How Can I Apply for Bruma Finance Loan in Gauteng? Contact Details and Requirements
Do you reside in Gauteng? Are you looking for financial support? You are on the right track! We have delve into several web pages and collected data about the loans, financing, contact details, and requirements of Bruma and other lending companies that provide financial support for Gauteng’s citizens. Keep on reading this post and you won’t regret. Everything you need is summarized in a couple of words.
Let’s focus first on Bruma. It first opened its doors in 1997 putting clients at the forefront so as to give them the credit they deserve. Knowing that a single branch in Johannesburg is not enough for a complete country, the company has invested money in efficient phone service and networking. Therefore, living far away from any Bruma’s representative is not an excuse to get its services.
As far as Bruma loans are concerned, there follows a list of features that are worth knowing:
1. As Bruma understand urgency, you will have between R1000 and R15 000 in less than a working day.
2. You can use the money to finance car purchase, to pay for college tuition, to improve your home, and even to afford unexpected expenses.
3. There is a wide variety of financing option. In fact, you can choose among periods that go from 8 to 18 months.
4. In case you cannot visit an office in person, application is also available by phone or online.
5. The company works with experts that reveal the most convenient interest rates based on your needs.
6. It is essential you are a South African citizen older than 21 and you have you ID.
7. Brume requires your last two bank statements as well as your last two pay slips so as to make sure that you have a steady monthly income.
Where Can I Find Bruma in Gauteng?
In the province of Gauteng, you can find the headquarters of the company. In fact, the building is located in the city of Johannesburg. The exact address is 22 Wellington Road, Parktown. Although there is only one physical office of this company, this is not a problem in our century. There is no need for you to commute to a branch. Actually, you can get faster approval from the comfort of your sofa taking advantage of phone and online application. Please, take this data into account:
-By phone: there is phone number available from Monday to Friday from 8:00am to 5:00pm and on Saturday from 8:00am to 12:30pm. It can be used for current or prospective clients either for question or loan application. The number is 0861 33 11 33.
-Via internet: by using a computer, applying for a Bruma loan can be even easier. You just enter the official webpage, click on personal loans and start the process! Filling the form doesn’t take more than 10 minutes and approval is almost on the spot. In case you have queries about the programs, don’t hesitate to write e-mails to this address: info@brumafinance.co.za.
Find the best loan of South Africa
In addition to Bruma, Gauteng’s citizens have access to other companies that lend money with competitive interest rates and flexible financing periods:
a. African Bank
Regarding African Bank, there are two main programs that I would like to mention: personal loans and consolidation loans. With the first one, clients can borrow money for amounts that go from R500 to a R200000. Such money can be financed with interest rates that range from 10,5% to 28%. As far as financing periods are concerned, they go from 3 to 72 months. With the second program, the bank offers to combine all the debts you have so as you make a single payment. There are periods available that go from 18 to 72 months.
If you think that African Bank meets your expectations, you can visit one of this office located in the province of Gauteng. One of them can be found in the city of Alberton. The address is 50 Voortrekker Rd and consultants are there during the week from 8.30a.m. to 5 p.m. and on Saturday from 9a.m. to 1 p.m. If you want to contact this office by phone, please call 11 724 0060. Besides, there is a general line available 24/7 that is 0860 333 004. Don’t forget to visit the webpage and used the online services, such as quick loan application.
b. Wesbank
Wesbank has two main groups of loans that we will focus on: personal and business loans. Considering personal loans, current and prospective clients can apply for amounts that also go from R5000 to R200000. You can use the money to affront whatever personal need that appear on the road with an interest rate that never surpass 30% and financing periods of up to 6 years. Regarding business loans, there are programs destined to make your current business pay off or to start a new one from scratch. You can also use the money to pay for updated equipment, properties and more and repay it with convenient financing options.
In the province of Gauteng, you can find a branch of Wesbank in Fairland. It is actually the Home of WesBank and it is located at 1 Enterprise Road. Hours of attention go from Monday to Friday from 8a.m. to 5p.m. and on Saturday from 8a.m. to 12p.m. In case you want to contact the company by phone, please dial up 0861 238 252 for personal loans, and 0861 922 677 for business loans. You can also enter the official webpage and start application online.
In a nutshell, there are no financial burdens impossible to overcome if you live in Gauteng. First, you can count on the financial help provided by Bruma finance due to affordability and convenience. Secondly, you can count on the aid of other banks that also has outstanding loans for Gauteng’s residents, such as African Bank and Wesbank. Just choose the company that best meets your needs and live the kind of life you and your family are looking for.
Video Gauteng
Questions and answers
I need a business loan with the sum of r200 000. What steps must I take?
Bruma Finance is a company that offers personal loans or consolidation loans. You will not be able to find business loans at this financial institution. You are welcome to read our articles where we discuss different alternative for companies that need finance. You will find all the steps you need to take in those articles.
I need to know: is there an amount that you have to pay through your Attorney before getting the loan?
Bruma Finance does not provide specifications or details regarding the possibility of paying through your attorney. For personal loans, you can access amounts that range from R1000 to R15000 and you will be given the possibility to pay back the loan between six and a maximum of eighteen months. A specialized consultant will help you out.
