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How is it Possible to get a Finchoice Loan in South Africa? Queries, Contact Numbers and Reviews

    If you are trying to get the best loan in South Africa, you’ll find everything you need in the following lines. I’ll provide the contact number and the requirements for Finchoice and, how to apply to get a loan with them. Besides, I’ll answer some normal queries applicants tend to ask about.

What Requirements should be met to apply with Finchoice?

    When you need to borrow money, you should keep in mind the lender will ask you to meet some requirements. This is so to assure themselves they will get their money back. Among the many requests, borrowers must be South African citizens and have the proper age to get involved in such contract, which means, they should be older than 18 years old. Obviously, the company needs the applicant to have a job and, be able of proving they receive a salary each month via a proof of income. Lastly, it will give you better chances of being approved if you have good credit profile and, you are free of debts.

What should borrowers do to apply online for a Finchoice loan?

  • Firstly, check if you meet the requirements.

  • Second, go online and find the option “Apply now”. This is specifically for new clients. In the case you already have a loan with Finchoice, you can log on into your account and manage your loan over the internet.

  • Third, once you enter the information the company asks, you submit the application together with some documents to prove your identity and, financial situation.

  • Fourth, you will be sent Finchoice’s answer to see if your loan was approved or not.

  • Fifth, if you receive a positive answer, you may be asked to submit some extra documents.

  • Sixth, your loan will be deposited in your account, which will take around 24 hours from the moment all the documents required are sent. Bear in mind, this time will do so as long as the documents are received on a weekday before 15:00h.

  • Seventh and last, you take care of canceling the monthly installments on time as agreed with Finchoice.

Can I find Quick Loans with Finchoice?

    As a matter of fact, they do offer quick loans. This option allows borrower to get rather a small amount of money payable on the very next day the borrower gets their salary. In this way, you can get little money to get you out of trouble and, to cancel the loan quick to avoid getting in debt for much time. Fortunately, Finchoice also offers loans with longer terms and quote for those clients who need more money. An amazing benefit this company offers is that the loan plans they offer, cover the applicants in case of death. Also, if you are a responsible payer, you will be allowed to request for a higher quantity in the future.

Can I use a loan calculator with Finchoice?



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    Even though Finchoice doesn’t offer an online calculator, you have some other options. One of them is to get a quote online when you apply. This is when the company will go over some affordability checks to tell you which is the loan size you qualify for. The other option is to get in contact with their assistants to discuss your alternatives and then, make the decision. Next, I’ll provide you with this information.

Finchoice Loans Contact Number and Email Address

    There are some contact numbers for borrowers to use if they need it. For example, for those needing assistance, Finchoice call centre number is 08 61 34 62 46 and, to send the documents requested, the fax number is 02 16 80 82 57. Other options to submit them are to upload them through your Finchoice account or, email them on docs@finchoice.com.

Some common queries about Finchoice Personal Loans

        1) What are Finchoice working hours? Clients are capable of reaching Finchoice loan specialists any day of the week. They even work on Sundays and public holidays so, feel free to contact them at any time. The only days they don’t work are on New Year’s Day, Good Friday and, Christmas Day.

        2) How can I send bank statements from other banks? If you bank with Nedbank, ABSA or, Standard Bank and, you give permission to Finchoice, they can make the bank statement request on your name with no extra cost.

        3) Can applicants increase the loan size? This is not an option and, I’ll explain why. Finchoice is a registered credit provider regulated by the NCA (National Credit Act) so; the affordability assessment will state how much money you can afford to borrow. As a result, Finchoice won’t lend you a higher amount than the one stated.

        4) Do borrowers get loan statements? Of course! Finchoice sends their clients loan statements periodically. This is sent automatically every three months but, you can also verify your balance visiting Finchoice mobi account, or requesting it to their call centre.

        5) Is it possible to miss a payment? There’s the choice of skipping a payment but, only if the borrower has made no less than one payment and, their account is updated. If this is your case, you can request it to Finchoice consultants using the number I’ve mentioned earlier. Besides, you can dial *120*1048#.

        6) Who decides on the interest rate? As I told you, loans issued by Finchoice are regulated by the NCA and, that is why the rate is settled based on the term of the loan and, the credit profile of the applicant.

