Can Self Employed People Obtain African Bank Loans?
If you have turned into a self-employed person and you are now in the search for funds, it can be difficult to make it. Why? Because the banking companies will come with tons of requirements that become an obstacle at the time of being granted the money. But that is no longer a problem thanks to the help of African Bank. This bank will give immediate access to lending programs like it happens with other type of clients.
However, in order to be eligible for a loan as a self-employed, you need to know that you have to gather all the necessary documents and know in detail the way the application procedure functions.
For that reason, in the following post I will try to provide you with answers to the most common questions regarding loans for self-employed clients. After that, you will be given information about the most typical loan of African Bank recommended to independent clients: Personal Loan. So, I really advice you to go on reading this post.
Let’s focus on the most important questions Self-Employed ask themselves:
Before giving you a description of these loans, let’s answer some important questions:
1) How can self-employed clients get a Personal Loan with African Bank?
First, you should know that in your condition as an independent worker, you have three ways of obtaining a loan. The first one is related to demonstrating the bank you are currently employed and capable of making the payment, thus you can ask for a standard lending program. The second option has to do with finding a loan designed specifically for self-employed clients. And the last option is related to the application for a low doc loan, which is a loan with few documentation and requirements needed. However, every type of loan has different financing periods and interest rates, so bear that in mind at the time of making up your mind.
2) Will a loan for self-employed cost much more than a loan for other type of client?
Luckily, that is not an aspect you need to stress about, since only the lending program I mentioned at the end of the previous question (low doc loan) is much more expensive than the standard loans. They are more expensive because you are given extra support and you can submit fewer documents to the bank. But, apart from that advantage, the interest rates you will end up paying at the end of each month will be much higher. So, it is better to stick to the traditional loans.
Before choosing a lending program bears in mind all the aspects that come along with each type of loan. I am referring to the interest rates, financing terms, documentation, and application procedure and so on.
Okay, now let’s focus on the loan commonly recommended to self-employed citizens: African Bank´s Personal Loan
Find the best loan of South Africa
Self-employed clients can easily obtain a Personal Loan, that ranges from R 500 to more than R 200 000 and they can choose any medium to receive such capital. Regarding the financing terms of this Personal Loan, clients have up to 72 months. But, if they feel like taking less time to complete that, they can finance the loan in 3 months. One of the great advantages of this loan is that the instalments are fixed and can be reduced so as to make the client save money. Finally, the bank will give clients complete access to a phone number that functions as a customer service centre.
This is how you can apply for a Personal Loan if you are self-employed:
In the first place, you need to complete the application form you will find in the bank´s website or at a bank´s branch with your personal and financial data. Then, you need to look for all the documentation the bank requests you. Those documents are the following: you’re ID card or anything that shows your personal data, a proof of the place you lives now, recent statements with this bank or another banking company and also your recent pay slips and bills. Bear in mind that that documentation cannot be old, need to be updated, so as to show your last movements and your financial status at present
Contacting African Bank
You can go in person to one of African Bank´s physical branches situated in Blue Route Mall. This office is specifically at 16 Tokai Road Its phone number is this one: 27 43 721 0140. You will be able to go to this office Mondays to Fridays from 8 in the morning to 05:00 pm
There is another branch in Cape Town, in the area of Mowbray. It is located at 84 Main Road. You can try to contact their staff members before paying a visit to the office, by dialing up 27 21 689 5660. Regarding its opening hours, you can go there during weekdays from 08:30 am to 05:00 pm.
You can get in touch with African Bank´s representatives by phone. You simply dial up 0861 111 011 from the comfort of your coach and you make any type of questions you have regarding the bank´s loans. You can also begin the application procedure over the phone if you give their staff all the necessary personal information.
This is a great option to communicate with the bank by using your laptop, from home. You enter the bank´s webpage and you will be able to obtain more details about a Personal Loan and other type of programs. What is more, once you have acquired a loan with this bank, you can use online banking so as to manage your loan and make payments on time.
To conclude, being a self-employed citizen in South Africa and obtaining the funds you need to stabilize your financial status, is possible with the financial aid of African Bank, which has designed a Personal Loan, for these independent workers that are searching for a little help when it comes to their finances. Try African Bank and get the money you deserve!
Questions and answers
I would like to ask if I get paid with an envelope, can I apply for a loan with African bank?
