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Can Germiston Residents Apply for a Loan in their City?

  I would like to answer your question: of course they can! They have multiple companies dedicated to the lending of loans to those clients that are experiencing hard circumstances with their finances and do not know where to resort to. I am talking about two of the greatest companies in terms of loans and advances: Absa and Nedbank.

   Absa has developed Personal and Express Loans for Germiston clients, while Nedbank has developed also Personal loans and Repayment Loans, another great option to bear in mind.


What are Personal Loans made of at Absa?

These sort of loans give customers the chance of gaining between R 350, 00 and R 3,000, which can be effortlessly backed in a year or 3. This is a loan clients can easily apply for by clicking on a section designed for such purposes, so it can be said that the submission is really easy, since the company knows the importance of your personal needs

I will display now a list of their advantages:

a. Instant access to the money demanded

b. Interest rates will be inferior to the rates conforming to further financial companies

c. Financing terms are quite a lot convenient and laid-back to pay

d. Citizens can as many payments as they like

e. Citizens can effortlessly acquire a program with the intention of receiving guard no matter the health conditions: Credit Protection Plan.

Apart from this loan, there are Express Loans available for Germiston citizens:

Express loans

     Express loans have the advantage of yielding citizens the assets they want in a fast way. They can have admission to a sum of R 8,000 and they can also pick a minimum of this amount: R 1,500.  Concerning how customers can back this loan, the bank stretches those suitable periods that vary from 30 days to 180 days.

Their characteristics are these ones:

-Absa will display discounts on the entire loan for health disorders underwent by the customer

-Every payment can be finalized through more than one way. This comprises debit and credit cards, checks and multiple deductions.

-The customer will not be required to pay punishments for not paying the installments

-The interest rates totally depend on the citizen that attained the loan

-This loan has the chance of integrating the current loan with other loans so as to offer clients more features.

Personal Loans

Let’s see their main characteristics for Germiston citizens:

-Clients can obtain a minimum of R 1,000 and also a maximum of R 200,000

-Clients are talented to pay for the complete loan in opportune periods up to 60 months. What is the smallest financing period? Merely one month

-Payments must be made every month

-The interest rates will are contingent on the client´s accessibility and wage

-The application process won’t take more than just 60 minutes

-The money the customer will obtain will be moved to his bank account the moment the client is found eligible

Applying for a loan in Germiston

-As said earlier, the salary is very vital, reason for which the client must show he receives a minimum of R 3,000. Such wage should be received by electronic means so that the loan is mechanically deducted from there.

-The client must demonstrate he has a static job which will permit him to finance the full loan with no problems

Documentation necessary for a loan:

-Any sort of identity card, such as a the client´s Passport, Driving Certificate and the client´s identification

-The client´s latest bank statements with additional banking businesses

-The client should prove how much does he/she devotes to daily expenses

-An evidence of the place residence of the client in South Africa


Their features are the succeeding ones:

-The customer will be made to repay amounts that go from R 2 000 to R 125 000, lots of currency

-The customer will be capable of financing the loan in 1 year or more than 60 months

-The customer must not pay preliminary deposits once the program starts

-The client will straightforwardly apply for this loan

Applying for a Repayment Loan in Germiston:

-The customer that is interested in obtaining this loan, must show that he is laboring in order to exhibit he will be able of backing the entirety of the lending program

-The client must make at least R 3 000, which needs to be displayed each month

-The customer should bear into consideration that the wage should be funded in an account for the company to be able to subtract each monthly installment from there

Documentation needed to comply with the company:

-The customer´s ID, Permit or another distinctiveness card with his information

-The client´s bank reports with other financial organizations

-Evidence of residence in the South African area that demonstrates the client lives presently there

Contact information of ABSA

In person

In the following chart you have all the data you need regarding one of the branches of Absa in Germiston:


R 350 to R 3000

Interest Rate

Fixed d

Telephone Number

087 730 11 54


Victoria Street, Germiston

Working Hours

Mondays to Fridays on banking hours


Legal documentation

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By phone

The bank has generated a phone line for customers that have queries or worries about their programs or just want to find more information: 087 730 11 55. These telephone line is obtainable on Mondays to Fridays from 8 in the morning to 5 in the afternoon and remains closed on weekends


In the bank´s certified website you can not only apply for one of the credits described above, but you can also obtain supplementary details about additional programs that shelter other kind of need you might familiarize with.

Contact Nedbank

In person

One of the offices of Nedbank in Germiston is situated in Golden Walk Shopping and Victoria Street.

By phone

An additional way through which you can interact with Nedbank is through their phone for universal inquiries: 0860 555 111.There is an alternative phone line for banking amenities: 2786055111.

Last of all, you can get in touch with Nedbank in its current website, where you will be able to begin an application online and obtain data about each of the loans available.

Leave your question

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Questions and answers

Can I use a loan for travel purposes?

Yes you can

Can I communicate with the bank on weekends?

Yes, by email or phone

Is the company open on weekends?

No it is not

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