What are Finchoice’s Reviews?

    In order to finish with this article about Finchoice, I want you to know their borrowers can enjoy the service provided by this popular entity. Their assistants are always willing to help and, their availability is of great use. Also, it’s worth pointing out the different terms they offer as, there’s a loan product for any need. Apart from this, managing the account online grants their applicants the freedom they looked for when referring to their financial support.

Now we’ve covered all the necessary information about Finchoice, including some reviews, you are now ready to make a decision. So, wait no longer to get the loan you want.

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Questions and Answers

I want finchoice to pay for my daughter school fees
FinChoice can lend you the money you need to pay for those school fees but, you will be responsible to do the payment. When this lending company issues a loan, they do it without a purpose established so, they give you the money and then, you take it to pay the institution your daughter attends to. Then, you need to pay back the money plus fees and rate to FinChoice.
I was very much interested in finchoice when they told me that i can get a loan up to 40000. But only to find my self qualify only for 800 i don't know what to do
The loan quote any bank will set for you is made after studying your financial capacity. This means that the entity makes sure you have the funds to repay the money properly without neglecting the rest of your monthly expenses, such as utility bills, buying food, paying for other debts, etcetera. Even though at first it can be a little disappointed, it’s a way to keep you out of trouble.
May I qualify for a Finchoice mobile money?
If you are a South African citizen, enjoying from a permanent job and, receiving enough money from that job, you can apply to find out if you qualify for a Mobile Money loan. Apart from that, you need to have a bank account because the transfers will be done through it. Before starting the loan application, get your documents ready to present to FinChoice.
When I take 6000 rands, how much I payback?
The money you pay back varies as regards the term you choose to repay it because the whole package of terms of your loan is what establishes the cost of the service. On one hand, you should pay attention to the type of loan you take, whether it’s a personal loan or a flexible facility. Also, if you repay it in a longer or a shorter period as, you must take into account the longer you take to pay for the loan, the more interest you will pay.
How much will I pay monthly?
The cost your loan gets on monthly basis depends on the amount you are approved for and the rate charged over that amount. It also depends on the time you want to take to cancel the loan. At FinChoice, your repayment option reaches up to 24 months maximum. And, for the flexible facility, only 3 months.
Hi, good morning. I would like to ask if FinChoice can help me with my building alteration, please
FinChoice grants short term loans that may not be right for the amount you need. But, it depends on how much money you want to request to make those alterations in the building. FinChoice personal loans are issued for a maximum of R40000, as long as the client qualifies for such number. Keep in mind, you will have to repay it in 2 years or less.
I’m asking if it’s possible to get another loan while I still have one
The alternative to have another loan while repaying a current one is among the benefits FinChoice offers their clients. You have to get into your FinChoice account and make the request. You will surely have to update some information for the entity to process this new request and, decide if you can pay for more money borrowed.
I like to know how much I’m going to pay if FinChoice lends me r10000 for 24month. Please can you make quotation for me?
As the cost of a loan is affected by the interest rate charged, and not only by the fees to pay, more information is needed to make a quotation. We’ll show you a loan example so you can have an idea for your loan. If we imagine your loan gets a 12.25% rate, the monthly installments may round R472. All the same, the official cost will be stated only by your current finances.
Can I get a loan if I’m a passport holder?
You might be approved if you present your passport but, besides, you need to comply with the rest of the requirements. Those requirements involve, of course, earning sufficient funds per month and, having valid and current documents to prove it. Bear in mind, even though you’ll get a quote you can pay for, there’s a minimum amount you need to get from your salary.
I have a loan with you and now I want to apply for a six months loan, is it possible to get it?
amount and, the payment term starts on 6 months. The other loan, known as MobiMoney, is a facility offering 10000 rands or less and, you can choose among one, two or three months to repay it. So, it may depend on the loan amount you want to request.
I want to apply for a loan but I need a personal communication, is there someone who can inform me about the options?
Sure! We’ll briefly go over the options you have at your disposal at FinChoice assuming you’re a new client. Those options are: personal loans that can be as high as 40000 rands to pay over 6 months, 1, 2 or 3 years. Then, there’s a credit facility for 10000 rands you can be approved for to withdrawal whenever you need for 100 rands onwards.