As a self-employed person, you can apply for a personal loan with African Bank as long as you provide proof of income. In this case, if you do not have payslips, you can use your recent bank statements which reflects your last three consecutive salary deposits plus the money you get paid with an envelope.
I transport school children. They pay me at a bank, am I qualified for a short term loan?
It is completely understandable if you do not have payslips since you are self-employed, as you transport school children. However, if you have ways to show evidence of your regular income, which is deposited in a bank account, then you will be able to apply for a personal loan with African Bank. In this case, you can use your recent bank statement, for example.
Hi. For a personal loan, for a self-employed person, do you only need documents of the person not of the company?
African Bank does not have a specific line of credit for self-employed people. However, if you wish to apply for a personal loan being self-employed, you need to comply with the following criteria. You will need to present your ID, proof of residence, and the last 3 payslips or bank statements.
How can I apply for self-employment loan?
It is fundamental that you comply with all the requirements to be eligible for a personal loan with African Bank. There is not a specific line of credit for self-employed applicants. However, you should be able to demonstrate your regular monthly income as well as a positive credit history. The bank will need to have evidence of your earnings.
As a start-up self-employed person, I spent my money on buying machines, but now I need a loan for operation (stock and working capital). There are a lot of demands for my products. Is there any chance for me to get a loan as a start-up self-employed person?
African Bank does not offer special loans for self-employed clients, However, if you are looking for some money for your business (stock and working capital), you can obtain a loan providing you comply with all the necessary requirements. You need to present a valid ID, recent proof of income and the latest bank statement.
If I have proof of statement from a different bank and don't have a payslip, can I still get a loan?
Unfortunately, you will not be able to qualify for a personal loan with African Ban if you do not comply with all the application requirements. These include the most recent proof of income, a valid ID, and the last three bank statements which reflect three consecutive salary deposits. It is fundamental to demonstrate your monthly income by showing your payslips.
Can I get a loan at African Bank while I'm a foreigner?
African Bank does require some criteria for clients to meet in order to apply for a personal loan. First, you need to prove a valid ID, then your most recent proof of income and your 3 latest bank statements which reflect three consecutive salary deposits. If you are a foreigner, you should have a valid work permit and reside in the country.
I'm self-employed (contractor) and I'm requesting a loan of 50,000 rand to build rooms for tenants accommodation. I already have people to rent them out by the mining area.
As a self-employed person who is seeking a loan of about 50,000 rand, African Bank seems to be the right choice. You will only need to fill in an application form and provide all the necessary documentation such as your ID card, proof of residence, recent bank statements, and your latest payslip. All the documentation will be analysed to determine whether you can obtain the money to build rooms for possible tenants.
Can I qualify for a loan without payslips? I mean using only bank statements.
Certainly, not. This is not possible. In order to apply for a personal loan with African Bank, it is crucial to provide proof of income, which consists of three consecutive salary deposits. This is reflected in your latest payslips, as the bank needs to have a guarantee that the client will pay the monthly fees.
Can I get a loan if I'm self-employed?
Sadly, you will not be able to obtain a personal loan with African Bank if you are self-employed. This is so because you need to have a permanent job with steady income. However, you may need to check other financial institutions, such as First National Bank. This company offers loans for self-employed clients.
Is it possible to give a person a loan without payslip?
Unfortunately, this is not possible. In general, all the banks will request its clients to show proof of income. This is possible by providing copies of the latest payslips and also recent bank statements. In this way, the institution will ensure that the applicants have enough money to pay the monthly instalments.
Hi. I am a contract worker from 2020 at the Department of Health, can I get a loan?
If you are a contact worker from 2020 at the Department of Health and you are interested in getting a personal loan with African Bank, the most important requirement is that you show proof of income and that you have sufficient monetary means to afford the monthly instalments. The bank will carry out an analysis on your credit profile to determine if you are eligible for a loan.
I'm on a learnership, so I do get a stipend every month. Can I be able to apply for contract?
First, it is important to consider that in order to obtain a personal loan with African Bank as a self employee, you need to demonstrate proof of income and have enough money to pay the instalments. The amount of money you can access ranges from R500 to more than R200.000, but it will depend on the monthly income you have. If you are on a learnship, and you get a stipend every month, then you should be able to demonstrate this by showing your recent bank statement.
Can I apply for a loan coz I don't have a payslip I do have bank statement?
