Compare the best loans of South Africa and find the lowest rate
Are you experiencing a hard rainy day? Have you thought about considering Absa to give you the solution you need? If you are residing in Centurion and are tired of not getting the solution you deserve for your financial needs, you can try Absa and their lending programs for every citizen, especially for those living in your area.
For that purpose, I will devote the next article to giving details about each loans and providing you with the contact details of this company.
For more than two decades on the financial area, Absa has created more than one loan in order to cover every need a person can have in their life.
What are the most affordable LOANS citizens of Centurion can get with Absa?
As you can probably imagine from the way this loan is named, with an Express Loan you can easily acquire the program and obtain quick funds. In fact, Absa can give you a maximum of R 8,000 and a minimum of R 1,500. Those amounts have the chance of being financed in periods that range from 30 days to 200 days.
The requirements for obtaining this program have to do with opening an account with Absa and proving you are permanently residing in South Africa.
Here, a list with their benefits for clients:
-Clients can be protected whenever their health is at risk and they have a hard time trying to finance the loan
-Clients are able to make payments on a monthly basis with any type of payment method
-Clients won’t need to pay penalties for not complying with the monthly payment
-Express Loans can be combined with other programs
-Interest rates are always dependent on the client´s financial situation
These type of loans give clients the chance of obtaining between R 350, 00 and R 3,000, which can be easily financed in a year or 3.
I will show you their advantages in the following list:
-Immediate access to the money requested
-Interest rates will be lower than the rates corresponding to other financial companies
-Financing terms are pretty convenient and easy to pay
-Citizens can make the amount of payments they feel like
-Citizens can easily get a program in order to receive protection no matter the health circumstances: Credit Protection Plan.
Interested in that loan? You can easily apply for it in an online way. How? By entering the company´s website and clicking on their section destined to online application.
But, if you prefer to do it in person, you can always go to their branch and start the application procedure there.
Absa has designed three types of Overdrafts for those citizens that are looking for additional funds to cover their needs:
1Fixed facility: the biggest advantage of this program is that the client can choose what will be the limit of the loan and change that amount as the months go by. It has also the great advantage of being able to make use of those funds at the same time you are being granted it. However, before applying for it, you should discuss in detail with the consultants what your limit will be.
2Reducing Facility: for clients that are tired of not finding immediate funds, Absa has created this facility. The only disadvantage of this program is that the funds you are granted at the beginning tend to change with time. And by change, I mean lower. So, please bear that detail in mind before applying for it.
3Indefinite facility: this is a simple way through which citizens can have access to the money they have always wanted. This program was designed for clients can do not possess a high income, especially those who do not earn more than 3,000 on a monthly basis, which is a really low income. These clients do not need to worry about interest rates, since they will be fixed in conjunction to their needs and earnings.
Their advantages are discussed below:
-Being able to pay for the whole loan in a maximum of three years
-The application process can start very quickly
-The interest rates will be based on the citizen´s necessities
-The person that is granted the loan will get important discounts whenever their health is in danger and they have many bills to pay.
Citizens that would like to obtain this program can easily apply for it by using Absa´s official website and clicking on the section destined to applicants. And, they also have the chance of applying at their branches, in person. There, they will be given many details about the loan´s requirements and features.
How can you contact Absa in Centurion?
You can go to one of their branches located at Olievenhoutbos Ext 36, Centurion, 0187, South Africa. The telephone corresponding to this office is 27 860 008 600. This office opens Mondays to Fridays from 08:30 am to 03:30 pm and on Saturdays from 08:00 am to 11:00 am.
There is another branch located at Centurion Mall, Heuwel Rd, Centurion, 0157, South Africa, whose telephone number is 27 12 641 0000. This branch is available during weekdays at the same opening hours than the previous branch.
Try to enter the bank´s website and you will get tons of information about their programs and further services. You have the possibility of applying online for a program by following quick and simple steps in the webpage.
All in all, regardless the financial need you have, Absa can help you with that in an affordable and convenient way. You can obtain the funds you need in order to cover your personal needs with Absa´s lending programs. This bank, with more than one program destined to cover your needs, has very convenient financing terms and few requirements. Try to contact their consultants and see how easy it is to get the solution you and your finances deserve. I am sure you won’t regret contacting this company, it will definitely change your life for the better!