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What Kind of Loans Can I Apply if I am a Durban Resident? Requirements, Contact Details and Application

Do you want the confidence of a Swiss Bank in our country? Give it a try with HBZ! This company opened its door in Zurich in 1967 but it currently has offices all around the world. Since 1995, HBZ has become one of the lending baking companies in South Africa. And, fortunately there is a branch in the city of Durban. Keep on reading this article and find the different options of loans, contact details, application processes and more. In case you want to compare this institution with other in Durban, there are more data to read.


The department in charge of lending programs offer two main groups of loans:

  • Personal Loans: if you are wondering how to pay for home remodelling, how to finance car purchase, how to face medical fees or any other unexpected event, you can count on the help of HBZ personal loans. You can ask money so as to pay for whatever personal need that may come up.

  • Business Loans: as businesses are also part of our everyday life, the bank has also designed loans for those who are already immersed in the market or are just thinking about to start from scratch. In fact, you can get money to pay for trading, get special programs for commerce, obtain protections against overdraft and even discount on rates.  

How Can I Contact HZ Bank Representatives in Durban?

If you live in Durban, you can go personally to the office located in that city. The exact address is 135 Jan Hofmeyr Rd, Westville. There, representatives are available from Monday to Friday from 9 a.m. to 3.30 p.m. to assist you. In the same timetable, you can contact the office by phone dialling up +27 31 267 4400. Another option you have is by writing e-mails to the following address:

               Let´s take a look at the following table with details about the company:

Office in Durban

135 Jan Hofmeyr Rd

Types of loans

Personal and business

E-mail address

General telephone line

+27 31 267 4400

Banking hours

In the week: from 9 a.m. to 3.30 p.m.

Other banks that offer loans in Durban

a. Finbond loans: this company offers loans from R500 to R20 000. In Durban, you can ask the money at 320 Dr Pixley Kaseme St or by phone dialing up +27 31 304 1216. In order to show you how interest work, let’s take the example of a loan of R8000. If you want to cancel the loan in 6 month, you will be given and interest rate of 5%.

b. Better life: this bank has mortgages, personal loans of up to R150 000 and short term loans of up to R8000. The office in Durban can be found at 95 Musgrave Road during the week from 8 in the morning to 5 in the evening.

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c. African Bank: with African Bank program, you can borrow money for amounts that go from R500 to R200 000. No matter how much money you need, you have up to 6 years to pay for it with interest rates that always flirt 28%. Please, visit African Bank at 470 West Street in Durban.

d. Wesbank: personal loans in this institution grant money for values from R5000 to R200000 so that you can cover whatever you need. Similarly to African Bank, there are financing periods of up to 6 years. However, interest rates are different: around 30%. If you want to talk to representatives face to face in Durban, please go to 309 Umhlanga Rocks Drive.

f. Nedbank: this popular bank grants money for personal needs from a minimum of R2000 to a maximum of R200 000. As far as financing periods are concerned, they can reach up to 300 months. For more information, visit the Durban office located at 57 Adelaide Tambo Dr.

g. IZWE Bank: with IZWE Bank, you have the option of a general loan. In this case, you can borrow up to R99 000. You can choose the most convenient financing period for you, as long you are within periods from 9 to 42 months. The office of this company is located in Durban Central, the Sa Eagle Building. Hours of attention go from 9 a.m. to 8 p.m. You can also call staff by phone at 010-206-7400.

h. Old Mutual: this bank offers personal loans for amount that go from R 2000 to R 175 000. It has interest rates that can be fixed or variable, based on the client credit history and the length of the financing period: up to 60 months. In Durban, the office is located in the area of Berea, in the Musgrave Centre. In case you prefer telephone assistance, please call 0860 000 886.

i. Better Bond: in the case of Better Bond, we can show you an example of how the company works. Imagine you need 227 000 approximately to buy a new home. If you want to repay the loan in 10 years, you will have to make 120 payments of near R3000. Interest rates tend to be near 10.25%. The office in Durban is located at 95 Musgrave Road and you can apply by phone dialling up (031) 277 9000.

               All in all, if you are involved in financial trouble, or you find it difficult to achieve what you want, don’t keep on thinking. Living in Durban is a real advantage if you take into account all the lending possibilities that are available. As it was developed above, you can trust in a Swiss Bank, such as HBZ, or can resort to classic entities, such as Findbond, Better Life, African Bank, Wesbank, Nedbank, Izwe, Old Mutual, and Better Bond. Just only have to decide what is the most convenient for you so as to make the first step to get the money that will be key to make your dreams come true!

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Questions and answers

What time does it open?

It opens at 9 a.m.

Can I apply online?

No, online application is not available.

Are business loans convenient?

They are as convenient as personal loans!

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