Unfortunately, you will not able to do so as African Bank requires all clients to provide proof of income with at least three consecutive salary deposits. In addition, you will be requested to show your last three bank statements as the company needs to make sure you have the necessary means to afford a loan.
Hi, I'm self employed started a panelbeating business a year ago and opened a bank account only in October 2021,I'm in need of a pan to buy accident damaged cars at the auctions,then fix and sell,also I don't have any accounts and credit scoring but I have bank statements. How can u assist?
To be able to obtain a loan with African Bank, applicants must satisfy certain conditions. You have to make sure to present recent proof of income which consists of three consecutive salary deposits and you must show your last bank statements. If you are self-employed, you will probably not receive a loan with this bank, however, you can look for another company such as First National Bank which accepts self-employed clients.
Hi. I am self-employed. I am an SA citizen with an ID CARD. BANK ACCOUNT. PROOF OF PAYMENT AND STATEMENT. I have proof of residence. I do Not have a payslip. My payment goes into my personal account. Can I get a R4,500 loan? Thanks.
You might be able to ask for a loan at African Bank for self-employed if you do not have a payslip. Since you do have, as you say, proof of payment and bank statements, you can show those documents to the bank to request your loan of R4,500. The fact that you are awarded the loan or not will depend on your affordability and credit record, though.
I've just was contacted by African Bank consultants, and they confirmed they don't give loans to self-employed people. Does this contradict your information provided on your site?
Conditions regarding the requirements each banks asks their clients in order to provide them with loans, might change over time. So, if you were contacted by an actual African Bank employee and were told that you are not able to ask for a personal loan as a self-employed individual, then that's your answer.
Hi, I am an African bank client. Would like to ask a question here about getting funds for small business loan, registered a security company that will be operating as a Training Academy as soon as inspection is done from the board of security authority. Will like to know if is it possible to get a loan to start the training academy business?
If you are a client of African Bank, you can consider its personal loan. With this loan you may request a maximum amount of R250,000 (the maximum amount you can get will depend on your affordability). African Bank personal loans are not restricted for a single purpose, so, if you want to use the money to start your business, you will be able to do it.
How do we apply online?
If you want to apply for an African Bank personal loan online, you will need to fill in an online application. You will be asked to complete this application with your personal information and you will have the option to continue with the online application or have an Absa employee to call you so that you can request the loan over the phone.
Hi I am self employed I run I day care can African bank offer me a loan?
If you are self-employed and own a day care you might have payslips from your own business. With these payslips and your bank statements you will be able to ask for a personal loan at African Bank. Another product you can think of in case you have other loans with other financial institutions is a consolidation loan.
Hii. I want to know I started banking with African bank a month and a half(2020) and I am self-employed. I make too much profits weekly so I would like to know if African bank can offer R50 000 loan?
In order for you to qualify for a loan with African Bank you will need to provide them with your latest bank statements that can prove your income. Usually, African Bank asks for three of these bank statements. You could use your bank statements from a previous bank account if had one. The amount you can borrow will depend on your affordability.
Do you still need a payslip or only bank statement if you are self employed to obtain a personal loan?
African Bank does offer personal loans to self-emloyed individuals. You will need to prove that you earn a regular amount of money month after month. One of the best features of a personal loan at African Bank is that you will have fixed repayments. This means that you will know exactly how much money you will need to pay each month.
I'm a taxi owner. Can I get personal loan if I don't have payslip?
African Bank does offer personal loans to self-emloyed individuals. You will need to prove that you earn a regular amount of money month after month. One of the best features of a personal loan at African Bank is that you will have fixed repayments. This means that you will know exactly how much money you will need to pay each month.
If i don't have payslips but bank statements will that be a problem?
It is understandable that if you are self-employed you will not have payslips to provide the bank with. That is not a problem as long as you can prove with your bank statements that you have a source of income that is regular every month. You will also need to have a good credit history.
I'm self Employed and I have my own spaza shop I need a loan. How can you help me?
If you are self-employed, but you can prove that you have regular source of income through your shop, then you might be able to ask for a personal loan at African Bank. The amount you can ask for can be of a maximum of R250,000. You will be able to pay it back from 7 to 72 months.
Can I apply online?
Yes, you can apply for a loan online and evaluate your possibilities. You may apply for a personal loan, a consolidation loan or a 15% loan. You can also apply in one of the branches in South Africa, but due to the pandemic, clients are advised to get in touch with the company and enquire about the available offices.