When am I going to get the money?
You will probably have to wait few business days before having the money to use it freely. The application starts with you sending FinChoice your documents and loan request form and, they will ask you any other important information. Once FinChoice approves the loan amount you asked for, they will make the transfer on the very same day as long as it’s before 3 pm.
Hi, I cancel my loan last month but, I see FinChoice people did draw money from me, why?
You can cancel your loan and, give the money back but only if you let FinChoice know about the decision 14 days or less after they grant you the money. If you comply with that due date, there will be no cost for the cancelation of the loan. But, if you decide it later on, there may be some penalty fee you’ll be charged with.
Up to how much do u give loan n r u also financing cars?
The highest sum of money you can aim to get from FinChoice is 40000 rands. Such quantity must be cancelled within 2 years top so, please, make sure these are terms you can afford before asking the loan and, you’ll avoid getting in debt. As these are personal loans, FinChoice won’t take care of financing a car for you but, you can feel free to use the funds to do it, if you want. The destiny of the loan is entirely your decision.
Can I get a loan of 5000 rands?
Yes, as long as your credit assessment is positive. For such short amount, the best option may be a MobiMoney loan that grants up to 10000 rands into your bank account and, you can withdrawal and pay just for the amount of money you need. That money you use, can be returned from 1 to 3 months.
I'm looking for a kwik advance loan to pay in the short term, how much will i pay?
You can obtain at FinChoice a Kwik advance, which is a loan of R 2000 which you can easily finance in about 6 months and pay installments of R 337
Can i apply for home choice Finbond loan?
You can apply for a Home Choice Finbond Loan as long as your salary is more than R 5000 and you have a good credit record.
How to apply for it?
You have many options in terms of application, such as entering Finchoice´s website from google and clicking on the application section, phoning the company on 0861 346 246 or by going in person to your nearest branch
Good day, I need to apply for 10000 please. I am an existing client
As you are an existing client, you can go over the R1000 rands loan login into your FinChoice Mobi account. All you need is your cell phone number and the password you previously set. Once you get in, you’ll see your current situation and you will be allowed to start your loan request.
I need a loan and its urgent
For urgent loans, the ideal option is a payday loan or credit facility. In number 1, payday loans, you receive funds fast and, you cancel the money in the following month. These loans tend to have higher rates than personal loans. In number 2, credit facility, the company will accept to deposit certain amount of money into your account for you to withdraw just what you need. These are the fastest loan options. Fin Choice only offers credit facility, for payday loans, you can resort to Wonga.
How soon can I get my personal loan?
You can get it as soon as you finish submitting your documentation and help FinChoice make the final decision. Commonly, this take at least a couple of labor days as, the company needs time to study your loan application in detail and verify everything is valid. From the moment you receive the approval, you will wait almost no time to have the money in your account.
How to apply for an instant loan?
There are 2 ways to apply for any of FinChoice loans. One, for existing clients, is to log into your account and manage the request from there. As you’re a client already, the process will go faster. Two, for new clients, is to get on FinChoice webpage and find the Apply Now button. There, you need to choose the option MOBiMONEY to get a quote for your instant loan after submitting information about your salary.
I like to apply for personal loan of r300
If you only need 300 rands, a personal loan may not be your ideal loan option. In fact, personal loans tend to be from 1000 rands onwards. You may ask FinChoice for a credit facility. This alternative allows you to have funds in your account and, withdrawal from 100 rands up to the amount you qualified to get. Another advantage of this loan is that you can keep taking money from that account if you need more. At last, you only pay back what you spent.
Can u please help me to get a finchoice loan?
Surely! At first, you ought to be sure which FinChoice alternative best suits the need you have to pay for. Then, if you aren’t their client yet, you should get into their page to present them your personal information and, to ask them the loan you decided to take. Later, they’ll show you a loan quote you can reject or accept.
How to apply and how do i pay the loan?
At African Bank you can try online application in the bank´s website and you can repay for it with automatic deduction, by giving the bank your bank account details
What can I do if online application is not working?
