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How is it Possible to get a Finchoice Loan in South Africa? Queries, Contact Numbers and Reviews

    If you are trying to get the best loan in South Africa, you’ll find everything you need in the following lines. I’ll provide the contact number and the requirements for Finchoice and, how to apply to get a loan with them. Besides, I’ll answer some normal queries applicants tend to ask about.

What Requirements should be met to apply with Finchoice?

    When you need to borrow money, you should keep in mind the lender will ask you to meet some requirements. This is so to assure themselves they will get their money back. Among the many requests, borrowers must be South African citizens and have the proper age to get involved in such contract, which means, they should be older than 18 years old. Obviously, the company needs the applicant to have a job and, be able of proving they receive a salary each month via a proof of income. Lastly, it will give you better chances of being approved if you have good credit profile and, you are free of debts.

What should borrowers do to apply online for a Finchoice loan?

  • Firstly, check if you meet the requirements.

  • Second, go online and find the option “Apply now”. This is specifically for new clients. In the case you already have a loan with Finchoice, you can log on into your account and manage your loan over the internet.

  • Third, once you enter the information the company asks, you submit the application together with some documents to prove your identity and, financial situation.

  • Fourth, you will be sent Finchoice’s answer to see if your loan was approved or not.

  • Fifth, if you receive a positive answer, you may be asked to submit some extra documents.

  • Sixth, your loan will be deposited in your account, which will take around 24 hours from the moment all the documents required are sent. Bear in mind, this time will do so as long as the documents are received on a weekday before 15:00h.

  • Seventh and last, you take care of canceling the monthly installments on time as agreed with Finchoice.

Can I find Quick Loans with Finchoice?

    As a matter of fact, they do offer quick loans. This option allows borrower to get rather a small amount of money payable on the very next day the borrower gets their salary. In this way, you can get little money to get you out of trouble and, to cancel the loan quick to avoid getting in debt for much time. Fortunately, Finchoice also offers loans with longer terms and quote for those clients who need more money. An amazing benefit this company offers is that the loan plans they offer, cover the applicants in case of death. Also, if you are a responsible payer, you will be allowed to request for a higher quantity in the future.

Can I use a loan calculator with Finchoice?



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    Even though Finchoice doesn’t offer an online calculator, you have some other options. One of them is to get a quote online when you apply. This is when the company will go over some affordability checks to tell you which is the loan size you qualify for. The other option is to get in contact with their assistants to discuss your alternatives and then, make the decision. Next, I’ll provide you with this information.

Finchoice Loans Contact Number and Email Address

    There are some contact numbers for borrowers to use if they need it. For example, for those needing assistance, Finchoice call centre number is 08 61 34 62 46 and, to send the documents requested, the fax number is 02 16 80 82 57. Other options to submit them are to upload them through your Finchoice account or, email them on docs@finchoice.com.

Some common queries about Finchoice Personal Loans

        1) What are Finchoice working hours? Clients are capable of reaching Finchoice loan specialists any day of the week. They even work on Sundays and public holidays so, feel free to contact them at any time. The only days they don’t work are on New Year’s Day, Good Friday and, Christmas Day.

        2) How can I send bank statements from other banks? If you bank with Nedbank, ABSA or, Standard Bank and, you give permission to Finchoice, they can make the bank statement request on your name with no extra cost.

        3) Can applicants increase the loan size? This is not an option and, I’ll explain why. Finchoice is a registered credit provider regulated by the NCA (National Credit Act) so; the affordability assessment will state how much money you can afford to borrow. As a result, Finchoice won’t lend you a higher amount than the one stated.

        4) Do borrowers get loan statements? Of course! Finchoice sends their clients loan statements periodically. This is sent automatically every three months but, you can also verify your balance visiting Finchoice mobi account, or requesting it to their call centre.

        5) Is it possible to miss a payment? There’s the choice of skipping a payment but, only if the borrower has made no less than one payment and, their account is updated. If this is your case, you can request it to Finchoice consultants using the number I’ve mentioned earlier. Besides, you can dial *120*1048#.

        6) Who decides on the interest rate? As I told you, loans issued by Finchoice are regulated by the NCA and, that is why the rate is settled based on the term of the loan and, the credit profile of the applicant.

What are Finchoice’s Reviews?

    In order to finish with this article about Finchoice, I want you to know their borrowers can enjoy the service provided by this popular entity. Their assistants are always willing to help and, their availability is of great use. Also, it’s worth pointing out the different terms they offer as, there’s a loan product for any need. Apart from this, managing the account online grants their applicants the freedom they looked for when referring to their financial support.

Now we’ve covered all the necessary information about Finchoice, including some reviews, you are now ready to make a decision. So, wait no longer to get the loan you want.

