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Can I Obtain a 1life Personal Loan? Calculator and Contact Information

    If you are looking for a sustainable way to cope with your personal needs, you probably need to apply for a Personal Loan. These are lending programs whose biggest aim is to guarantee that every need you have in your personal life gets covered and you enjoy the financial status you always wanted. Fortunately, there is a credit provider, characterized by its integrity and honesty, which will offer you those loans. I am talking about 1 life.

    In the article you are about to read, I will give you data about 1life and their Personal Loan. Then, I will give you some data about another loan that can also be useful for you, their Consolidation Loan. Then I will give you reasons why this company is a must in terms of loans. Finally, I will give you their contact details, for you to communicate with their members and start the application.

About 1 life

1Life is a fairly new-fangled insurance firm that became popular due to the introduction of its comprehensive insurance which was offered to the public at a really low price. In fact, their founders state that the low price of the insurance has to do with the opportunity they wanted to give every South African of protecting their lives without wasting so much money. But, as said before, this company not only provides insurances but also loans for the citizens of the country.

    There are certain principles that compose this firm, such as those of individuality, affordability, simplicity and transparency, all of which make it a great credit provider. Interested in why so many people can buy their products? Because there is a big discount applied to them, so customers end up paying less. Another reason is that the company offers its clients certain premiums which will not be changed during a course of two years.

1 life Personal loans

With a Personal Loan you can satisfy any type of need that comes into your mind, be that financing your summer holidays, paying college tuition, paying for repairs at your apartment and the list can go on. Moreover, that money can be used to start your business or make the one you already have grown and become more competitive.

When you are granted the loan, you will have access to financing terms whose maximum is of 60 months and you will pay fixed interest rates which tend to be very competitive. Of course, all the installment you will pay during the course of the loan will be fixed and set by the company.

If you are interested in checking your affordability you can do it in the company´s website. Even though there is no calculator there, you will have an idea of what it takes for each loan.


In order to be eligible for a Personal Loan granted by 1life, you must be employed and make sure that your salary is of at least this amount: R 3000. Moreover, you must be a South African resident and you need to give the company the information of your bank account, where it is supposed your boss deposits your salary each month. Besides, you need to keep an ideal credit record.

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The application process

     Applying for a loan is very easy, you can enter the webpage of the company, go to the section called “Apply now” and begin the application by entering your information. Or, you can call this number: 0861 2222 17, which is available every day from 08:00 am to 07:00 pm.

     The company can give you a minimum of R 2000 but a maximum of R 150 000 and the interest rates which apply to this loan are always lower than the ones of another companies. Regarding financing periods, as said before you have between 12 to 60 months to complete its financing.

You can also try another important loan they offer:

1 life Consolidation Loan

The greatest advantage of this type of loan, is that you can merge all the different loans you were granted in the past and your accounts and turn it into just one repayment, which will be fixed. By doing that you get to obtain more cash in the end and you can do it by following minimal steps.



-Possessing a South African ID card

-Having a monthly salary of at least R 3000

-Possessing perfect credit references

-Submitting a proof of the place where you live

The application process

As it happens with a Personal Loan, applying for a Consolidation Loan is quite easy too. You just have to enter the company´s website from your cellphone or your laptop or you also have the chance of making a phone call to this number: 0861444669.  Once there, you get to choose between two options, to pay for one of their loans or to pay for all of the loans. You have the possibility of selecting how much money you want to pay in the financing term that best suits you. After that, you will receive at home a piece of paper for you to sign it and deliver it back to the company. The moment the company has received the document, it will be enabled to finance your loans and call the different credit providers who granted you them so as to close all the lending programs.

Reasons to choose 1 life Loans

The different loans granted by 1 life loan have one objective: covering any type of need the customer might be experiencing. It can also be said that this company aims at giving opportunities to everyone, reason for which it has developed a variety of financing terms and rates. Moreover, even though 1 life is pretty new in the financial market, has gained a strong reputation as being one of the most reliable credit providers in the country.

Contact Information

-In person

You can contact the company by going to their physical office in Midrand, which is in Dainfern.

-By phone

Another way by which you can communicate with the company is by phoning them on 0860 10 53 40.


You can also contact the company by entering its webpage, where there is a contact section, a section for quotes and products, insurances, and the chance of applying for a job in the company.

Leave your question

Questions and answers

Can I obtain an insurance?

Sure, there are personal, home and business insurances in this company

How do I know If I am eligible?

You can contact an agent

Can I pay with automatic deduction

Yes you can

Are there banks that support clients to apply for a loan?

Many banks in South Africa are characterized by their granting of loans. For instance, African Bank is a bank specialized in many loans, such as Personal and Home Loans. It helps clients to obtain the money they need by choosing financing periods of up to 60 months, but client also have freedom to choose shorter periods of time if needed. The benefit of resorting to a bank to give you a loan is that the loans are totally backed up by the bank and by the National Credit Act.

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