Fortunately, there are many other ways to begin the application for a loan. As a first step I will suggest communicating with the company by phoning on their customer service so that they guide you through the process and you can complete the application. The number is:0861 346246
I want a loan, what type of loan can i get?
At Finchoice, you can findsloans whose amount tend to vary, since there are loans of a minimum of R 5000 to loans whose maximum consist of R 120 00. Loans at this company are long term ones, since clients are given from 12 months to 5 years, so clients have some kind of freedom in terms of financement.
I currently have a loan with you but now i have no access to Kwik advance. Please let me know why i cannot access quick advance anymore.
The Kiwk advance service will be available to you as long as you have complied with the different installments of your loan. Another reason for not being able to use Kiwk advance has to do with the update of your financial information. I recommend you to try again a couple of days from now, to see if your data is updated in the company´s website. If not possible, please get in touch with a representative by phoning 0861 346246
Is there a loan to build my home and pay my child´s tuition at school?
If you are interested in completing the building process of the place you live or even financing fees at school you can apply for a Personal Loan, which serves for many purposes at the same time. However, there are also home loans, which have installments divided in a way clients can sustain the whole loan.
How much will I get with a Personal Loan?
If interested in getting a Personal Loan with African Bank, you must know that for Home Loans you can get maximums of R 500 and also minimums of R 200 000. Most clients apply for an intermediate amount of money, so that the installments are not that hight in the long term
Hi guys i need a loan amount of r1000, can it be possible?
Hi, if you need a minimum amount ofR 1000 let me tell you that the loan ideal for you is the 1 month loan, which you are able to finance in just 30 days. I recommend you to have financial documentation in order as well as a good credit record.
Are There any loans to cover school fees?
Yes, some of the loans that cover school fees are called Student Loans. Fortunately,many companies in your country are in charge of this type of loans. You will find assistance for backing up accomodation at a campus, purchasing material and also paying educational expenditures. One of the companies offering Student Loans is Standard Bank, which enables students to back up school fees every 12 months. You can call Standard Bank on this number: 21 401 2611
Can I take out a further loan with FinChoice?
Yes, as long as you are in good financial standing, you can apply for a further loan up to the exposure limit that FinChoice has given you.
When is it possible to skip payment?
You should only request to skip an instalment if you are having a difficult month financially and you have not skipped the previuos month.
I have already applied on line but i need fax to send my proof of payment what can i do to get fax number?
You can send a fax to Finchoice by dialing up the following number, so as to submit the credentials: 021 680 8260
I want to apply for a loan, how can I do it?
If you are interested in starting an application, the only thing you need to to is contacting the bank by phone on 0861 346246 or you can go in person to a branch near your home. You can also try the company´s authorized website, so the application can be started from the comfort of your home.
I am a homechoice customer with a good credit record, can I apply for a long term loan of R 30.000 and i can be contacted on my cellphone number? Thanks
You can apply for a FinChoice Loan of R 30 000 as long as you have a payslip superior to R 3000. For instance you can repay for it in 3 years by paying installments of R885.32
Can you borrow me R 1000?
Yes, if you are looking for R 1000 you can take advantage of the first loan explained: Kwik Advance Loan which only lasts only one month and can give you up to R 2000 and be deposited in your bank account
I need money please assist me!
If you are in need of money, I recommend you to contact the company either by phone, email or in person. For example, you can phone on 27537120659 and get to speak to the representatives of the company in Livingstone. Or, you can also try sending an email to :consumeradvocate @africanbank.co.za and waiting a couple of days until the professionals of African Bank get in touch with your response.
I want a loan for funeral, is it possible to obtain?
Hi, you can make use of the Kwik advance loan that you must finance in about 1 month and you can obtain the money the same day you start the application. Amounts can range from R 100 to R 2000
I am a member but i want on other loan to extend my house, is it possible?
Hello, what you need is a Home Loan or you can simply obtain the greatest Personal Loan which lasts 24 months and can give you up to R 250 000 to cover your housing needs. You can make a phone call to begin its application on 0861 346246
How can i apply for loan? I need some money. Which documentation can submitters give? Payslips?
The documentation required at Finchoice have to do with latest payslips, bank statements, proof of residence, credit record and personal ID.
I want home choice to call me since i need a personal loan, can it be possible?