Can I get a loan if I am self employed (no payslip) and have a 6 month bank statement that shows that I make 30 000 a month?
African Bank asks clients to provide both a bank statement as well as your proof of income. In case you do not have these documents, it may be harder to apply for a loan. The same situation applies for a 15% loan. The bank can only provide the loan if all conditions are met.
I have my own spaza shop and I need a loan. How can you help me?
African Bank can help you get a loan you need. You will have to meet certain requirements. You can apply for a personal loan or for a 15% loan. A 15% loan may be a good option for you since you will access fixed repayments, which results in budgeting in a more accurate way. The application is easy.
I'm a taxi owner, can I get a loan at your bank?
It may not be possible for you to apply for a personal loan at African Bank if you own a taxi, unless you comply with all the criteria established by the bank. You must provide the bank with proof of income, proof of residence, your latest bank statements and you should be over eighteen years old.
Hi I start a new business, will I get a business loan from you?
If you need to get your business going, you can apply for a personal loan. To get it, you need to qualify. The maximum amount you can apply for is of R250.000. You can apply for a specific amount for a determined period of time, which can vary from seven to seventy two months. Your repayments would be fixed.
Im self employed,can u help me with a loan?
If you need a loan with African Bank, the company has certain rules for applying. If you are self employed but you also have a salary, then you can apply. The company will ask you to provide bank statements and proof of income which must reflect your salary. This applies for both personal loans and the 15% loan.
Can I get I get a loan if I'm not working but have allowances every month?
Unfortunately, African Bank only provides loans by providing proof of income. You will also be asked to provide bank statements that reflect salary deposits (three in total). Both your incomes as well as your statement need to reflect the three salary deposits. You also need to be over eighteen years old.
Can I have a loan for self employed if I live in Durban with African Bank?
Regardless where you live, African Bank decides not to issue loans to self-employed citizens. We can advise you to go to FNB as they do offer such loan product to those working on their own. You only need to have a bank account for them to certify you have gained regular income for the past 6 months. Of course, your loan quote will depend on such earning.
Hi, I rent 5 rooms and each tenant pays me by hand. They don't deposit the money into my account and each room costs r 1000. Can I get a loan at your facility?
Any bank or lender will demand you to prove your monthly income with valid documents. Besides, you will also have to submit bank statements. Don’t forget, no one will lend you money unless they know for sure you have funds to afford the loan. So, you certainly need to have the money in a bank account to prove you can pay for it. But, also remember, as you don’t have pays lips, you should look for a bank granting loans to business owners.
Hi, can I loan money with you if I’m still waiting for my pension? Tell me what are the requirements
Being eligible for a loan at African Bank involves being a SA citizen with utility bills at your name proving your address, being employed and getting monthly salary slips certifying job stability and, owing a bank account into which you get that salary showing that what you earn is enough to pay for the loan without neglecting your regular expenditures.
African bank out right told me i cannot make a loan as i am self employed. I am a home owner and have run my solar business for 20 years. Is there a bank that can help me?
Yes, there are many options if you are a business owner needing for credit. For instance, Nedbank can assist you with different products, each of them specially thought and prepared to cover specific needs from your business. From the moment you decide to start the company until you think it is time to go up to the next level, this bank can provide you with the financial support you need.
Hello there my name is portia cele i would like to know if can i apply for a loan since i'm a self employed and also receiving three children grant
You can apply for a self-employed loan at African Bank provided you have a receipt or a bank statements showing your transactions regarding your employment.
What can I do if I can not continue paying for a loan?
You can get refinancing options
I need a loan to start a big business
As African Bank can’t help you on this, I’ll mention another entity that can assist you: Nedbank. This bank has exactly what you need as, among their products there’s the Start-up Loan specifically designed to support their clients when starting up a new business. So, contact Nedbank to finance your business and, to make it profitable.
The reason why I want a loan is to buy a van. On July 2017 my van was stolen. My profit was r20000 and now is r13000 because I'm using a small car. Can i qualify for a business loan?
African Bank does not issue business loans so; you won’t get the financial assistance you need with this company. To apply with them is essential to present pays lips and bank statements for the last three months. Unless you can present those documents, they won’t accept your loan request. You can find a solution with NFB, as they do assist people on business loans.
