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In the following article, I will give you all the data you need regarding the main loan found at Old Mutual, their Personal Loan. Of course that includes the different requirements and details of the application for the loan. I will also give you contact details of this company, so that after you have read this article, you get to contact Old Mutual and begin the application. This company happens to be located in Johannesburg, where Braamfontein is situated, so apart from giving you the phone number of the company, you will receive the address of its local branch there.
OLD MUTUAL LOANS FOR THE CITIZENS OF BRAAMFONTEIN
Which characteristics make up the Personal Loan found at Old Mutual?
-You can ask for a maximum of R 175 000 either in cash or in your bank account
-You can choose financing periods of 60 months
-You can also choose financing periods of 3 months
-You cask ask for insurances for your currency
-You are offered fixed interest rates
-The loan has guarantees
-You receive discounts by paying on time for your loan
Are there any requirements to be followed by Braamfontein residents?
As it is the case with any loan, certain requirements have to be followed but they are few. You will be asked by the company regarding your employment situation, so it is crucial that you are employed when starting your application. You must also be 18 years old or more than that but you can not be more than 60 years old, because it is expected by the company that you finish financing the loan before the age of 60 years old. Also, the salary you monthly earn has a vital role in the application, si it is a clear sign of your affordability.
Regarding the interest rates at Old Mutual, let me stress that fixed interest rates are expected to be paid each month together with the installments and that the credit record of the company is also important so as to obtain very low rates. So, the better your behavior has been with previous loan, the lower the interest rates of your loan will be. It is important that before applying for the loan you have cleared your debts or any kind of payment you need to make with another financial company, to make sure there are no problems with the future lending program you are trying to apply for.
As a final comment, let me tell you that once the company has knowledge about your current affordability, it is capable of offering you a loan that matches your needs and your income. Moreover, this loan will be fully protected and regulated by the National Credit Act, which is the act that directs all the loans in the country and makes them very secure for the customer.
THE APPLICATION FOR AN OLD MUTUAL LOAN IN BRAAMFONTEIN
I believe one of the most important steps is the application, since it is your first contact with the company. Such application can be started in different ways, you will choose the one that is more comfortable for you:
A.You can choose online application, which means you will take your computer, enter the company´s website and be ready to fill in a form with your data that includes information about your monthly salary and your current expenses. Once the company has examined that data, they will be able to tell you whether you are a good applicant or not.
B.You can choose over the phone application, and that means phoning the company on weekdays from 8 in the morning to 6 in the afternoon to their free number: 0860 000 886. Remember that that line does not work during public holidays or weekends, you can only call from Mondays to Fridays. If the lines are busy, please hold on until one representative gets in touch with you
c.In person application, which means going to the local branch of Old Mutual in Brammfontein, talking to different members of the loan team of the company and starting the application there, by filling forms with your data. Before going there I recommend you to take a copy of your ID, your salary and your proof of residence in the country. That way, you avoid wasting time and you do not need to go back home to search for that documentation.
CONTACT OLD MUTUAL IN BRAMMFONTEIN
The people living in Braamfontein can have access to several means of communication so as to contact the company, I will show you in detail each of them so that you can choose based on your schedule and availability:
This is the most efficient way of communicating with Old Mutual, since you only need internet connection and your computer. You will enter the webpage of Old Mutual and then you will be able to access to sections of the different loans, insurances, a section for messages to the loan team and also the section aimed at application procedures.
You can also try to communicate over the phone with the company, if you are not with internet connection and you need to contact Old Mutual. You will need to make a phone call to the following phone number: 0860 000 886. And, there is an additional phone number the company has developed, in case the first one is busy due to many calls. Keep this number with you: 0860 222 253.
If you prefer to be given information in person, then the best option for you is to contact the company in person by going to the nearest branch in Braamfontein, which is in Johannesburg, where your city is located. That is why, in the preceding chart you have details about it:
R 2000 to R 175 000
Fixed and based on your credit score
860 222 252
Johannesburg. Orion Building. 49 Jorissen Street. 12 office.
Weekdays: Mondays to Fridays, from: 09:00 am to 06:00 pm
South African resident and having a decent credit record