a Home Loan?

    You can start an application by many means. For instance, you can go in person to one of the bank´s offices in Alberton. Or it can happen that you wish to apply from the comfort of your coach, reason for which you have this telephone number available: 0860 500 000. You can call that number during weekdays from 9 in the morning to 5 in the afternoon.

Lastly, you can take advantage of your computer and apply in the bank´s webpage. There, you will find a form which needs to be completed with your financial and personal data.

Now, let’s continue this article by focusing on the other two loans: Personal Loan and Vehicle and Asset Loan.

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    The main goal of this lending program is to cover every type of purchase you will need to make without needing to worry about the money. For example, you can buy new furniture in order to improve your house or pay the facilities inside your house.

As regards the financing terms for Personal Loans, clients will need to make monthly payments that consist of fixed interest rates, so they will not fluctuate with the passing of time. So, if you are interested in applying for this program, go on because it is very simple and quick.


    This is a special lending program created for clients can want to make expensive purchases, such as buying a car or an office for their business.

For that reason, depending on the type of asset you would like to buy, the bank will decide the amount of money granted. And, the bank will offer you different periods of time for you to finance the loan. Finally, the interest rates will always be fixed by Standard Bank and they will not be subject to changes.

Inside Vehicle and Asset Loans, there are three categories citizens can select: full lease, financial lease or an installment lease.

Contact details of Standard Bank in Alberton

You will see that there are many means of communication through which you can get in touch with the bank so as to obtain their lending programs or simply ask questions you have regarding their services.

     If you are the type of client that enjoys a personalized attention at a physical office, you can go in person to one of their offices located at

32 Voortrekker Road, New Redruth, Alberton, Ekurhuleni, 1449, South Africa. You can call their consultants before paying a visit to the branch, simply by dialing up 27 860 123 000. This office opens Mondays to Fridays from 9 in the morning to 4 in the afternoon. It is not open during weekends.

    If you prefer to contact the bank from your laptop, you can enter its official webpage, where you can start the application for a loan and also get information about insurances and accounts. There, you can also send a message to the bank and they will answer you within hours, so it is a good way to stay in touch with the company.

     Finally, you can call the bank by dialing up a number that is a free line: 0860 123 000.

    All in all, it is very beneficial to live in Alberton since no matter the need you have, you have a responsible financial institution to take care of it. In Standard Bank you will find the support you always needed for your finances. Take a detailed look at each of their lending programs and choose the one that will benefit you in the best way! You will not regret it!

Leave your question

Questions and answers

Can I contact the bank 24/7?

You can do that via their webpage

Am I eligible for a Personal Loan?

Please get in touch with the bank´s consultants to see if you meet the requirements

Is prequalification available?

Yes, for you to know if you are eligible in advance

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