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Questions and Answers

How to apply and how do i pay the loan?
At African Bank you can try online application in the bank´s website and you can repay for it with automatic deduction, by giving the bank your bank account details
I'm looking for a kwik advance loan to pay in the short term, how much will i pay?
You can obtain at FinChoice a Kwik advance, which is a loan of R 2000 which you can easily finance in about 6 months and pay installments of R 337
Can i apply for home choice Finbond loan?
You can apply for a Home Choice Finbond Loan as long as your salary is more than R 5000 and you have a good credit record.
How to apply for it?
You have many options in terms of application, such as entering Finchoice´s website from google and clicking on the application section, phoning the company on 0861 346 246 or by going in person to your nearest branch
Can you borrow me R 1000?
Yes, if you are looking for R 1000 you can take advantage of the first loan explained: Kwik Advance Loan which only lasts only one month and can give you up to R 2000 and be deposited in your bank account
I want a loan, what type of loan can i get?
At Finchoice, you can findsloans whose amount tend to vary, since there are loans of a minimum of R 5000 to loans whose maximum consist of R 120 00. Loans at this company are long term ones, since clients are given from 12 months to 5 years, so clients have some kind of freedom in terms of financement.
Are There any loans to cover school fees?
Yes, some of the loans that cover school fees are called Student Loans. Fortunately,many companies in your country are in charge of this type of loans. You will find assistance for backing up accomodation at a campus, purchasing material and also paying educational expenditures. One of the companies offering Student Loans is Standard Bank, which enables students to back up school fees every 12 months. You can call Standard Bank on this number: 21 401 2611
I currently have a loan with you but now i have no access to Kwik advance. Please let me know why i cannot access quick advance anymore.
The Kiwk advance service will be available to you as long as you have complied with the different installments of your loan. Another reason for not being able to use Kiwk advance has to do with the update of your financial information. I recommend you to try again a couple of days from now, to see if your data is updated in the company´s website. If not possible, please get in touch with a representative by phoning 0861 346246
Is there a loan to build my home and pay my child´s tuition at school?
If you are interested in completing the building process of the place you live or even financing fees at school you can apply for a Personal Loan, which serves for many purposes at the same time. However, there are also home loans, which have installments divided in a way clients can sustain the whole loan.
How much will I get with a Personal Loan?
If interested in getting a Personal Loan with African Bank, you must know that for Home Loans you can get maximums of R 500 and also minimums of R 200 000. Most clients apply for an intermediate amount of money, so that the installments are not that hight in the long term
What can I do if online application is not working?
Fortunately, there are many other ways to begin the application for a loan. As a first step I will suggest communicating with the company by phoning on their customer service so that they guide you through the process and you can complete the application. The number is:0861 346246
Hi guys i need a loan amount of r1000, can it be possible?
Hi, if you need a minimum amount ofR 1000 let me tell you that the loan ideal for you is the 1 month loan, which you are able to finance in just 30 days. I recommend you to have financial documentation in order as well as a good credit record.
I need money please assist me!
If you are in need of money, I recommend you to contact the company either by phone, email or in person. For example, you can phone on 27537120659 and get to speak to the representatives of the company in Livingstone. Or, you can also try sending an email to :consumeradvocate @africanbank.co.za and waiting a couple of days until the professionals of African Bank get in touch with your response.
I want to apply for a loan, how can I do it?
If you are interested in starting an application, the only thing you need to to is contacting the bank by phone on 0861 346246 or you can go in person to a branch near your home. You can also try the company´s authorized website, so the application can be started from the comfort of your home.
I want a loan for funeral, is it possible to obtain?
Hi, you can make use of the Kwik advance loan that you must finance in about 1 month and you can obtain the money the same day you start the application. Amounts can range from R 100 to R 2000
I am a member but i want on other loan to extend my house, is it possible?
Hello, what you need is a Home Loan or you can simply obtain the greatest Personal Loan which lasts 24 months and can give you up to R 250 000 to cover your housing needs. You can make a phone call to begin its application on 0861 346246
How do i get money from mobi loans? I've already registered
Hi,after you have registered you need to click on the application section and be ready to fill the form with information regarding your monthly salary and the loan you want to obtain. Then, once send that information, a member of the company will contact you with the results.
How can i apply for loan? I need some money. Which documentation can submitters give? Payslips?
The documentation required at Finchoice have to do with latest payslips, bank statements, proof of residence, credit record and personal ID.
I want home choice to call me since i need a personal loan, can it be possible?
Finchoice can call you as long as you fill in the form you can find in the company´s official webpage. You can also send an email to this addres and be contacted asap:info@finchoice.com
I have already applied on line but i need fax to send my proof of payment what can i do to get fax number?
You can send a fax to Finchoice by dialing up the following number, so as to submit the credentials: 021 680 8260
I am a homechoice customer with a good credit record, can I apply for a long term loan of R 30.000 and i can be contacted on my cellphone number? Thanks
You can apply for a FinChoice Loan of R 30 000 as long as you have a payslip superior to R 3000. For instance you can repay for it in 3 years by paying installments of R885.32
What is the interest rate?
The interest rate is the lowest in the market and it will be disclosed to you when you call for the service
Can I take out a further loan with FinChoice?
Yes, as long as you are in good financial standing, you can apply for a further loan up to the exposure limit that FinChoice has given you.
When is it possible to skip payment?
You should only request to skip an instalment if you are having a difficult month financially and you have not skipped the previuos month.

Leave your rating about How is it Possible to get a Finchoice Loan in South Africa? Queries, Contact Numbers and Reviews

(4,29) / 7 Ratings

Rating: 5
Comment: FinChoice is a credit provider with solid reputation in the South African market
Rating: 4
Comment: They provide dedicated service with great personal attention
Rating: 5
Comment: The application process is carried out over the phone and takes about 10 minutes, no more than that
Rating: 1
Comment: Great team
Rating: 5
Comment: Fin choice is the number one financial provider with speed of service
Rating: 5
Comment: Fast no delays once you give them information the give you what you want

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