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What Type of Car Insurance Can I Get in Santam Offices in Johannesburg?

As a car insurance company, Santam wants to make sure that every person in South Africa has access to its services and that is also the case with the citizens of Johannesburg.  So if you are concerned about insuring your car, you have found the correct company to do it so.

Today we will take a look at the different types of insurance that this company proposes for its clients, but before doing that, there are some important aspects to bear in mind that will determine the type of insurance you will choose.

Let’s start with the value of your vehicle... do you know it? If not, how does one know it? That’s very easy, Santam proposed estimating the value of your car by using an online calculator. This is simply a calculator in which you will choose different kind of data related to your car, such as the model of it, the year in which it was made, the condition of your car and information as regards its mileage. In case you have an old car, Santam can also give you a vehicle valuation by filling an online form. Of course that valuation will depend on the market value of the car you possess.

What comes next? Getting a quote. You can simply do this by filling a form in their webpage or in their branches (in person). Here you will give them some information about yourself and your vehicle. And when you least expect it you will receive a quick quote from Santam. Easy, right?

Now… how can Santam insure my car? You have three different choices as regards insurances:

  • Limited (theft and fire): damage that is not intentional to your car, including third party damages. But you need to know that this insurance applies when the damage created is a result of an explosion or fire, lightning, theft or attempted theft.

  • Third party only: covers the amount  which the customer  is legally liable to a third party. Of course this cover applies if the liability is linked to the car

  • Comprehensive: protects you,the client,against accidental loss or damage caused to the car, including a liability by a third party. What do you get by choosing the comprehensive cover?

  • - Recovery costs if your vehicle was hijacked or robbed.

  • Substitution expenses for locks, keys and remote controls.

  • You are able to replace your vehicle after lost it or after it was stolen.

  • You will get accommodation if you are in an emergency and need to stay somewhere else.

  • You will receive a special treatment in cases of shock and trauma.

  • Emergency costs are paid to public authorities

  • In need of more? There are additional features together with this insurance:

  • You are able to ignore the essential excess on your vehicle.

  • If you own a luxury car, you can omit the non-compulsory cover and as a consequence you boost the cover for costs related to towing, the loss of keys and safeguarding if your car gets broken down.

  • You can select the contents that are inside your trailer or caravan and you can make a list with all the accessories.

  • If you have a 4x4 automobile, take into account that these type of vehicles are eligible for a specific cover if you are willing to pay an additional premium. Moreover, there are extended benefits, such as repatriation costs, cover for winching and equipments, extra cover for repair, and a wonderful extension to other countries where your car will be covered.

  • Okay, so you know how to get a quote from Santam and you are familiar with the car insurances the company offer their clients. But there is one more thing…how to know how much cover does your vehicle requires? Here is my advice:

  • You are only looking for a basic protection, no more than that. The best insurance in this case would be the limited cover, as it will protect you n cases of extreme emergency, such as robbery and fire.

  • You have just bought a car and it is a new one, so in this case the perfect choice will be the comprehensive insurance

  • You have a relatively old car which is paid off. Why don’t you try the third party insurance?

          And before finishing..Let’s talk about their wonderful SOS service, one that is always extremely helpful for clients who find themselves in emergency situations and don’t know what to do. Santam offers a 24/7 telephone line to give you assistance. Just call them on 0860 505 911. In which cases can you make use of this service? Let’s find out:



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-You need a jump-start service.

-Your car got broken down. Happens in most cases.

-Your car has flat tires that need to be changed immediately.

- You forgot your keys inside the car and need someone to come and open your car for you.

-Your car has run out of fuel. In such case, Santam will deliver 10 liters of fuel to you.

- You got injured in an accident and need medical assistance. Also hospital transportation.

-You are in need of legal advice. Santam will offer you their lawyers.

See? Santam can protect your car in Johannesburg against anything, 24/7. The only thing you need to do is get a quick valuation of your car so that you identify your vehicle`s needs and based on that information and your budget, you can choose the appropriate car insurance.

How can you contact Santam in Johannesburg? There are different offices, choose the nearest one. Here is a list of them:

Osborne Office Suites, 130 Osborne Ln, Johannesburg, 2007

Unit 3, Meadowdale Industrial Park, Dick Kemp St, Johannesburg, 1610. Phone number: 87 354 7000

41 Stanley Ave, Johannesburg, 2092

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Leave your questions or comments

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Questions and Answers

How can I get a valuation of my car?
At their offices or by phoning the company
Which is the cheapest cover available?
The third party only is the cheapest option.
Do clients get rewards?
Depending on how long they have been a Santam member.

Leave your rating about What Type of Car Insurance Can I Get in Santam Offices in Johannesburg?

(5,00) / 3 Ratings

Rating: 5
Comment: Very interesting. I dint know that the company could give me a valuation of my car. Awesome
Rating: 5
Comment: Very useful tips given in the text. Thank you!!
Rating: 5
Comment: I will definitely become their client. I really liked all the different insurance choices available.

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