Compare the best loans of South Africa and find the lowest rate
Do you need to fix your roof? Are you in need of vacations? Whatever need that seems hard to achieve can be met with the financial aid of FinChoice. If you keep on reading this post, you will be delighted with all the features and benefits from one of the most outstanding lending programs that FinChoice has to offer: flexi loan. We will mention contact details, application process and even more, so as you can work with the company as soon as possible. What is more, we will describe other loans of the company and some extra details you can profit from.
FinChoice has been working in the South African market bringing peace of mind to as many citizens as possible. It has a great variety of lending options since it was to be considered one of the best partners for its clients. The company is featured by integrity an innovation due to transparency and successful adaptability to the future.
When it comes to Flexi loans, there are many points to take into account. First of all, you cannot borrow indefinite amount of money, the maximum is R8 000. Secondly, financing terms only last 6 months and this term cannot be altered. And finally, applicants can get cash advance whenever they feel like.
In addition to Flexi loan, there are KwikAdvance loans that lend less money. In fact, they offer from R100 to R2000. This program is useful in case you need to cover any unexpected expense. They money can be returned even the following payday.
And for those who to afford higher cost, there are personal loans. In this case, there are amounts of money of up to R26 000. Consequently, financing periods are longer: from 1 to 2 years.
Can I Apply for FinChoice Lending Programs in Person?
Yes, you can. Although there are not many offices in the country, one can be found in the city of Cape Town. The address is 78 Main Road and it is available from Monday to Sunday from 8a.m. to 5p.m. This office has its exclusive phone line that is 86 134 6246. However, it is important to highlight that there are other alternatives to get the money, and they are:
-Using your computer: you can visit FinChoice website, create an account and make use of online application. This is the quickest way to obtain money since in 10 minutes, everything will be ready. For questions or comments, you can use the tab “Contact us” and send e-mail to consultants.
-Calling by phone: you can dial up 0861 346 246 and start phone application. The line is available from Monday to Friday from 7.30 a.m. to 7 p.m., on Saturday from 8 a.m. to 5 p.m. and on Sunday from 9 a.m. to 2 p.m. There is an even an easier way sending SMS to 083 8555 700. The key word needed is LOAN.
Now you know about what FinChoice offers and how to apply, let’s take a look at some advantages:
-Money can be spent in home improvement or education, among other purposes.
-Application will be ready without moving from home.
-In case you apply online, the process takes just 10 minutes.
-There are amounts of money of up to R25 000 available.
-Financing terms can vary from 6 to 24 months.
-If you download FinChoice app, you can manage and control the loan with your phone.
-There is money available in case of emergency.
-Phone assistance is open 24/7.
-No extra fees are included.
-If you are on a tight budget, you can skip payments.
Fortunately, FinChoice is not the only option when it comes to lending. Here you have some other companies that offer convenient programs:
-Wesbank: this company offers personal loans that go from R5000 to R200000. Interest rates are never higher than 30%, but they depend on the amount of money borrowed. The shortest financing period available is 2 years, and you can extend it up to 6 years. You can apply for this loan in person by visiting, for example, the branch in Polokwane located at 14 Grobler St., by phone dialing up 0861 922 677, or online by clicking “Apply for a loan” in the official webpage. In case of questions, please send e-mails to firstname.lastname@example.org.
-African Bank: personal loans of African Bank lend money for amounts that go from R500 to R200000. This company has shorter financing periods since they can just last 3 month. However, you can choose up to periods of 72 months. Considering interest rates, they go from a minimum of 10,5% to a maximum of 28%. To apply in person, there is an office in Alberton at 50 Voortrekker Rd. If you live nearby, doors are open from Monday to Friday from 8.30a.m. to 5 p.m. and on Saturday from 9a.m. to 1 p.m. You can also start phone application calling 0860 333 004. If you need to talk to African Bank representatives, write e-mails to email@example.com.
-RCS: with RCS, current or prospective clients can ask for amounts of money that go from R1000 to R125 000. Financing terms start from 12 months and they can be as long as 60 months. Interest rates always flirt 28% based on the amount of money asked. If you live in Cape Town, you can visit representatives in the Liberty Grande Building to get the money. But in case you don’t want to commute, please call 0861 SAY RCS (729 727) and everything will be ready from the comfort of your home.
All in all, short term financing is an option that can be useful to achieve certain goals, such as home improvements, basic car, vacations or even home appliances. Although you started reading about the choices offered by FinChoice, you discover many other banking companies that also have convenient alternatives, such as Wesbank, African Bank and RCS. It is up to you to make up your mind for the one that seems to be best and start enjoying life!