Are There Outsurance Car Insurance in Pretoria? Queries and Phone Numbers
So you probably know the importance of getting an insurance for your car, in times where someone else may cause damage to it or even yourself in a rush.
If you are a citizen from Pretoria and are wondering if you can insure your car with Outsurance, sure you do.
Outsurance offers you three different kinds of covers so that your vehicle is taken care of and at the same time you can afford to do it so. Let’s look at them in detail and you will be able to choose the one that suits you best:
1. Comprehensive Cover: It is designed to make you save money while it makes sure that you car is insured against any type of damage you can imagine. This comprehensive cover has benefits such as:
Protection against fire
Flood and hail damage
Dents and scratches
Damage caused by a third party
Damage that is intentional, caused by someone else
2. Motor liability cover: after you have caused a car accident causing accidental damage or loss to a third party, you are covered against financial liabilities. Even if you are driving a friend`s vehicle and it is your fault. With this kind of insurance you get a liability cover of R5 million. And the good things is that you have a premium which is guaranteed for 12 months. Yes, you have read well, a year. And what’s most important is that you don’t have to pay an excess on your personal car insurance.
Moreover, this liability cover takes care of the damages caused to your car as well as long as you have already selected the comprehensive carinsurance or the limited carinsurance packages. What about damages caused by theft, nature, fire, accidental damages? Covered in full.
3. Essential cover: The cheapest option if you think you cannot afford the previous one. If your vehicle is valued under R100 000, is older than five years and it is still has not been financed, you have found the best cover for your car. Let’s see its benefits:
-If your vehicle turns out to be damaged in an accident, that includes explosions, fire, hail, earthquake, snow, flood or storm, the company is willing to pay you up to 40% of your insured value. And in cash.
-You have the opportunity of choosing the amount of accidental damage cover, which is up to the type of car you have.
-Your excess will be a payment deduction. There is a R1000 amount but you can raise it to R4 000 in case you want.
Having said that, is it pretty obvious that this cover enables you to save money and at the same time you can take responsibility of the repair process. Great option, right?
Now, you will be glad to know that essential accident cover, essential theft cover and essential liability cover are all included in the essential insurance package. So, the company guarantees to take care of your pocket and to insure your car in the best way possible. How? Let’s take a look:
If you have caused an accident and you are legally liable for such accident, Outsurance pays for the damage that you have created to the third party. How much? a maximum of R 1million.
If your car was stolen, you will be paid the full retail value of it.
If you have participated in an accident, the company covers the damages, depending on the maximum you have selected for accidental damage.
Summing up, Outsurance offers the Comprehensive cover that covers different types of damages, the Liability that covers damage to or by a third party and the Essential cover that gives you theft, accident and liability cover.
Now, you should also know that Outsurance has an incredible promotion that you could make use of, the R400 promotion.
Want to find out was is it about?
Find the best insurance of South Africa
King Price - Car Insurance
- Choose the excess that best suits your budget. - Save up to 20% when you cover 2+ cars with us. - Emergency assistance 24/7, for when you need to be rescued. - Shortfall cover: for complete peace of mind when your car is financed.
The company is willing to pay any person that is not their client and has completed a personal car quote with Outsurance, R400 in cash. So it establishes a comparison, between the price you pay with another company and the one that Outsurance offers, and if their company`s quote is more expensive, you are paid in cash. And in case the opposite happens, you will also get cash through your savings with them.
How does Outsurance makes this comparison? It wants to adjust their excesses and benefits so that it is similar to the contract you have already signed with another company. So a fair comparison is made.
How does this promotion work? The moment you give the company your bank account details for them to store, Outsurance makes sure that they are stored in a safe place. How? By offering a secure web page, in which those details will be stored until the promotion ends, no more than that.
So, if you are living in Pretoria and are willing to insure your vehicle, this company offers you different options, all of which are designed to fit your budget and your vehicle`s needs. And what is more, you have the R400 promotion, that guarantees to beat any other company`s quote, and if they can’t, they will reward you with a R400.
If you want to get to know more about the company, you can always phone them (0860 060 000) and you can also go to their office, which is located in 1241 Embankment Rd, Zwartkop Ext 7, Centurion, 0157.
Questions and answers
If I have another company and want to try Outsurance, how long will it take for me to change?
As long as you are unsubscribed, you can join Outsurance
If someone caused damage to my car on purpose, what type of cover should I get?
If damage is intentional you should try the Comprehensive cover
Is there any other way I can contact Outsurance?
You can always check their webpage for more information
find it great that bumper bashings are covered, since they are not covered by all companies
I would really like to try Outsurance since I am not satisfied with my current insurance company. Many thanks
After reading the article I would like to know more about the R400 promotion