What if I don’t have payslip and I am a self-employer. What can I do if I want a loan?
Depending the loan amount you need, you can find few alternatives. One of them is trying with FNB (First National Bank) as they accept people working on their own. You will be asked to present, among other documents, your bank statements for the last six months proving you get enough income on monthly basis to cover the cost of the loan.
Which banks will give self employed loan?
One of the companies that can help you with a loan for self-employed citizens is Gumtree, so you can phone on this number and receive data and start the application: 0-800-999-045
Why is it so hard for self-employed people to get loans?
The main reason why banks are reluctant to issue loans to self-employed is because lending entities don’t consider them as having stable income to repay the loan. If you work for a company, they know you’ll have certain amount of money every month. On the contrary, if you work independently, you can’t assure to earn that amount every month. So, banks prefer lending money to those who have a monthly and fixed salary.
What do I need to do if I’m self-employed to get a loan?
Although you have less opportunities than those who are employed from a company, you do have some special options. You can think about payday loans, pawn loans or, if it’s the case, business loans. There are really few entities issuing loans to self-employed and, those that do it, may ask some complicated requirements to be fulfilled. That’s why, self-employed usually think about these other types of loans I’ve mentioned.
Hi, I need a loan, I will pay it monthly. Please help me
If you are sure about how much money you need and, if your salary is enough to pay for it, you can either talk to African Bank to apply or, consider some companies to compare them. If you use our platform, you can find which bank offers the lowest rate and apply with it. Consequently, you can end up paying a lower interest rate.
Hi there. I am self-employed but my husband's money gets paid into my account weekly. Can I apply for a loan?
African Bank will ask you to show a prove of income from the employer along with bank statements. That’s why, is not enough that you have monthly salary entering into your account weekly to be seen as a possible client from the bank. You may consider taking a pawn loan, in which you present an object as guarantee of the loan until you pay all the installments.
How can I get more data about personal loans?
You can dial up the free number or enter the bank´s website
Good day I would like to apply for a personal loan of 50000 rands, thank you
Great! Get the documents ready to present and, discuss with African Bank’s consultants about the term to pay the loan. Remember, the term can be up to six years and, the interest rate may be up to 27.50 %, based on your affordability and the terms you choose. Also, you’ll have to pay an initiation fee but, you only pat it once.
I need a loan to extend my house, is there one available?
African Bank currently offers its clients its own home loans of up to R 180 000 which they can finance in periods of around 84 months. Home Loans can serve to extend the client´s properties
I am self-employed selling food at industrial areas and making around 12 000 to 15 000 per month and my gross income is around 10 000. I would like to extend my business to other areas as my service is in high demand
If the purpose of your loan is directly related to expanding your business, you must look for banks that offer business loans. This kind of loan is carefully thought to fit the necessities a business has and, its terms are established to help you manage the profit to cancel the loan. Some examples of companies offering business loans are FNB and Nedbank.
Good day, I am a self employed beauty therapist looking for some funding. However, I went to your branch and was told African Bank does not do loans for self employed people. Please advise me as to what to do. Regards melissa
Good day! Nowadays, African Bank only issues loans to permanent employed South Africans. Even though you won’t find a solution with them, you have many other options. The First National Bank, for instance, have two alternatives for you. They have personal loans to self-employed citizens but, they also have business loans. So, whether you need the money for you or for your business, they can provide you with a fine solution.
I'm a self employed contructer can i get a loan?
Fortunately, African Bank has developed a series of loans for self-employed citizens, they just need to choose a surety for their loan and also submit latest receipts or bank transactions to prove their financial status
I am self employed i own a mobile kitchen. I would like to know, do i qualify for a personal loan?
As a self-employed person you can be eligible and qualify for a personal loan in African Bank as long as your credit record is more than 60% and that you have an income of R 2500 at least
I am self-employed, can I get a loan?
If you are a self-employed person or independent worker you can apply for a loan on your own in African Bank and obtain up to R 20 000 but also minimums of R 500. The amount chosen will exclusively depend on your monthly salary which is an approximation of how much you earn and your credit record.
I'm self-employed and I'm looking for a loan
Those who are self-employed find it extremely difficult to come to a bank that accepts them as, most of them require to get monthly pays lips as prove of income. However, you may find some options to get your financial help. For instance, FNB will grant you a loan if you meet some special requirements as regards your source of income. You may take a look at them.
