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Can I Obtain FinChoice Quick Loans? Application Procedure and Contact Details

     If you are wondering whether it is possible to get a simple and quick loan with FinChoice, let me tell you, you are totally right. This is one chance you have in terms of lending procedures, for you to be able to get the money you need without having to wait tons of time.

   In the following article, I will first start talking about the company, for you to get a big picture of it. Then, I will talk about the different loans you will find, which are their requirements, and how you can apply for the loans in an easy and fast way. So, it is strongly advisable that you go on reading this post.

Lets start talking about FinChoice

   This is one of the leading financial companies in South Africa, whose head office is situated in Cape Town and has the great advantage of being present in many places around the world. FinChoice is a member of the Home Choice Group, which is one of the preferred retailers worldwide. This company has two main services.

   On the one hand, it gives clients the possibility of having access to many household products, that can be easily paid for and delivered to the client´s house. On the other hand, if the clients of the company possess a good credit record, they can easily get a loan to cover their financial needs in a simple way.

FinChoice Loans

The different loans that can be find in this company come along with very competitive interest rates. And, the client has access to a huge variety of loans which can consists from 6 to 24 months. The interest rates together with the payments will be fixed, not subject to changes throughout the course of time.

    Lets focus on each of the loans:

1)The KwikAdvance 1 month loan: clients that obtain this loan can have access to different amounts of money which range from R 100 to R 2000. One of the benefits of this loan is that the customer can easily keep track of its balance through their computer.

2)The 6 month Flexi loan: clients that apply for this loan, can get a maximum of R 8000 in a very short period of time and they can repay for it in around 6 months. These clients have the option of receiving the money instantly or receiving part of it. You can also keep track of your balance online, ask for a new loan and even make more than one payment at once so that you proceed fastly with the loan.

 3)The 12 or 24 month personal loan: clients that need to pay debts can easily obtain this loan and forget about them, since they have access to a maximum of R 25000, which they can finance in extensive periods of time. They can also check how their balance is doing each month and even solicit a new loan to cover other type of needs.

   Needless to say, all the loans offered by FinChoice come along with different insurances for the client, in cases of accidents, deaths or disabilities.

It is also important to remark that the applicacion process tends to be pretty fast as the client can easily apply for it in no more than 10 minutes and receive the money within a day or less.

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Tell me about the requirements

    The different loans mentioned above are totally thought to satisfy the needs of South Africans, so it is compulsory that you have that nationality. So, you need to put forward your ID and also have an account at tht moment of the application.

FinChoice Loans Application

   If you are interested in any of the loans mentioned above, you can always dial up 0861 346246.  You must have at hand what are your account data and also your ID number, so that you give them to the operator. Then, they will find the best alternative for you and your needs.

Choosing FinChoice, the best option

  Among the different reasons why you should have this company in mind, you need to know that the loans can be crucial at the time of experiencing an accident, an emergency or requiring financial support. In situations like those, you need the money right away and cannot wait long periods of time trying to find out whether you are eligible or not. And, you not only have long term loans but also short term ones, so there are options for every kind of citizen.

Benefits FinChoice will give you:

-The chance of starting the application over the phone, without the need of going in person to an office

-Getting up to R 250000 in your bank account in less than a day

-You must not complete any type of form at an office

-Keeping track of your balance

-Paying monthly installments which are fixed

-Being able to control your loan from your cellphone

-Being able to apply for a new loan

Contact details

-By phone

  You can always take advantage of the company´s call centers which function every day from 08:00 am to 07:45 pm and during weekends from 08:00 am to 05:00 pm. They are also available if you call on Sundays from 09:00 am to 02:00 pm. Such number is 0861 346 246

-In person

   You can go to one of the company´s offices located in Cape Town, specifically at the Main Road, whose numeration is 78. Its phone number is the following: 2786 1346246. This office opens Mondays to Sundays from 08:00 am to 05:00 pm


   In the company´s website you will find data about the company, the products they offer, how to use online banking and also a section devoted to frequently asked questions and queries you might have.

     To conclude, if you were looking for quick loans, you can easily get the money you want with FinChoice, whose loans are guaranteed in less than a day. And, they come along with fixed monthly installments, for you to manage your loan in a comfortable way. Contact the company and let them show you how easy it is to get the money you require!

Leave your question

Video Cape Town

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Questions and answers

Does this company have an app?

Yes, you can download it from the company´s website

Can I phone the bank during weekends?

Yes, you can

How can I pay for the loan?

By using credit or debit card checks and also automatic deduction

I need another loan please, can I get one more loan?

As long as you have paid for half of the loan with Capitec and your credit record remains fine, you can apply for another loan of the company. For instance, if you choose a loan of R 5000 in 2 years and pay monthly installments of R 217

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