Hi, Bruma asked for my document and I faxed it this morning, how long must I wait?
We’d need to have more details about the stage your loan application is as, for example, if you have already be sent an offer from Bruma. If you have just started, you will have to wait until they send you their loan quote. After you accept the terms and they approve the loan, you can get the funds in that same day or the following business day.
I need a loan. I want to pay credit cards and get married
As Bruma has personal and consolidation loans, it will be your decision which one to choose. As you have two different reasons to get a loan, think carefully about those options before deciding. A consolidation loan can be used to pay for your credit cards but, a personal loan can be used for any purpose. So, a personal loan high enough might let you pay for both, your credit cards and your wedding.
How can I get a bruma loan?
You can get a loan from Burma by completing their online application loan. After they receive it and go through the information, they will get in contact with you to discuss about how much they can lend you. Besides, they will ask you to fax them some documents to verify your income and identity. Once those steps are checked, you will get the loan into your bank account.
How can I get the lowest rate?
The bank sets the interest rate after checking the applicant credit score because the better your credit score is; the lowest interest rate your loan gets. But, if you use the loan calculator we offer you right here at our webpage, you can find out about the South African companies charging the lowest rate. That will help you get a reasonable rate.
How much it's going to cost me a 10000 rands loan?
The cost of any loan is determined by three main factors: the sum of money, the repayment term and, the interest rate the bank charges. For example, that loan quote to cancel on 1 year and, imagining an 8,5% rate, will have an approximately monthly cost of R872. The same terms but, with a 23% rate, might show a monthly cost of R941.
Do representatives work at your advantage?
Yes! Representatives always work with you in mind.
Can I apply for loans online?
Yes! Enter the official webpage and click on online application.
How can I pay for a car?
Get a Bruma loan and repay it in 18 months.
I did apply for a loan and I qualified for 25000, now I have lost my phone and I don’t have contacts to contact Bruma
It’s very important you inform Bruma about that situation so as not to lose your loan approval. Even though you don’t have your phone, you can send them an e-mail over your computer to give them a new phone number. Keep in mind, you can ask a relative or a friend to lend you their phone to carry on with the loan process.
Can l apply by fax for a loan?
Not at Bruma. Actually, at present, applying for a loan by fax it’s not a common alternative. If your intention is to get financial help from Bruma, you must get online to send your loan request. If you are not sure about your options, you can use the phone to discuss them with a Bruma’s agent.
Can you please tell me how a consolidation loan works?
Each bank works their loans on their own but, they have similar characteristics. When the applicant states their debts information and the bank accepts to issue the loan, they will get the funds to cancel all those liabilities. After that, he or she will be left with only one loan. A special feature at Bruma is that they will pay for a third part of the total debt directly to the institutions and, the rest of the loan will be deposited in the applicant’s bank account.
I need a loan to pay the fees for my child for next year. Is Bruma a real alternative?
Your real alternatives depend on the terms you need for your loan. Bruma, for instance, will lend you only R15000 or less so, if that’s enough to pay for your child education, go ahead and apply for it. But, before the final decision, I advise you to look for student loans as, you might find better loan options.
I need your help to know my Bruma options
We can certainly help you know your options at Bruma. This company has only 2 kinds of loans: personal and consolidation loans. For any of them, the minimal and maximum loan amount are the same, from R 1000 up to R 15000 and, the repayment term can be up to a year and a half.
I applied some time ago and I was rejected, when can I try again?
There is not a waiting time set by Bruma Finance to apply again, which means that any client can do it at any time. All the same, you have chances to have a positive response only if your monetary circumstances have improved. If you’re in the same position as before, the outcome will be negative again.
I have a loan at Bruma so I am interested on another loan, if that is possible
Of course it is! Bruma lets their existing loan holders to get more money if they need it. You can repeat the same steps you took for the first loan and, the company will process your new information to tell you the outcome of that second application. You have to remember; you will get the approval only if your economic situation is good.
Will Bruma help me with a 40000 loan?
Bruma’s loan amount goes from just 1000 rands up to 15000 rands. On the assumption that you’ve checked you meet the requirements, you will not get any problem receiving 4000 rands from them. Send your loan application to get Bruma’s offer and see if it’s what you were looking for. If you’re not sure, you can search for another company and compare both loan proposals.
Please I am ready for another loan, what should I do?
Bruma is a financial company that allows their clients to have more than one loan at a time so, you can perfectly go over a new loan application. As you probably know, you can only apply online or, if you need assistance, you may start over the phone. No matter which method you choose, once you send Bruma your information, you’ll get the answer in just few hours.
Good-day what can I do if I have many loans and it’s getting a mess?
South Africans going through the same issue make use of consolidation loans to try to fix that problem. This is a good strategy to organize all your debts when you feel you’re about to fall apart. At Bruma, one of the many entities offering this kind of loan, you will be allowed to settle a total of R 15000 on debts into only one loan with them.
Bruma phone line is not available on Sunday.
Interest rates are one of the most competitive in the market.
There are a few offices in the country.
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