I would like to know if people that's self-employed can borrow money from a bank?
In general, banks don’t like lending money to people who are self-employed because they prefer the security of a stable monthly salary. Either way, you may find some banks that will accept you if you comply with some specific requirements. One great option is FNB and they, besides being South African of at least 18 years old, will ask you to present the last 6 bank statement instead of just 3.
What are the requirements for self-employed to get a loan?
Basically, the requirements vary according to the bank you choose to loan with. Generally speaking, apart from being a SA citizen living in the country, you have to get your income through your bank account and submit six months’ bank statements. Of course, you have to present documents proving these requirements are met.
Hello there, I’m Thabang Radiphotshwa. I want a loan of r500 000 from African Bank. Can I get it and what are the documents I must submit in order to get help?
I regret to inform you that African Bank’s maximum quote to borrow is 250000 rands so, if you apply with them, you should lower the loan amount. In case you think you can manage half the amount you said, you should take your SA Identity Document, your bank statements, the pays lips you received from your job, and proof of address to African Bank to apply.
I am the owner of a restaurant and I need financial aid. Is African Bank able to assist me with a loan if I am self-employed?
Sadly, no. African Bank doesn’t work with self-employed people. In addition, I recommend you to consider looking for an entity that grants business loans as, they will have the experience you need to improve your restaurant. You will get a loan planned to assist your business and, get a repayment term according to the profit your company earns.
How to get a loan?
First, check what African Bank requests for their applicants. Then, make sure you have the documents you need to submit at hand. After that, get in contact with the bank to discuss the loan amount and terms you need. They’ll let you know if you qualify for the amount you ask or, they’ll offer you a quote they think you can afford. Finally, you take the money and repay the loan as is stated in the contract.
Can self-employed obtain African loans?
I’m sorry to inform you, African Bank does not finance self-employers. If you get a permanent job and, receive pays lip through it, you may consider this entity to ask for a loan. On the other hand, if you need a small loan, you can try paydays lending entities. They would lend you money to repay in 3o days and, because of that, their requirements tend to be simpler.
Hi, I'm working for an airline agent at airport but they don't give me payslip. They only give me statement showing the money that I'm going to get during pay day. I want to know if I quality for a loan
African Bank has just three basic requests for applicants to comply with in order to be approved for the loan application. These are just to verify the client has a regular salary to back up the cost charged for the loan. One of those requirements is to present a document proving your income for the last 3 months. If that statement you get reflects such information, you have a chance to have your loan confirmed.
I am a self-employed person; I make more than r15000 per month. I need to know if African Bank can accept me for a loan to buy a vehicle in order to start a business, is it possible for me to have a loan if I have no any other loan from any store?
To start, any lending company will check your credit record so, if you haven’t taken a loan before, it may get a little difficult for you to be accepted as, banks need to have some sort or record about your finances to decide. Second, if you need to use the money to begin a business, you should try to apply for a business loan and, sadly, African Bank does not work with that kind of loan.
Can I get a loan if I'm not working for any company but have some income every month? I have tenants who are renting from me every month
If you don’t work, you are failing with one of the most important request any bank asks. However, that doesn’t mean you can’t get financial aids. You may use some values to take guaranteed loan. If you do this, you may take a loan leaving that value as guarantee. Then, by the end of the term, meaning when you cancel the payments, you get your possession back.
I don't have email address but I need loan, Can I have it?
Some banks state the email account as requirement because they have to get in contact with you and, they will use it to keep you informed about the status of your loan. You must know, if you don’t have an email account, is not that difficult to open one. You will also see it’s really practical to use and, it will maintain you informed about your loan.
Good afternoon i am looking for a loan i’m self employed i have my own hairdressing salon. Is it possible to obtain a loan with this condition?
Hi! Yes, you can still get a loan as long as you have a proof of income, that works as a payslip and states the amount of money you earn every single month. Moreover, you can ask a relative of yours to serve as a guarentee of the loan, in case your income is not enough.
Can loans be paid in advance?
Yes you can close the loan when you are ready
I'm self employed, my business running smoothly but I don't have pay slips. Can I get a loan?
If you intend to get money borrowed to invest it on your company, you ought to get a business loan. This product will aim specifically to the kind of need you need to solve and, with terms thought to fit the way business run. As you’ve said your company is making enough profit, I’m sure there’ll be a company ready to help you.