Finchoice can call you as long as you fill in the form you can find in the company´s official webpage. You can also send an email to this addres and be contacted asap:info@finchoice.com
What is the interest rate?
The interest rate is the lowest in the market and it will be disclosed to you when you call for the service
How do i get money from mobi loans? I've already registered
Hi,after you have registered you need to click on the application section and be ready to fill the form with information regarding your monthly salary and the loan you want to obtain. Then, once send that information, a member of the company will contact you with the results.
As a customer of homechoice, i would like your company to help me out with an advance loan of r500 that can be deducted from my salary
The best option for you is KiwkServe. This is a loan product FinChoice offers in which you can take a maximum of R3500. This money should be returned on the following applicant’s pay day. There’s, although, the chance of canceling the debt before that date and, if you need to, ask for more money.
If earn r3 400 + r600 commission every month, how much loan I qualify for? And on how much interest?
The sum of money FinChoice will lend you along with the interest rate you will have to pay will be settled after knowing some facts about you. Even though your monthly income is necessary, there are other factors to take into consideration. For example, it’s essential to know what type of worker are you, how much of your salary you spend on basic needs like, bills, food, public service and so on. This is why, you need to apply to know how much money can you ask.
Would like to take a loan for 3500, can I?
Yes! That quote is totally available at FinChoice. In fact, you can choose among few options. One loan option is to have that money to pay in just one installments. And, another option is to have 6 installments. The cost of the loan will depend on which one you choose so, think about it carefully and then, apply for it.
How long does it take for the money to be transferred to your account?
The full loan process takes a couple of business days if we take it from the start, meaning the day you apply. When you pass that first stage in which FinChoice can verify you meet the requirements, you will be asked to send them your documents and some more information about your past and current financial status. After those documents are checked and approved, you’ll have the money in 24 or 48 hours
I earn 2 700 a month and I like a loan of 10 000. What instalment will be?
FinChoice has short term loans only. However, once you took one loan with them and, providing you canceled that loan perfectly, you can ask for more money. You can start asking for 8 thousands rands and then, ask for 2 thousand more. No matter how much you ask, the maximum repayment period is 6 months.
I need a loan of r 25000 as I’m your customer. What must I do in order to get it? Regard innocent
As you clarify you’re a FinChoice client, you can merely log into your account with them and manage your money from it. Once there, you will easily find the loan application option. An interesting point is that because they already have your employment and finances details, they can show you right away if they can lend you that amount of money.
I do not have an account with homechoice but I want a loan from finchoice. Is it possible?
Sure it is! FinChoice accepts those who are clients but, they also work with citizens from South Africa not being existing customers. You can enter their web page and follow the option available for new clients or, you can give them a phone to know about your options. After knowing exactly what they have for you, you can make a smart decision about your money.
If you want a r1000 can you pay over 6 months?
The terms for the credit depend on the type of loan you want to take from FinChoice. We’ve mentioned there are two main loan alternatives. One of them is to take less than 8000 rands to pay for it on the following month and, the other is to choose a longer term. This second option is the one that allows you to have a 6 months’ term.
I send my documents, how long to get the money?
If you’ve reached the step that involves uploading your documents, it means your half way to get the money. Now, you just have to wait for FinChoice to analyze those documents to know the loan amount you can take and, inform you about it. Once you have that offer, you can study it to see if the terms they present you suit your needs. If they do, you accept the loan and, in just 2 working days, FinChoice will transfer the money.

Leave your rating about How is it Possible to get a Finchoice Loan in South Africa? Queries, Contact Numbers and Reviews

(4,29) / 7 Ratings

Rating: 5
Comment: FinChoice is a credit provider with solid reputation in the South African market
Rating: 4
Comment: They provide dedicated service with great personal attention
Rating: 5
Comment: The application process is carried out over the phone and takes about 10 minutes, no more than that
Rating: 1
Comment: Great team
Rating: 5
Comment: Fin choice is the number one financial provider with speed of service
Rating: 5
Comment: Fast no delays once you give them information the give you what you want

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