Can I Get Car Insurance at Outsurance`s Offices in Johannesburg?
If you are wondering whether you can find insurance for your car in Johannesburg, then you are in the correct place. Want to know what this company offers their clients?
First, it is important to notice that there is not only one type of cover available, but three. Yeah, you read well, three different kinds of insurance for your car. We will take a look at their benefits, so that you can choose wisely.
Comprehensive cover: want to save some money and spend the least you can in your car insurance? Then this is the perfect cover for you. You are protected against dents and scratches, fire, flood and hail damage, third party damages, intentional damage and even liability claims.
Motor liability: if you didn’t cause the accident, but a third party did, or when the accident represents a loss for someone else, Outsurance makes sure to cover every financial liability you may encounter. It doesn’t mind if your car is not yours and you are driving someone else`s car, the company will cover it. You also have access to a 12 months guarantee which is a premium. And you don’t need to worry about paying any kind of excess as Outsurance will happily cover it for you. But, there is one important thing to bear in mind; all these benefits are available if you have already chosen the comprehensive cover or the limited cover. Moreover, in cases of accidental damages or accidents created by nature, you are also covered. Awesome, right?
Essential carinsurance: the cheapest option among all the covers Outsurance offers. You can use it if you have a car that is older than five years old, is valued under R100 000 and has not been financed yet. You won’t have to worry about paying excess, as it is a payment deduction you get. Now, if there is an accident caused by an explosion, hail, fire, an earthquake, a storm or a flood, Outsurance pays more than 40% of the insured value of
Your vehicle. And last but not least, you can choose the amount of accidental damage cover, which depends on the type of car you have.
So, three different kinds of covers that are designed to adapt to your budget. You choose.
Then, Outsurance provides their HELP@OUT system, which is aimed at assisting their clients in any incident. There are kinds of assistance:
Roadside assistance as soon as you phone them, the Outsurance team will rescue. Try to picture yourself in a dangerous situation, one in which you feel lonely and helpless. No need to worry, their team will be right there with you. The team does not care if you are calling from a very close place; they will assist you everywhere to make sure you are feeling safe. While you are waiting, a towing service will be in contact with you until it makes sure your help has arrived and you are okay. Of course, any costs related to towing will be covered by the company, so you don’t have to worry about paying extra ones, if you have a flat battery or a flat tire, or you just forgot the keys inside your car, which usually happens, the fees and the first hour of labour will be covered. And perhaps you are asking.. What if my vehicle is out of fuel? Then the team will deliver 10 liters of fuel free of charge.
And pay attention to this, if you are 40 kilometers or more from home and you car breaks down, the company will make sure you get accommodation during the night and that you are also given another vehicle.
Home assistance If you are experiencing an emergency at your place, Outsurance`s team will get to your home in order to assist you. This means that you will have access to a plumber, electrician, bee keeper, builder, glazier and even a locksmith. The bill for this call and their first hour of labor will be covered by Outsurance. Moreover, a security guard will arrive at your home so that you feel safe and out of danger. Again, all these costs will be fully covered, no extra costs.
§Medical and Legal assistance You will have access to Legal and Medical assistance if you pay a premium. What does it mean? That if you find yourself needing some medical or legal advice, you can call their legal and medical telephone which functions every day, no matter the time. Moreover, if you are not sure as regards the type of legal documentation you are dealing with, you can also get this type of advice by calling their team.
Now, in which situations this telephone line may be helpful?
Medical response and transportation, including inter-hospital transfers
Access to a doctor or to a hospital.
The company pays the hospital admissions ( a maximum of R 500)
The company arranges a dispatch of essential medicine and a doctor.
The company prepares the escorted returns of minors.
Access to telephonic counseling which includes face-to-face sessions per incident.
HIV blood tests and the medication needed to prevent sexually transmitted diseases.
You will receive a three day starter kit with all the essential ani-retroviral treatment.
Summing up, you can find the appropriate car insurance in Johannesburg. The company not only provides three sorts of covers but also assistance to their clients. Of course it will all depend on the amount of money you are willing to pay, the type of vehicle you have and what services you are looking for.
Do you want to contact the company? You can phone them (012 661 6713) or you can go to their closest branch in Dillon St 7.
Find the best insurance of South Africa
King Price - Car Insurance
- Choose the excess that best suits your budget. - Save up to 20% when you cover 2+ cars with us. - Emergency assistance 24/7, for when you need to be rescued. - Shortfall cover: for complete peace of mind when your car is financed.
Questions and answers
What if I have an accident late at night?
Their team is always available, no matter when. You can call them any time you want.
If I find myself in a traumatic experience do I have access to a psychologist?
Sure, Outsurance offers a counseling line for that
Does Outsurance cover every hour of labor in case I have an emergency at home?
Only the first hour of labor is covered
I found all these information very helpful as it was what I needed in order to change my insurance company for Outsurance
Not every insurance company offers so many benefits. Good to know about it
Many cover benefits