Compare the best loans of South Africa and find the lowest rate
Are you settled in Cape Town? Don’t you have your own home yet? Is it time to get the money you need? Let me tell you that chances are you can obtain whatever you want. Fortunately, Cape Town boasts the services of one of the most convenient financing companies of South Africa: Bayport Financial Services. For more than 10 years, this enterprise has been providing financial help to South African, especially loans with really low rates. We recommend you reading this article so as to get information about the different kind of loans available for Cape Town’s residents. What is more, we will include details about contact information, requirements and application process.
Before starting describing the company in details, let’s take a look at table which contains the main information when it comes to Bayport’s loans in Cape Town:
Money you can borrow
Address is Cape Town
By phone, online, in a branch
Now, let’s see what are the loans offered for Cape Town’s citizens with their respective features:
Personal loans: these lending programs are designed to cover whatever personal need that may appear. You can actually finance the purchase of a home, build it or even remodel one. What is more, you can use the money to consolidate old debts and pay less interest. The maximum amount of money you can borrow is R120 000.
Long term loans:with these lending programs, clients can obtain high sum of money in cash money so as to finance or buy whatever you need. For example, you can invest money in business or even buy a new car or truck. It is important to know that regardless of the amount of money you get, you can repay the loan in periods that go from 36 to 60 months.
Medium term loans: these programs are similar to long term loans, but you can only repay the loan in periods that go from 12 to 24 months. Money can be used to pay education, buy new appliances for home, computers and even more.
Short term loans: if you need quick and easy money to cover any unexpected expense, you can resort to short term loans. These programs offer money to pay for medical charges, to cover funerals, to celebrate your wedding and even more. Financing periods range from a minimum of 1 month to a maximum of 9 months.
Once that financial options are ready, let’s expand on the different ways of contact available:
a. Branch in City Bowl: if you reside in the area of City Bowl, you can visit representatives in the office located in the corner or Church and Adderley Street. They will be there for you from 8.30 in the morning to 5 in the afternoon. And if you need services at weekend, go on Saturday from 8.30 in the morning to midday. Take into account that the branch has its exclusive phone number that is +27 21 492 5084.
b. Office in Belville: in case you live in Belville or nearby, you can visit the branch located in Middestad Mall, on Charl Malan Street. Hours of attention are similar to City Bowl’s. For telephone assistance, don’t hesitate to call +27 21 492 4508.
c. Location in Wynberg: another office you can in person is located in the area of Wynberg. The exact address is 111 Main Road and the staff is also available from 8.30 a.m. to 5 p.m. in the week and to 1 p.m. on Saturday. You can also call staff by phone at the following number:+27 21 492 4500.
d. Official website: for own advantage, you can start application online. You just go to the official website of Bayport and click on the “application” tab. You have to complete a form in some minutes and afterwards, a representative will help you to eventually get the money.
e. Apply online: another alternative you have is by sending an e-mail. In fact, let me give you this address email@example.com, which can be used not only to start an application, but also to send comments or to ask questions.
g. Use your phone: and the last but not least option, you can resort to your phone. Pick it and dial up 087 287 4000. A highly specialized member of the company will answer to guide you in the application process. If you need to send documents, please use this fax number: 086 634 8360.
What is required to apply for a loan?
If you have just made up your mind to borrow money, there are certain documents you are required to hand in so as to get the approval. One of them is a copy of your ID. This is necessary to prove that you a South African citizen with more than 18 years. Another document you need is your pay slip. Bayport needs to be sure you will be prepared enough to pay a monthly quote, and for that purpose you have to show that you earn a steady income. And the last thing is a bank statement. Although you can ask cash money, the company will ask you the last bank statement so as to be sure that in case of problem, the money can be deposited.
To sum up, living in Cape Town can be a real advantage for those who are in search of money. There are offices of Bayport in different areas so as to help as many Cape Town’s residents as possible. What is more, there are other alternatives to get money in an easy way. Stop wondering how you are going to cover education or holiday. Go to any office and enjoy life!