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Can I Find Old Mutual Omf Loans Online? Calculator and Application

Old mutual, is a company that was founded back in 1845. Many of the qualities that make up this company has to do with respect, flexibility and responsibility. It is a firm dedicated to providing South African the best financial services and products in order for them to cover any type of expenditure or emergency they face in life. How is this possible? By establishing more than 300 physical offices all along South Africa.

     Among the different products that clients can obtain at this company, we can find loans, and there are multiple lending programs so that every need a South African faces is covered.

Let me show you the Personal Loan you can obtain at Old Mutual online:


The following are its features:

-A loan whose minimum is made of 3 months

-A maximum of 60 months is allowed

-You can ask for up to R 175 000

-You will pay fixed interest rates

     And there are some requirements, such as being employed when starting the application, which of course is a requisite that requires you to have a job for at least one year. But that is the case with the maximum period of financing. If you choose the minimum financing period, you will be required to possess a job for at least 3 months.

   Regarding interest rates, you should know that it is calculated based on your credit profile, so that if you have complied with previous installments of other loans, you will have access to the lowest interest rates. You will also get an insurance for your loan, if you have chosen the maximum financing period for your Personal Loan.

What kind of uses you can give to this loan?

You can pay any medical expenses because of an accident or illness, you can pay for your diploma at college, pay any debts you have accumulated throughout the years and also school and college fees.

    Now if you are interested in applying for this loan you need to know that the company will first check your affordability, to see if there are chances of you financing the loan on time. Then, their members will fully explain the details of the credit experience and also the different implications of applying for a loan.

   What is more, Old Mutual will focus on what type of need you have at present to cover and offer you a loan that matches not only your needs but also your pocket. As another important point I can mention that the interest rates are fixed and will never change, since they are fixed by the National Credit Act of 2005.

    As another fees you will need to pay, you should bear in mind the company´s service fee which needs to be paid on a monthly basis for sure.


   You can begin the application for Old Mutual´s loans online, that is by filling a simple form with your information and whenever you have gathered all the necessary documentation, you can send it via fax to the company. And then, the members of this company will inform you about your approval or not in less than a day. This notification arrives via sums.

   If it happens that you cannot complete the online application in Old Mutual´s website, please phone the company´s customer service phone which is available on weekdays from 08:00 am to 05:00 pm and also on Saturdays from 08:00 am to 01:00 pm. This is the phone number: 0860 000 886.

    You can also start the application by phone if you dial up previous phone number, which also functions for future applications or doubts the clients might have regarding the documentation and conditions and terms of the Personal Loan

   Lastly, you can start the application at one of the branches of the company so as to have a personalized attention and speak directly to one of the representatives of the company. They will ask you to submit your personal ID, bank statements, pay slips and a proof of residence. Those last three documents cannot be more than 3 months old. You will find the nearest branch if you get into the company´s official website.

I will now list the general requirements for this loan, which must be met:

-Being 18 years old or more

-Having a monthly wage of R 2500 at least

-You need to finance the loan before you turn 60 years old

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-Gathering all the documentation the day of the application

-Showing faithful data, since the company will carefully examine your information so as to have a big picture about your financial and personal circumstances


If you are interested in starting the application for the Personal Loan at this company, you should know that there are many ways available for you if you reside in South Africa:


If you enter Old Mutual´s website you will get access to their frequently asked questions section, to an application section, the company´s blogs with tips and news, and also a contact section for you to communicate with their members via messages. Moreover, the moment you have become a client of the company you will be given a username and password so as to log in every time you enter the webpage and be able to enjoy lots of benefits.


   You can phone the number I gave you above, but I will now repeat it just in case: 0860 000 886.

   There are another phone lines you can call directly from home0860 445 445 and 0860 222 252. Such lines are available Mondays to Fridays from 07:30 am to 06:00 pm and on Saturdays from 08:00 am to 02:00 pm. Closed on Sundays and public holidays.


   One of the branches of the company is in Kimberley at the Kimpark Centre. The address is 1 b Lennox Street. The other one is in Polokwane at Polokwane Central. The address is Devenish Street, inside shop 3.

    Finally, let me give you details about another branch:


R 175 000 or less

Interest Rate

Fixed  based on your credit history

Telephone Number



Bloemfontein. Westdene at 172 Zastron Street

Working Hours

Mondays to Fridays 07:00 am to 06:00 pm


South African resident

Leave your questions or comments


Questions and Answers

Can I finance a house?
Yes, you can do it with this personal loan
When are installments paid?
On a monthly basis
Are rates always the same?
They are fixed

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