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Are Cape Town Residents Eligible for Fin Choice Loans? Requirements, Financing and Contact Information

Are you looking for the financial help of Fin Choice? If you are a Cape Town’s citizens, you are lucky! One of the main offices of Fin Choice is located in Cape Town so as to provide its citizens with the most affordable lending choices. There is no way to lose this opportunity! In this post, we will focus on the loans that Fin Choice has for its clients. We will develop quotes, requirements, financing programs and contact information. In case you want to know more about lending companies in Cape Town, we will include some extra information about other companies.

                As far as Fin Choice loans are concerned, let’s set a list of their basic features:

1. Get up to R2 500 by applying for a KwikAdvance program.

2. Borrow up to a maximum of R8 000 with Felix loans and repay such amount in up to 6 month.

3. There are higher amounts of money, such as R26 000, which can be financed in up to 12 months.

4. There are financing programs of up to 24 months for loans of up to R26 000.

5. The money you borrow can be used to cover education cost, to afford vacations, to remodel your home, to pay for health treatment or even more.

6. The programs give clients the benefits of additional cash if they need it.

7. You can take advantage of online application to ask for money whenever you feel like.

8. You are not required to have a bank account with any specific company.

9. The company is available everyday to provide you with financial assistance.

Where is Fin Choice office located in Cape Town?

Fortunately, Cape Town is a city where it is possible to find a branch of Fin Choice. In fact, it is located in the area of Wynberg. The exact address is 78 Main Rd. The doors of this office are open from every day from 8 a.m. to 5 p.m., including Saturdays and Sundays. In case you want to make a phone call before going in person, the exclusive phone number is 86 134 6246 and it is available in the same office hours.

Other Useful Contact Information

                In addition to applying for loans in person, there are other alternatives to get money. First, you can benefit from the Internet. You visit the official webpage of the bank, create a user and you will be able to manage everything online, even loans application. If you want to get money without moving from home, don’t hesitate to click on “Apply online” so as to make the process not only easier but more convenient. By entering the official webpage, you can also send massages filling a short form in the tab “Contact us”. Secondly, another way to contact Fin Choice is by phone. You can make call to this number: 0861 346 246 from Monday to Friday from 7.30 a.m. to 7 p.m., on Saturday from 8 a.m. to 5 p.m.  and on Sunday from 9 a.m. to 2 p.m. In case you need extra information about loan, you can send a SMS with the word LOAN to 083 8555 700. Once you complete the application process, you will need to send some paperwork. This can be done contacting the fax line 021 680 8260 or by traditional mailing to the following postal address: Private Bag X50, Claremont, 7735.

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MORE LENDING COMPANIES IN CAPE TOWN

A. RSC

RSC lends money for amounts that go from R1000 to R125 000. Although interest rates depend upon the how much money you borrow, they are never higher than 28%. Interest and principal can be returned in periods that go from 1 to 5 years. RSC requires a minimum salary of R2000 to be eligible for loans.

If you think that RSC is financially useful, please visit consultant in the office located in the intersection of Voortrekker Rd and Jakes Gerwel Dr. Its doors are open in typical business hours. You can also contact the branch by phone dialing up 21 597 4000. For general information about loans, the exclusive number is 0861 SAY RCS (729 727). You can also apply online by clicking “Apply now” in the official website.

B. First National Bank

Similar to Fin Choice and RSC, FNB also has personal loans. In fact, amounts of money go from R1000 to R150 000, and loans can be financed in up to 5 years. What is more, there are also home loans and vehicles. Home purchase can be financed in up to 20 years with interest rates that flirt 10%. Car purchase can be also financed in up to 20 years but with interest rates that range from 7 to 20%.

There is a branch of First National Bank in the Blue Route Mall. The exact address is16 Tokai Rd and representatives wait for current or prospective clients Monday through Friday from 9a.m. to 5p.m. and at weekends from 9a.m. to 1p.m. The phone line of this branch is 21 425 8870 but the general line of FNB is 0861 40 40 40. There is also online application available in the official web page.

                To conclude, it is possible to say that if you live in Cape Town, citizens don’t have the risk of not achieving their dreams. They can count on the financial help of Fin Choice borrowing up to R26 000 to affront whatever expense that may appear on the road. Or they can choose among many other possibilities, such as RSC with its personal loans or First National Bank with its home loans, vehicle loans and personal loans as well. It is time for possible clients to make up their minds and start enjoying life as soon as possible letting financial trouble in the hands of those who really know how to deal with them.

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Questions and answers

Is there any benefit is you are already a client of the bank?

Sure! You can, for example, skip a payment.

How long do I have to wait to have the money in my account?

In 24 hours, the money will be ready to use.

Is Cape Town office open at weekends?

Yes, it is!

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